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California Insurance Bad Faith Questions & Answers
2 Answers | Asked in Insurance Bad Faith for California on
Q: My truck was stolen while rented on turo. Turo’s insurance came back with a low settlement. Truck has not been recovered

Turo did not go through the proper verification process for the person who rented my truck. This guy created his profile using a picture of an ID from another country. I called turo before handing this man my keys to raise my concern and ask them if he had been verified. They said he was approved... View More

James L. Arrasmith
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answered on Dec 11, 2023

In California, if you're dissatisfied with the insurance settlement offered by Turo for your stolen truck, you have the right to challenge it.

First, gather all relevant documentation, including the original value of the truck, the amount you paid, any enhancements or special features,...
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1 Answer | Asked in Civil Litigation and Insurance Bad Faith for California on
Q: Nationwide Pet Insurance is unfair business practice by increasing my premium by 300% year over year

my insurance went from $250/ month to over $650 / month this year. I've made complaints to California Insurance commission and they have not helped at all. Do I have a case against them for unfair business practice or some other complaint that goes agains consumer protection?

James L. Arrasmith
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answered on Dec 17, 2024

Insurance premium hikes can be frustrating, and while dramatic increases aren't illegal on their face, you might have some options to challenge this situation.

California law requires insurance companies to provide notice of premium increases and justify substantial rate changes....
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1 Answer | Asked in Insurance Bad Faith for California on
Q: I want to sue the County of Orange for not explaining the details of why my pension is being confiscated.
James L. Arrasmith
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answered on Dec 11, 2024

Under California law, you have important options to challenge pension confiscation through legal channels. Your first step should be filing a written appeal with the Orange County Employees Retirement System (OCERS) within 90 days of receiving notice about the pension changes.

Before...
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1 Answer | Asked in Insurance Bad Faith and Insurance Defense for California on
Q: Amazon would not let cancel Insurance and make $288 since August 2024 join insurance when the App show $88 only

and Amazon $288 every week for Amazon Imputed when App show was pnly $88 only and I kind want to quit Amazon for take $288 and The phone App lie

James L. Arrasmith
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answered on Dec 8, 2024

It sounds like you're having trouble with insurance charges through Amazon, specifically regarding a discrepancy between the $88 shown in the app and $288 being deducted weekly for "Amazon Imputed" insurance charges since August 2024.

You should immediately contact Amazon HR...
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2 Answers | Asked in Real Estate Law and Insurance Bad Faith for California on
Q: Does a homeowner have a duty to remove a hazardous tree?

Neighbor is limiting the use of my driveway. I cannot park where I want because of a hazardous tree.

A homeowner on my street, has a hazardous tree he refuses to remove (a very large dead Modesto Ash). The ground at the base of the tree can be seen lifting up during windstorms. When the... View More

William John Light
William John Light
answered on Nov 29, 2024

Call the City. There is probably an ordinance or code that is being violated., Or, offer to split the cost of removal.

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1 Answer | Asked in Insurance Bad Faith for California on
Q: Attorney claiming to have power of attorney. Need help

Attorney claiming to have power of attorney over me without any authority from me used to obtain two mortgage loans for a way of paying himself out for attorney fees he claims i owe using his financial institution and his mortgage institution not only had he used the same form to file both separate... View More

James L. Arrasmith
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answered on Nov 15, 2024

This appears to be a serious case of potential fraud and unauthorized use of power of attorney, which could constitute both civil and criminal violations in California. You should immediately gather all documentation related to these mortgage loans and any communications with this attorney.... View More

1 Answer | Asked in Personal Injury, Antitrust, Business Law and Insurance Bad Faith for California on
Q: Denial of Access to Recordings General Order GE N-011-00= Due Process

"Several bailiffs were called to the courtroom as a precaution. Plaintiff and Defendant's Counsel argued.

Plaintiff accused Defendant's Counsel of committing fraud and the Court of lying. The Court

reviewed Plaintiff's offered evidence- an email from... View More

James L. Arrasmith
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answered on Nov 14, 2024

Your concern about maintaining an adequate court record for appeal is valid, especially given the Jameson v. Desta precedent highlighting how crucial verbatim records are for appellate review.

