Get free answers to your Foreclosure legal questions from lawyers in your area.
But if it too late, what should I do next? I live in California but my home is in New Mexico. The people who rented my home got enviction note to leave the property by September 2. I really want to keep this home. It there a way to do it?
answered on Feb 16, 2017
Was the foreclosure wrongful? If so, you may be able to appeal the decision or sue for wrongful foreclosure. As for bankruptcy, there are various options, including possibly Chapter 13, but you should see if you qualify by discussing this with a bankruptcy lawyer. See:... View More
For a Property in California:
Lender Filed Notice of Default in 2010
Lender filed Notice of Sale in 2010. Sale Postponed
Borrrower worked out with bank for some time. Lender Servicer changed names in 2013
Successful Loan Mod completed in 2013, Borrower made... View More
answered on Feb 16, 2017
Was a new Notice of Default timely filed for this 2016 foreclosure? That would be required. The rescission of default for the prior N.O.D. may be valid. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You... View More
answered on Feb 16, 2017
See: https://dockets.justia.com/search?query=Vanderbilt+Mortgage+and+Finance+Inc
Also check the dockets of your local county court and the CA Supreme Court. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an... View More
Good afternoon,
My question is what is the statute of limitations for a law suit against a bank? My mom lost our home due to employees stealing from her. They stole my moms mortgage payment or payments not too sure on that. She lost our house due to that problem. But she has proof of... View More
answered on Feb 15, 2017
See: http://www.courts.ca.gov/9618.htm
More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications... View More
I cant really think.Im devastated but i cant just sit.I need answers.Who do i direct myself to?Grandma did have live-in caretaker,this woman is gone wont answer my calls.I feel aimless.Dont know where to begin.I never got notified about sale of house or where cars were going or our furniture or my... View More
answered on Feb 15, 2017
I am sorry to here of your troubles. You case is complex enough that you need to talk with a lawyer to see where you stand, but here is some information that may help you along.
Where to find probate information: If you grandmother had no will and no trust, and assuming the house was not... View More
If a mortgage and title company violate Fannie Mae's Mandatory Selling Guide and allow a person not allowed to act as an attorney in fact to sign closing loan documents under a power of attorney, is the loan and Deed valid and if it is can it be voided in court?
answered on Feb 12, 2017
Might be voidable but you need to talk to a consumer law specialist who is a member of CAOC or www.naca.net
This is foreclosure eviction. Six days after trustee sale someone came to my home and peered through windows, took pictures, and told me he had to see how much cleanup had to be done. He then proceeded to argue and incite a conflict. As he was leaving he said he left some papers for me to sign.... View More
answered on Feb 8, 2017
If notice was served, that should suffice, regardless of rudeness. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media... View More
I was divorced about 8 years ago. While married we had a 1st and 2nd mortgage. The 1st is with Bank of America and the 2nd is with bank of the west. After the divorce I took his name off title and my name is the only one on title. In order to save the house, I had to file chapter 13 to get rid of... View More
answered on Feb 7, 2017
Did you refinance the mortgage when you changed the title to your sole name? If not, that may be the problem if your husband's name is still on the mortgage with the 2nd bank. They might be trying to collect the loan from him and using the house as collateral. More details are necessary to... View More
Home with mortgage owing left to children in parents estate. Estate settled but trust from that estate has not disperesed funds to complete and settle trust. Home is underwater. Appraisal does not cover loan due.
answered on Jan 31, 2017
Foreclosure is typically appropriate when the mortgage is in default for multiple months and all due notices have been recorded. Have a lawyer review the facts. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials,... View More
landlord did not tell us about foreclosure issue. she stated she didn't have to. and to pay rent still . when we got notice in default in dec stated auction date is 12/07/16 mention it to her and said still pay rent she didn't have to explain to me about the issue still. she then... View More
answered on Jan 4, 2017
See: http://www.prometheuslaw.com/2011/02/18/renter-beware-northern-california-renters-rights-in-the-face-of-real-estate-fraud-and-investment-fraud/
The best first step is an Initial Consultation with an Attorney. You can read more about me on my law practice website. This answer does not... View More
My mom passed away, missed a couple of payments, mortgage company wouldn't accept payments, finally got the money for probate, house is to be auctioned, out of time, doesn't seem fair, need immediate help.
