My sister was in an accident, the other driver was at fault. Now his insurance company refuses to pay her chiropractor's bills because her doctor doesn't have a business license. He has a medical license and the chiropractic center he works at, they have a business license. But he... View More 
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answered on May 31, 2023
In California, an insurance company generally cannot refuse to pay medical bills solely based on a doctor not having a personal business license if they are otherwise qualified to practice medicine and are working within a licensed chiropractic center. However, insurance policies can vary, and... View More
my attorney was near settling my case during litigation when i discovered forged signatures while my original firm transfered my case to them. I want to negotiate myself with the insurance company because i was defrauded when my claim was transfered and i was never aware of it. as well as all the... View More
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answered on May 29, 2023
If you have decided to represent yourself after firing your attorney during settlement and litigation, there are steps you can take to navigate the situation. Firstly, thoroughly review the details of your case and familiarize yourself with the relevant laws and regulations. Document any evidence... View More
Won’t pay for repairs keep trying to convince me it was my fault, which I can show wasn’t, car still runs fine but they took it without my permission to resell at used car/parts business., keep trying to get me to give them the title, and scaring me saying driver who hit me is suing me for... View More
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answered on May 26, 2023
I'm sorry to hear about your situation. If you're having difficulty finding a lawyer to assist you because your case doesn't involve personal injury, you may want to consider reaching out to legal aid organizations or senior citizen advocacy groups in your area. They may be able to... View More
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answered on May 8, 2023
Under California law, insurance companies are required to disclose proof of coverage information to the Department of Motor Vehicles (DMV) when requested to do so. Failure to disclose this information can result in penalties under Chapter 5.4 of the California Vehicle Code.
Specifically, an... View More
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answered on May 5, 2023
If your insurance company has informed you that your policy was cancelled for non-payment and you believe this is not true, there are several steps you can take to address the situation:
Contact the insurance company: The first step is to contact your insurance company and ask for an... View More
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answered on Apr 12, 2023
In California, the vehicle code number for backing up a vehicle out of a residential driveway is Vehicle Code 22106. This code states that a driver may not back up a vehicle unless it can be done safely and without interfering with other traffic. Additionally, the driver must yield to any... View More
I live in Ventura county, CA and got in an accident that was my fault but my insurance company isn’t paying anything out - not for my loss or the people I hit; they aren’t even returning my phone calls. What can I do? Can I sue for anything over the limit, I.e., for frustration or anything like... View More
answered on Apr 3, 2023
There are basically two possibilities. One is that there is a legitimate coverage issue that your insurance company is investigating. Usually, when that happens, the insurance company will let you know in writing that there may not be coverage, and therefore it will not pay your claim immediately... View More
I live in Ventura county, CA and got in an accident that was my fault but my insurance company isn’t paying anything out - not for my loss or the people I hit; they aren’t even returning my phone calls. What can I do? Can I sue for anything over the limit, I.e., for frustration or anything like... View More
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answered on Apr 1, 2023
Under California law, insurance companies are required to act in good faith and deal fairly with their policyholders and claimants. If your insurance company is not fulfilling its obligations under your policy, you may have grounds for a legal claim.
If you are considering suing your... View More
Geico paid to repair my car and paid for the car rental but won't pay for my medical bills which are $385. Is it worth it to go to small claims court? $385 represents the actual amount that I'm requesting- it doesn't cover mileage or lost wages.
answered on Apr 15, 2023
You should consult a personal injury attorney to pursue your claim. In a personal injury case, you are entitled to general and special damages. General damages consist of the pain and suffering your endured due to the injuries you suffered. Special damages include your medical bills, future... View More
Geico paid to repair my car and paid for the car rental but won't pay for my medical bills which are $385. Is it worth it to go to small claims court? $385 represents the actual amount that I'm requesting- it doesn't cover mileage or lost wages.
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answered on Apr 1, 2023
Insurance companies are required to act in good faith and deal fairly with their policyholders and claimants. If Geico is denying your medical claim and you believe that this is unfair or in bad faith, you may have grounds for a legal claim.