If court reporters aren't being provided, you have several immediate options: First, you can...
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1 Answer | Asked in Civil Rights, Constitutional Law and Insurance Bad Faith for California on
Q: Fired CA atty settled $100K higher pro-se in OR. interpleader bd faith, took way too much out. Any actions I can take?

Underlying case was an Oregon shooting. I fired my CA atty once I learned he didn't know Oregon laws which harmed me at mediation, he wasn't prepared. He then damaged my repuation with new attorney in OR with severe defamation. It worked. Guy quit. 22 months later i settled pro se.... View More

James L. Arrasmith
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answered on Oct 25, 2024

I'm sorry you're experiencing these challenges. It would be best to reach out to a qualified attorney who can review your case in detail. They can help you understand your options and guide you through the legal process.

Additionally, consider contacting your local bar association...
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1 Answer | Asked in Insurance Bad Faith, Insurance Defense and Landlord - Tenant for California on
Q: My purse was stolen while was at my storage. If I make monthly rent & insurance payments is storage liable?

I was alone at my unit that night until another storage client drove up to my unit. She said a few words to me and left. When I realized my purse was gone I went to office immediately. I told them if incident & they could not get good view from camera footage. Also, told me they were not... View More

James L. Arrasmith
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answered on Sep 26, 2024

It sounds like you're going through a frustrating situation. Generally, insurance provided by a storage facility covers damage or theft of items inside the unit, not personal belongings like a purse stolen while you’re physically at the facility. You should review the terms of the insurance... View More

1 Answer | Asked in Insurance Bad Faith and Contracts for California on
Q: If my purse was stolen from me while I was at my storage facility and I pay monthly insurance to them are they liable?

My purse was stolen from me while I was at my storage unit and I pay monthly rent and insurance. As soon as I realized it was gone I told office. I asked to see camera footage and told them it could only be one person that drove by my unit. I was not with anyone else that evening. Facility denied... View More

James L. Arrasmith
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answered on Sep 26, 2024

It sounds like you're going through a frustrating situation. Generally, insurance provided by a storage facility covers damage or theft of items inside the unit, not personal belongings like a purse stolen while you’re physically at the facility. You should review the terms of the insurance... View More

2 Answers | Asked in Car Accidents and Insurance Bad Faith for California on
Q: A non injury semi accident that keeps putting off repairs of my vehicle at 18 k damages.

How do I get the insurance or bond company to cover damages

Tim Akpinar
Tim Akpinar
answered on Oct 4, 2024

As my colleague outlines, outline the details of your claim with supporting documentation. If negotiation efforts lead nowhere, you may need to consider legal action. A consult with an attorney could help you determine if that is something you'd take on yourself, or through a law firm - based... View More

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2 Answers | Asked in Insurance Bad Faith for California on
Q: ON 06/17/24 MY WORK TRUCK WAS STOLEN, I HAVE BEEN INSURED WITH ALL STATE INSURANCE FOR OVER 7 YEARS TO DISCOVER I AM NOT

I HAD BEEN WAITING FOR OVER (2) MONTHS FOR ALL STATE INSURANCE TO GET BACK TO ME.

Tim Akpinar
Tim Akpinar
answered on Oct 9, 2024

Theft cases can run a long time, because the investigations are often more thorough than other types of losses. One option is to discuss the file with an attorney, but that isn't necessarily a guaranteed expeditor - some cases will depend on the course of the investigation and level of... View More

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1 Answer | Asked in Insurance Bad Faith and Insurance Defense for California on
Q: car insurance someone said I hit them I was never there at the scene

I've been told that there's a police report with my name on it. I called the police to explain that it wasn't me and also sent them an email to clarify the situation. I even sent them pictures of my car showing no damage. Despite all this, my insurance company is still pressuring me... View More

James L. Arrasmith
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answered on Sep 18, 2024

It sounds like a stressful situation, but you're taking the right steps by communicating with your insurance company and providing evidence. Make sure to continue documenting everything. Keep copies of all emails and communications with the insurance company, including your phone call notes.... View More

1 Answer | Asked in Car Accidents, Insurance Bad Faith and Personal Injury for California on
Q: How can a thirdparty use torts to extend statue of limitations for auto claim in california ..is prop 30 an option.

