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Connecticut Real Estate Law Questions & Answers
1 Answer | Asked in Consumer Law, Real Estate Law and Landlord - Tenant for Connecticut on
Q: I have some questions about a couple general statutes in CT

I'm in a dispute with my landlord over shared metering in CT. He doesn't not provide us with a split bill, and cannot prove how much electricity we use. According to CGS § 16-262e, he should be liable to pay for the electricity. As far as I know he doesn't have a PURA certified sub... View More

Nicole M. Camporeale
Nicole M. Camporeale
answered on Jan 15, 2019

Please advise what your question is specifically in order to receive a helpful answer. Thanks!

1 Answer | Asked in Real Estate Law and Tax Law for Connecticut on
Q: It was just determined yesterday that our property assessment (house) was being taxed on a structure size that was drawn

on the assessor's card as being approx. 400 sq. ft. larger than the actual house size. Based on 12-60 are we entitled to a reimbursement of the past three years?

Nicole M. Camporeale
Nicole M. Camporeale
answered on Jan 15, 2019

Contact the town assessor's office to ask this question of the assessor. The property should be reassessed. If it was incorrect they may answer that question for you.

1 Answer | Asked in Estate Planning and Real Estate Law for Connecticut on
Q: 2 names listed on title but manner in which title is held is one name SOLELY

I recently refinanced my home and required a cosigner since I lost my job due to disability. My mother was listed on the closing documents as a borrower. On the Loan Application it states under “The title will be listed in what names: Theodore xxxxx, Elvira xxxxx. The next box states, “Manner... View More

Nicole M. Camporeale
Nicole M. Camporeale
answered on Jan 15, 2019

From the facts you've provided, it seems as though your mom is a co-borrower on the loan/mortgage but is not a co-owner of the property itself. While this is beneficial for you, it is less beneficial for your mom. I would recommend consulting with the real estate attorney that handled your... View More

1 Answer | Asked in Probate, Real Estate Law, Estate Planning and Landlord - Tenant for Connecticut on
Q: Is it possible to enter a rental agreement (lease) for a property that is in probate?

It should be noted that the beneficiary - in this case, the deceased's wife, wants to rent it out. The property is in probate bc it was only in the deceased's name.

T. J. Jesky
T. J. Jesky
answered on Sep 24, 2018

Short answer: Yes, it is possible.

Probate can tie-up a property for a long period of time, and it may be financially impractical for the property to remain unoccupied during that time.

The court will generally appoint an estate executor or personal representative. This...
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1 Answer | Asked in Estate Planning, Real Estate Law and Probate for Connecticut on
Q: How does one remove a 'life-use' clause from a real estate quit-claim deed?

Our grandmother died in 2003, having previously (1988) signed a Quit-Claim Deed giving her house to my brother, reserving life use for herself. She had no assets when she passed other than the 'life use' clause; we neglected to probate her will (out of ignorance) and now cannot locate the... View More

Christopher H. McCormick
Christopher H. McCormick
answered on Apr 3, 2018

Unfortunately the only way to get rid of the life use is to probate your grandmother's estate. An estate tax return reflecting the full value of the property needs to be filed with the probate court and a certificate releasing the estate tax be issued and recorded. This terminates the life use... View More

1 Answer | Asked in Real Estate Law for Connecticut on
Q: My friend has a house in CT that he bought with someone. She ran off, can't find her. How can he get her off of Title?

She disappeared many years ago, has never paid a dime for the mortgage, utilities, taxes, insurance or repairs, and when she was found, refused to do anything. This is so unfair, and I feel really bad for him. Please help!

Andy Wayne Williamson
Andy Wayne Williamson
answered on Mar 13, 2018

If the property is in CT your friend need to speak with an attorney in that state. The laws of CT will control the situation.

1 Answer | Asked in Real Estate Law, Estate Planning and Probate for Connecticut on
Q: my father passed away in 76 with no will. and owned a home with my mom.. she sold the house .. are we entitled to money?

my father passed away in 1976 without a will. My mother stayed with the home and raised us in.. she recently sold the home . my question is are me and my siblings entitled to any monies from her selling the house.

Ben F Meek III
Ben F Meek III
answered on Jan 12, 2018

The answer depends on how she owned the home. Most likely, she and your father owned the home as Joint Tenants with Right of Survivorship. This would mean that both of them owned the entire interest in the property equally and entirely, so when your father died, she would have remained as the... View More

1 Answer | Asked in Real Estate Law for Connecticut on
Q: My brother and I own a home together. He wants to sign his half over to me. How do we go about it? We live in CT.
Vincent Gallo
Vincent Gallo
answered on Dec 6, 2017

A deed and accompanying transfer documents need to be signed, acknowledged and recorded with the county recorder’s office in fully recordable form.

1 Answer | Asked in Foreclosure and Real Estate Law for Connecticut on
Q: procedger to recover money from foreclosure? 4 children involved? City has money.

All back taxes leins have been House was sold by city.

Christopher H. McCormick
Christopher H. McCormick
answered on Nov 14, 2017

It is not an easy process and I recommend you hire an experienced local foreclosure defense attorney to help you recover any funds you are entitled to from the foreclosure sale of your property.

1 Answer | Asked in Real Estate Law for Connecticut on
Q: What is the statute of limitations on a judgment lien on property in the stare of CT?

The person who has a judgement lien against them sold the property 3 years before the lien was placed. Now it’s showing up 17 years after judgement lien was placed on a title search for the new owners. The new owners are told by the bank they need to pay the judgement that is on the previous... View More

Christopher H. McCormick
Christopher H. McCormick
answered on Oct 10, 2017

Judgment liens on real estate in Connecticut are good for twenty years. In your situation if the judgment lien was recorded three years after title was transferred than the lien is outside the chain of title and does not need to be released since it secures no interest in the real estate. Only... View More

1 Answer | Asked in Real Estate Law and Probate for Connecticut on
Q: What happens to a property in case of my fathers death? He is remarried but I'm the only child.