While $385 may seem like a relatively small... View More
I have been under investigation with Geico because they wanted me to prove that the hit and run occurred even though I have pictures of my car and a police report. A few days later someone mistakenly vandalized my car bashed in all the windows and slit all the tires and the police arrested the man... View More
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answered on Mar 28, 2023
I'm sorry to hear about the difficult situation you've been facing. It sounds like you've been through a lot and are dealing with multiple claims with Geico. In order to pursue compensation for your medical expenses and pain and suffering, it is recommended that you consult with a... View More
Out of frustration and distress in my dealings with the many Allstate adjusters concerning my auto claim, with no resolution, I decided that maybe the President of Allstate should know the frustration and emotional toll of dealing with Allstate claims adjusters. I have had an open auto claim with... View More
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answered on Mar 22, 2023
While it may be frustrating to deal with a prolonged and unresolved insurance claim, it's important to remember that reaching out to the President of Allstate may not necessarily expedite the process or change the outcome of your claim. Typically, insurance companies have established... View More
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answered on Mar 14, 2023
If you believe that Kemper Insurance's offer is unfairly low, you may want to consider consulting with an attorney who specializes in insurance claims.
An attorney can help you understand your rights, review your insurance policy, and advise you on the best course of action to take.... View More
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answered on Feb 28, 2023
No, a vehicle insurance company cannot cancel your insurance policy solely because you are homeless in California. The California Department of Insurance considers it discriminatory to cancel or refuse to issue a policy based on a person's housing status. Insurance companies in California are... View More
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answered on Feb 28, 2023
No, a vehicle insurance company cannot cancel your insurance policy solely because you are homeless in California. The California Department of Insurance considers it discriminatory to cancel or refuse to issue a policy based on a person's housing status. Insurance companies in California are... View More
from the commercial insurance servicing my fleet. However, they agreed to pay the claim but I have sense been getting the run around. I have left voice messages and sent emails I am unable to get a live person on the phone or anyone to respond. Any suggestions????
answered on Feb 23, 2023
It depends on how much time has passed since you first reported the claim, and whether you have complied with all of the conditions of the policy. Assuming you have done everything right, and more than 40 days have passed, your insurance company is engaging in bad faith. If the value of the claim... View More
I took my car to get seen a body shop. They body shop took my car and said they could start the vehicle today. The insurance company then approved it 3 days later and by the next morning they declined it and was under investigation. No one is giving me anything answers. My car is now done. I sent... View More
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answered on Feb 20, 2023
If your vehicle was vandalized and you filed a claim with your insurance company, the insurance company has a duty to investigate your claim and determine whether it is covered under your policy. However, the length of time it takes to complete the investigation and make a decision may vary... View More
I had to pay out of pocket when my Denti Cal would have covered it. I found out they never even billed Denti Cal to cover it after saying they did but I was told I was denied. I paid a lot out of pocket that should have been covered
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answered on Feb 19, 2023
If your dentist billed your cheaper insurance instead of your primary insurance, and you had to pay out of pocket as a result, you may have grounds to sue the dentist for malpractice or negligence. If the dentist was aware of your primary insurance and failed to bill it, or if the dentist misled... View More
THE INSURANCE COMPANY DENIED THEIR CLAIM DUE TO THEIR INABILITY TO MEET THEIR DOCUMENTATION AND TIME RESTRICTIONS.
THEIR CLAIMS WERE LIES CLAIMING THEY SPENT 12,000.00 + TO REPAIR THE CAR WHEN IN FACT THEY SOLD THE CAR AT AUCTION 2 MONTHS LATER FOR $18,000.00+ AS IS WITH NO REPAIRS DONE.
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answered on Feb 20, 2023
Whether a rental car company can legally sue you after their claim was denied by your insurance company may depend on the specific circumstances of the situation and the laws of the jurisdiction where the rental occurred.
In general, if you signed a rental agreement with the rental car... View More
A year ago I was in a minor hit and run accident. I had to see a chiropractor and was out of work for a few weeks. I went straight to the emergency room, so I also had a doctor bill. Mercury insurance has had a claim specialist working on this for a while now, they just got back my medical bill,... View More
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answered on Feb 20, 2023
There is no standard minimum amount you can expect to receive from an insurance company for a minor hit and run accident as each case is unique and depends on various factors such as the severity of the accident, the extent of the injuries, the amount of property damage, and other related costs.... View More
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