2022 i was hit by a neg driver i live in california and san francidco is where the acciedent occured . The driver didnt report the accident police never took a statement from me .the adjuster isnt licensed in the state of california to adjust claims in california however she denied it and was... View More

James L. Arrasmith
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answered on Aug 20, 2024

In California, the statute of limitations for filing a personal injury claim after a car accident is typically two years. However, there are certain situations where this period can be extended, especially if you can prove that the insurance adjuster acted in bad faith or misled you regarding your... View More

1 Answer | Asked in Insurance Bad Faith for California on
Q: Does my PPO from another state have to adhere to my own state's laws regarding ambulances?

I live and work in California and I have a PPO through my job with Blue Cross Blue Shield of Michigan. I recently had to use an ambulance ( via Los Angeles Fire Dept.) but BCBSM says that I am responsible for the full bill because the ambulance is "non-participating/out of network."... View More

James L. Arrasmith
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answered on Aug 20, 2024

It can be frustrating to deal with situations like this, especially when state laws seem to conflict with insurance policies. While California law (AB 716) mandates that all ambulances must be treated as in-network, your insurance provider may be arguing that this law only applies to insurers... View More

2 Answers | Asked in Insurance Bad Faith, Insurance Defense, Personal Injury and Small Claims for California on
Q: whats the best legal advice for breaching a verbal agreement on an insurance claim?

i was in a minor collision with a lady that resulted in a verbal agreement between both parties to resolve the issue outside of insurance . She said, because her car was new and didn't want the value to go down it was in the best interest of both parties to pay her the damages directly.... View More

Tim Akpinar
Tim Akpinar
answered on Sep 4, 2024

This is not uncommon. If the other side is moving forward with an injury claim, you should be in touch with your insurance carrier to place them on notice of the accident. Good luck

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1 Answer | Asked in Insurance Bad Faith, Car Accidents and Small Claims for California on
Q: Property damage caused by non res./non-prop. owner & admitted fault; Insurance company paid but at depreciated value.

Housekeeper drove into/damaged 1 garage door; local companies recommend both doors be replaced. HK has admitted fault (to both property owner and insurance company); also have evidence via RING camera (which also indicates there are witnesses to accident); HK initially was going to pay out of... View More

James L. Arrasmith
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answered on Aug 7, 2024

You have a strong case to pursue the difference in small claims court. The housekeeper admitted fault, and you have evidence from the RING camera along with witness testimonies. The key issue is that the insurance company is only offering the depreciated value, while the actual cost to fix the... View More

1 Answer | Asked in Car Accidents and Insurance Bad Faith for California on
Q: I booked a car shipment on uShip and bought insurance from them, but they are not replying after a huge accident. Help!

I booked a car transport service and while being towed it was totalled by a semi that fell asleep behind the wheel. Our own insurance doesn't cover it because we were not in the car and it looks like the semi's USDOT # is invalid so they might not be insured either. We are looking to get... View More

James L. Arrasmith
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answered on Jul 18, 2024

In California, if you're experiencing a lack of response from the insurance company provided through uShip, you should first document all your communications with them, including emails, calls, and any responses or lack thereof. This documentation is essential if you need to escalate the... View More

1 Answer | Asked in Personal Injury, Civil Rights, Identity Theft and Insurance Bad Faith for California on
Q: What are the laws for car ownership in CA? My grandma took my car and she won't tell me where it's at I need it back

My grandma who went with me and offered to be a co signer so I can purchase a car with my own money $5,000 and she OFFERED TO ADD ME TO HER INSURANCE and than after three days she went and got a loan to pay for car she also took my name off the papers ownership she did this without my knowledge... View More

James L. Arrasmith
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answered on Jul 18, 2024

In California, if you purchased the car with your own money and your name was initially on the ownership papers, any change to the title or ownership should have required your consent and signature. If your grandmother removed your name from the ownership documents without your knowledge, this... View More

1 Answer | Asked in Car Accidents and Insurance Bad Faith for California on
Q: car got totalled by getting transported. uShip insurance not replying

About 2 weeks ago our car was smashed by a semi truck driver who fell asleep behind the wheel, however he might be uninsured. The transport website uship is not replying to our insurance claim, what should I do?

James L. Arrasmith
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answered on Jul 18, 2024

In California, if your car was totaled during transport and the company or their insurer is not responding, there are several steps you can take. First, gather all documentation related to the incident, including the contract with uShip, any communication with them, and any police reports or... View More

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