Get free answers to your Foreclosure legal questions from lawyers in your area.
Scenario: In Florida, Person A secures a mortgage and purchases a home and some time later adds Person B as a Joint Tenant w/ Right of Survivorship. Five years into a thirty year mortgage, Person A dies. As the ownership of the property transfers over to Person B, they are unable to cover the... View More
answered on Nov 12, 2019
Yes the person added to the deed would be named as a Defendant since they have an interest in the property being foreclosed. They would not however be responsible for paying any part of the mortgage obligation since they did not agree to the same. As a general rule this would also affect person... View More
My ex husbands name was the only one on the loan both are names was on the deed after they made the attempt to find him and couldn't they finally decided to talk to me, I told them the only reason I was still in the house is that I was a veteran and was trying to use my vs home loan benefit... View More
answered on Oct 21, 2019
The certificate of sale is usually issued shortly after the sale. It would have sold, either to the mortgagee/ plaintiff or to another bidder. You should call the attorneys you dealt with to find out when the certificate was issued and to whom you should surrender the property.
They have done it before (wayne frier v cadlerock joint)
answered on Oct 7, 2019
Depending upon what kind of lawsuit it is, unless the documents underlying this dispute require the parties to arbitrate you can only ask the court; and if you mean you want court ordered mediation the same applies. Ask.
We moved out from PR 5years ago, we tried to sell the house in PR but we couldn't. We decided to voluntarily turn in the house to the bank under the loss mitigation program. The bank didn't approve the turn in, they said we have sufficient income to keep paying. We were foreclosed. Can a... View More
answered on Sep 19, 2019
Yes, they can attempt to collect the judgment in Florida. If they record it in the county where the house is located, that constitutes a lien. They can collect the judgment by, as is most common, garnishing your wages or bank account. If that happens, you will be given a hearing at which you... View More
I live in Florida. Rented an apartment in February of 2019, 2 months later the apartment goes into foreclosure... Can I legally stay until my lease ends in February ? I was told I have 90 days to move out
answered on Sep 16, 2019
Who told you to move out in 90 days? The landlord/ mortgagor/ defendant in the foreclosure action can't evict you unless you have violated the lease. Otherwise, the purchaser at the foreclosure sale can evict you; has the foreclosure sale been scheduled yet?
I filed Ch 7 in 2009 and my condo was included and “surrendered” with the bankruptcy and I moved out before I filed. The condo association took possession and began renting it out. In 2012, the foreclosure judgement was final, the condo was officially sold to the condo association and title... View More
answered on Sep 1, 2019
It's difficult to know why you are being sued without reviewing the complaint, but it does appear that you shouldn't have been named in the suit. Contact the bank's attorneys and ask that it be dismissed as to you.
Scott Tankel <scott@tankellawgroup.com>
Thu, Aug 22, 10:14 AM (2 days ago)
to me, Jameson
Mr. Glover,
If you are represented by an attorney, please provide their contact information and have them reach out to our office immediately. We will not discuss this... View More
answered on Aug 25, 2019
No. Do you read the letter as requiring you to retain a lawyer? If you do, you are misreading it.
Our home was recently foreclosed in Orange County, Florida. The court has postponed the auction because we are about to close on the sale of the property to settle the debt. The bank submitted a payoff statement to the title company that is $20k higher than the final judgement award. Isn't the... View More
answered on Aug 16, 2019
Yes, the judgment amount (including interest accruing from the judgment date) should be the payoff. Check with the law firm that did the foreclosure for an explanation of the discrepancy.
NOTARIZED, even tho’ I am well known? I have filed a timely request in the court, but I was not informed of this by the deputy clerk. The court evidentiary hearing date was changed from July 31 to this Monday, July 29, 10:30 am, just yesterday, Friday, at 5:03 with just a phone call. The case is... View More
answered on Jul 27, 2019
Yes, any affidavit for a mortgage surplus must be notarized. UPS stores charge $10 to notarize a document.
Repeat foreclosure on my mother and I primary residence since divorce leading to quit claim deed and refinance in 2007. Then after my mother passed in 2016 Wells Fargo tried to foreclose on me when I made an attempt to negotiate about loan transfer, as I am beneficiary.
I am 65 years old. The deceased homeowner is my 30 years old daughter grandmother. I was never married to her son and was not aware that she had included me on her home information. I do not live in the home and has never lived in the home. She has 4 sons that are included in the lawsuit, two... View More
answered on Jul 4, 2019
It appears that if you fail to respond you will be defaulted and the foreclosure will move forward without you. You have been included because you might claim some interest in the property. If you are not interested in claiming an interest, you needn't do anything.
answered on Jul 3, 2019
You want to respond to a motion? No, you can't just "make a statement to the Court". Judges are not allowed to listen to parties to a lawsuit out of the presence of all of the other parties (or their attorneys). That's the purpose of a hearing.
Normally, in Florida,... View More
She had seven children and none were listed by name.
answered on Jun 26, 2019
Usually the plaintiff in a foreclosure case has no idea who the heirs are. So yes, of course it's legal.
A Judge stated she would confer with another Judge after the hearing. I need to know how to request something in writing from the Judge to see if she did it or not and if she did, what did she say or if she didn't why not. I need it to be done in a way that a Judge another Judge in appeals... View More
answered on Jun 26, 2019
I will not bother to explain why--but I will say that you are trying to go down a dangerous path leading to places you do not ever want to go.
There is no legal way to "get something in writing" from a judge "to see if she did something" that "she said she would... View More
Hello. In 2018 a deceased family member's home was destroyed by Category 5 Hurricane Michael while still in probate. We had been keeping up with all payments on the estate, until we were told by Wells Fargo that they would no longer accept payments. We have had a case open since October 2018,... View More
answered on Jun 24, 2019
Having the probate papers will not stop Wells Fargo Bank--unless you can convince the probate judge to take jurisdiction in order to preserve the assets of the estate. This strategy will require someone with proper credentials to appraise the storm damaged property high enough to be able to sell it... View More
answered on May 31, 2019
Assuming that it is not contested, my office charges $4,000.00 - $5,000. If you're interested in discussing further, please reach out.
Does that mean we have until the sale date to move out or is it 30 days after the judgement? We haven't received any notice ever. But we can see it online in public records.
answered on Apr 15, 2019
You have until the foreclosure sale, assuming you keep paying your rent to your landlord (who will remain your landlord until the sale).
There is no equity in the property
answered on Apr 8, 2019
The mortgagee might seek a deficiency judgment against her, although it might not be possible to collect such a judgment.
TO PROVIDE FOR ANOTHER RENTAL . I WANT TO PAY THE TAXES AT A LATER DATE FOR THE PROPERTY NOW THAT I KNOW IT'S IN FORECLOSURE, BUT CAN THAT BE MADE LEGAL . I HAVE A FAMILY AND I NEED TO TURN A BAD SITUATION INTO A GOOD ONE . I BEEN IN THE HOUSE FOR 2 MONTHS . PAID THE GUY 5,000 TO MOVE IN . I... View More
answered on Apr 4, 2019
I assume it's a tax foreclosure rather than a mortgage foreclosure. In any event, it depends upon the terms of your lease if you have one. If you still have, pursuant to the terms of the lease (or at-will tenancy), the right to occupy the premises when the foreclosure is complete and the... View More
Timeshare in Panama City Beach Florida
answered on Mar 18, 2019
In Florida, the answer is yes. Under most association bylaws, the revenue generated from the sale will likely go to the homeowners' association. Let me know if you have any follow up questions.
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