What happens to a property in an incident of my fathers death? The property is under his name but up to this day everything (including lumpsome foenpaykent & monthly mortgage) had been paid for by me in cash (no paper trail/receipts). I am not sure if he has a will and he is also remarried.... View More

Matthew A. Wiley
Matthew A. Wiley
answered on Oct 5, 2017

It is important that you speak with an attorney regarding this matter. There are three main issues that you should consider.

1. Any assets that passed via a beneficiary or were jointly held will pass directly to you or whoever is listed regardless of what his will or intestate law that...
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1 Answer | Asked in Real Estate Law and Intellectual Property for Connecticut on
Q: Sellers won't give me back my deposit. What can I do and what are the risks?

Thanks.

Vincent Gallo
Vincent Gallo
answered on Sep 8, 2017

Firstly you should consider whether you believe that you are legally entitled to the return of your deposit.

1 Answer | Asked in Real Estate Law for Connecticut on
Q: If the sellers attorney forgot to include the reimursent request for the oil in the oil tank at the closing, do I pay?

The sellers attorney requested $450 3 weeks after closing for the 160 gallons left in the tank.

Christopher H. McCormick
Christopher H. McCormick
answered on Aug 29, 2017

If seller provided satisfactory proof including the basis for the $450 meaning the oil company bill relied upon for price per gallon and the tank gauge shows that the oil is there yes you should pay. The omission at closing does not remove the obligation to pay. If you do not pay the seller has the... View More

2 Answers | Asked in Real Estate Law and Probate for Connecticut on
Q: Can I sue my sister for my half of estate?

Mom passed February 2016 no will courts appointed her. Courts has not received anything from her in a year I told her lawyer, her and I sent a letter to the courts she pays me out she can get the house. House is in Connecticut I'm in Florida

Andy Wayne Williamson
Andy Wayne Williamson
answered on Jul 30, 2017

To get proper advice you need to repost your question under the Connecticut as that is where the probate is located. This Connecticut law controls the situation.

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1 Answer | Asked in Consumer Law and Real Estate Law for Connecticut on
Q: My mortgage co offered me a mod trail I paid all those then they offered another mod but they say I haven't pd

I have proof I pd so I asked another attorney.and he said just sign the modification forms so now I have another 40 yrs on my mortgage that I've already pd for 12 yrs. What can I do?

Max Lavit Rosenberg
Max Lavit Rosenberg
answered on Jul 27, 2017

You need to sit down and consult with an attorney who focuses on Modifications and Foreclosure Defense as soon as possible. It is possible you have a case against the mortgage company for not properly applying payment. We have handled cases similar to this before against some of the larger banks.... View More

1 Answer | Asked in Real Estate Law for Connecticut on
Q: What percentage of owners must agree to dissolve a condo association?

We are a condo assoc. of 27 units on two seperate parcels of land seperated by approx 3/4 mile (15 on one side/12 on the other).

Is it possible to dissolve the association and create 2 individual associations and what percentage of the votes are needed?

Nicole M. Camporeale
Nicole M. Camporeale
answered on Jul 12, 2017

the answer to your question is in the condo bylaws or other association documents.

1 Answer | Asked in Real Estate Law and Landlord - Tenant for Connecticut on
Q: I have been asked to sign my daughters lease with her. She will get renters insurance,. Am I protected?

She is a college student. I will not be living there.

I am concerned about liability.

Nicole M. Camporeale
Nicole M. Camporeale
answered on Jul 12, 2017

Renters insurance doesn't protect your personal liability to the landlord, only if she names you on the policy will you be protected if someone is injured on the property or items are stolen, or flood/fire etc depending on the extent of the policy.. If she doesn't pay the rent, you are... View More

1 Answer | Asked in Contracts and Real Estate Law for Connecticut on
Q: Is it legal for a Bank to not allow you to review documents prior to closing?

I requested to review Personal Loan documents before the closing (not the day of the closing) as I have vision problems and would prefer to read the documents electronically (preferably in pdf format) to enable the ability to zoom in on small text. They responded that I would not be allowed to... View More

Nicole M. Camporeale
Nicole M. Camporeale
answered on Jul 12, 2017

This question should be directed to your closing attorney. I'm sure by now you have.

1 Answer | Asked in Banking and Real Estate Law for Connecticut on
Q: My mortgage company is telling me that I still have to pay PMI and in my PMI disclosure states when I reach 78% why

I am below my 78% auto termination percent and there telling me I have to pay for 3 more year

Nicole M. Camporeale
Nicole M. Camporeale
answered on Jul 12, 2017

How did you determine that you are below 78%? Based on the original appraised value of the home? If not, then that may be why. Also sometimes there are conditions which state another event must occur before PMI will be released. Look to your mortgage documents for that. Sometimes you just need to... View More

1 Answer | Asked in Landlord - Tenant and Real Estate Law for Connecticut on
Q: How can I force an ex-partner to leave my home? He pays nothing and we are no longer a couple.

I have owned my home since 1992. From 2001 - 2012, my partner and his 3 children lived here and we shared all expenses. I re-mortgaged to pay for an addition and a pool. We are no longer a couple due to his alcoholism, and no kids here anymore. He has not paid any money for living expenses for 3... View More

Nicole M. Camporeale
Nicole M. Camporeale
answered on Jul 12, 2017

If he does not own the property and he has no lease with you and has not paid or contributed to household expenses evidencing some sort of agreement that he stay, then I would call the police as he is trespassing.

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