If they have a writ of garnishment, they first obtained a judgment. To get a judgment they would have had to serve you with process. If they did that, it's probably too late to contest the amount owed. If you are providing more than half of the support of a dependent in your household, you... View More

I'm not exactly sure! Collection companies are known to use creative means to collect debts and this sounds like it could be one of them. The fact is, a collection company can only call and write demands for payment and if you inform them not to contact you by phone and request that all... View More

Sorry for your situation. There is no way to say without knowing more details. I suggest that you consult with an attorney from your area to go over the full details and then get specific advice.

You didn't copy the entire letter. What specifically demand that your agency cease doing?

No, you aren't taking the fall; you are doing your job. Answer the letter.

This Hunter-Warfield outfit should have had, in their documentation, proof that the apartment complex sold the debt to them. Show it to the judge in the new case.

What you use the money for in this instance is of no consequence. You are free to use money that you have as you see fit. If a creditor believes that they have a method of getting to that money, they will likely let you know about it.

If a judgment has been entered against you and they... View More

It depends on when the debt was actually incurred and depends on how it is reported. A general answer is 7 years from the delinquency date, however, there are variances to that general rule.

If you paid a debt to zero, the debt is paid. You should probably take every bit of paper (letters, statements, etc., that you have on this debt) to a lawyer and let him or her determine if the debt was in fact, paid off.

They have as long as they want if the court does not dismiss the case for lack of prosecution. Now that something has been filed in the case a lack of prosecution motion would not be proper.

If you were to park it somewhere so that it would be towed, the towing company would have to take care of the problem. Presumably they will send a bill to the loan company and, if the bill is not paid, they would auction it off.

Contact the toll authority and give them your documentation that the car had been repossessed and by whom. Copy the company that repossessed the car, demanding that they straighten it all out. And notify the DMV that you no longer own the car, giving them documentation as well.

If the... View More

There is no way to say for sure without first reviewing the paperwork related to the entire situation.

Also, typically you cannot take a record or event off your credit report. A credit report is a history record. Thus good and bad records will go on your record and they stay there.

You could contest the suspension of your license, but before anything else is done I expect that the case number on the order will be corrected. If you are charged with driving with a suspended license, the charges will stick, in my opinion. You received a copy of the order and knew about it.... View More

It depends to whom you are making the payment. If you are paying the provider directly, the provider likely accepts credit cards. If however, you are trying to pay a 3rd party like a collection agency or a law firm and that agency or attorney has told you that they do not accept credit cards, then... View More

You can contact your local child support enforcement office.

No way to say for sure based upon the information you lost. You need to retain a tenant attorney from the area where the property you reference was located to evaluate the whole situation. If you do not properly respond they can get a judgment against you.

Good luck.

No way to say without reviewing the student loan agreement in detail which is not possible here online.

Check with a legal aid office in your area to see if they will review the agreement for you.

Who is still trying to collect? If you are in Florida, is it the Florida Department of Revenue &/or is it a court case?

It is likely not illegal, but the debt is likely unenforceable if past the 5 year statute of limitations. Nothing to do accept to call their bluff. If they do file then attend the hearing and motion to dismiss for being outside of the statute of limitations.

"Unclean hands" is generally only a defense to a request for a remedy in equity. I believe this complaint, upon a promissory note, is an action "at law" as opposed to "in equity". So no, not in my opinion.