answered on Dec 3, 2016
You can file a petition for special administration in probate court to be appointed as the special administrator of your mother's estate. Then the mortgage company will deal with you as if you were her. Maybe then you can negotiate a delay in the foreclosure. Hire a probate attorney.
Mother pulled out equity loans with out her son's permission, she now defaulted our home which is under auction. Mother is only on mortgage loan, Bank will not talk with us, filed a BK, help prolong trying to seek help. We paid the mom over 25 years never missed a payment, now she is held... View More
answered on Jul 29, 2016
First, you're not going to get a pro bono attorney to take this case. Second, you need an attorney to review your documents for a full consultation.
We want to save the house since the morgage is on our name, we trusted the person on deed and now she is hurting our credit is there anyway that we can get her out of the deed? Btw she doesnt want to sale the house to us
answered on Jun 24, 2016
Do you have an ownership interest in the house? Have you paid part of the downpayment or mortgage payments? You may be able to file a quiet title action to asset your ownership interest in the house.
the home was sold for $169,000 the amount owed on it was for $121,741.79 which leaves quite a bit left over, and since my mom was the last legal owner of the house am I entitled to left over money and if I am how do I go about filing to receive it since I live in Sacramento ca and I am currently... View More
answered on May 9, 2016
I don't understand if your mother was the owner, how you could make a claim for the excess proceeds? Has your mother passed away? If so, then you will need to initiate a probate action to be appointed as the personal representative of her estate.
I have been paying rent to him for 16 months now on a month to month contract. I have asked him if there is anything going on with the house he denies it and says that he is refinancing the home. But I Google the address and is listed as foreclosure notice of default, he lost communication with me.... View More
answered on May 5, 2016
You are obligated to pay rent, whether the loan is in default or not. You can always give a 30 day notice to move.
HELP My mortgage company prior to September 2013 HSBC,They sold it to Caliber Home Loans. I tried to do a loan modification after 9 month's they denied me.I was told me to contact HUD ,I got involved with Keep Your Home California I qualified for the HHF program they paid Caliber $25,000 the... View More
answered on Apr 15, 2016
Your legal matter is complex enough to warrant a visit with an attorney to sort out what happened and what you can do about it. Contact an attorney for a full consultation.
answered on Mar 27, 2016
Without a lease agreement, the tenants are month to month. You can serve a 30 day notice to vacate if they have been there less than a year. If they have been there a year or longer, then you will have to serve a 60 day notice to vacate.
They do not have a rental agreement
answered on Mar 27, 2016
Without a lease agreement, the tenants are month to month. You can serve a 30 day notice to vacate if they have been there less than a year. If they have been there a year or longer, then you will have to serve a 60 day notice to vacate.
I've been living in the house with them for ten years and taking care of them and the house as well as paying for the car and most the utilities. The house was left to all three of us kids but there is a lot of debt from creditors that was left behind. I don't want to move out of the... View More
answered on Feb 27, 2016
Keeping the house will depend on what money is available to pay off any creditors of your parents. If there isn't enough money to pay off the creditors, then the house will have to be sold in order to pay the creditors. If you want the house to yourself, you may have to buy out your... View More
All monthly mortgage payments were made on time to a large financial company. However, the company mistakenly showed several defaults and sent a foreclosure notice. The company required me to obtain and fax to them copies of 12 months of cancelled checks together with a letter before it would take... View More
answered on Nov 9, 2015
Probably not. Many mortgage notes provide for attorney fees, but unless you are an attorney you don't qualify. How do you figure your time is worth $150/ hour?
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