Indiana Car Accidents Questions & Answers

Q: What would be a fair settlement range for a passenger injured in an accident suffering a fractured sternum (see details

1 Answer | Asked in Car Accidents for Indiana on
Answered on Dec 27, 2017
Peter N. Munsing's answer
Why not contact a member of the Indiana Justice Assn--they give free consultations. The difficult is much can depend on your medical treatment, need for future treatment, and the language used to describe your injuries and symptoms. Your medical means what--did they pay the subrogation claim your carrier may have?

Q: What do I do when I was a passenger in a single vehicle car accident and the driver didn't have insurance?

1 Answer | Asked in Car Accidents, Insurance Defense and Personal Injury for Indiana on
Answered on Dec 19, 2017
Peter N. Munsing's answer
Contact a member of the Indiana Assn for Justice for the county where the wreck happened to see what options you have for uninsured motorist or other party liablity--they give free consults.

Q: if you obtain a police report are you required by law to file it with your insurance?

1 Answer | Asked in Insurance Defense, Car Accidents and Traffic Tickets for Indiana on
Answered on Dec 19, 2017
Peter N. Munsing's answer
No, he's --or you--have mixed it up. You file with the other insurance if it's a rear ender. However if you were hurt, call a member of the Texas Trial Lawyers Assn--they give free consults.

Q: I was hit by an uninsured driver, my car was totaled out, other drivers fault. settlement from my ins, Can I still sue?

1 Answer | Asked in Car Accidents for Indiana on
Answered on Nov 30, 2017
Peter N. Munsing's answer
Not if your insurance paid for the total loss value of the vehicle. Even in situations with replacement loss you don't get two settlements. Unless your state recognizes replacement value--which few statesw allow--No. You can ask to have the other driver & owner's licenses suspended but that's about it.

Q: I'm a teenage driver and got into an accident with a middle-aged woman. Who is at fault? What will most likely happen?

1 Answer | Asked in Car Accidents for Indiana on
Answered on Nov 28, 2017
Charles Candiano's answer
Your ages have NOTHING to do with anything. The taillight has little to do with liability. If I understand correctly, you were both driving on a 4-lane road (2 lanes in each direction - you state "that is why she got into the left lane"), in the outside lane.

You are probably BOTH responsible.

YOU

1.) You probably were following here too closely for her to see you in the first place. She probably stopped to make sure that nobody was approaching but she couldn't...

Q: My wife and I we in an accident a year and a half ago the guy r

1 Answer | Asked in Car Accidents and Personal Injury for Indiana on
Answered on Nov 20, 2017
Chase T Wilson's answer
This should be a simple case, but with the injuries involved you'll want to contact a local personal injury lawyer. Please do so soon as the statute of limitations for these types of cases is 2 years. After that time has passed you won't be able to pursue the claim. If you have any further questions feel free to respond here, e-mail me, or call our office.

Q: Is the owner of an insured vehicle involved in an accident in Indiana, which he loaned to a friend, liable for damages

1 Answer | Asked in Car Accidents and Insurance Defense for Indiana on
Answered on Nov 14, 2017
Charles Candiano's answer
The simple answer is YES, generally through his or her insurance.

Q: I HAVE UNINSURED, UNDERINSURED AND MEDICAL ON MY INS. MY 16 YR OLD SHOT CAUSING ACCIDENT. WILL MEDICAL BE COVERED?

2 Answers | Asked in Car Accidents for Indiana on
Answered on Nov 14, 2017
Charles Candiano's answer
Provided that your son was a "licensed driver," it should be covered to the policy limits. This is an unusual claim.

Q: We were in an accident. The other driver was at fault and ticketed. Neither party had insurance. Can I sue?

1 Answer | Asked in Car Accidents for Indiana on
Answered on Nov 13, 2017
Charles Candiano's answer
You absolutely CAN sue them. As long as you advised the Indiana BMV, even without suit, their license will be suspended until they enter into a repayment agreement.

Q: Husband got into drunk driving accident and totaled the car. He got a citation and no registration, or Insurance Plus

1 Answer | Asked in Car Accidents and DUI / DWI for Indiana on
Answered on Nov 5, 2017
Charles Candiano's answer
STOP posting admissions online. Consult a local traffic attorney. You are both responsible for all property damage and personal injury that resulted.

Q: My friend with insurace backed into my noninsured car in his driveway.

1 Answer | Asked in Car Accidents for Indiana on
Answered on Oct 31, 2017
Charles Candiano's answer
Your car being parked has nothing to do with it. Your friend is responsible for any damage that occurred when he hit your car, up to the fair market value of the car.

Q: I was recently in an auto accident as the only passenger in the vehicle and the driver was intoxicated, need advice

1 Answer | Asked in Car Accidents for Indiana on
Answered on Oct 31, 2017
Charles Candiano's answer
Unless you have insurance, in excess of 25,000, you have no recourse, irrespective of your injuries. If you do have auto insurance with higher limits, any personal injury attorney can assist you.

Q: Being sued in small claims court for 5k, can't afford to pay what do I do?

1 Answer | Asked in Car Accidents for Indiana on
Answered on Oct 25, 2017
Charles Candiano's answer
If you can't afford insurance, you can't afford to drive.

Your driver's license will be permanently suspended unless you enter into a repayment agreement. Moreover, if the other driver had insurance, their insurance paid the claim and they will secure a judgment against you and possibly secure a garnishment Order against you bank accounts and wages. Bankruptcy is the only way to make it go away. It would be a shame to go through Bankruptcy over $5,000. Besides, the most basic...

Q: Have PI lawsuit against at fault person, auto accident.Can I file small claims for what insurance not covering?

1 Answer | Asked in Car Accidents, Personal Injury and Small Claims for Indiana on
Answered on Oct 24, 2017
Chase T Wilson's answer
Likely no, the insurance company will require you to sign a release before giving you the settlement proceeds. That release will bar you from going after the insurance company or the individual in the future.

Q: In a hearing for an EPO, can I inform the judge that someone that I don't know has also filed an EPO against the person?

1 Answer | Asked in Car Accidents and Criminal Law for Indiana on
Answered on Oct 15, 2017
Charles Candiano's answer
This has nothing to do with car accidents. If it has been filed, the Court should know about it. The fact that someone else filed for similar relief is irrelevant to your particular situation.

Q: Can I get money back from a accident?

1 Answer | Asked in Car Accidents for Indiana on
Answered on Oct 12, 2017
Charles Candiano's answer
Whether it is a hardship for you to pay has NOTHING to do with anything. This should have been put through your own insurance from the beginning, given the uncertainty of the defendant's coverage. You would have had your car back in a week.

Demand that the defendant's insurance company provide you with a written denial of coverage with a cc to the Illinois Department of Insurance. Everything about the claim is highly suspect.

If it turns out that the defendant's insurance had...

Q: I bumped a car almost 2 years ago they accepted the $500 from the insurance company but now they want to sue can they?

1 Answer | Asked in Car Accidents for Indiana on
Answered on Oct 11, 2017
Charles Candiano's answer
If the payment was made by the insurance company, NO. ALL insurance companies require that a Release is executed BEFORE they pay any money. If you are sued, give the documents to your insurance company immediately. They will have the matter dismissed.

Q: fault driver's insurance refuse to pay

1 Answer | Asked in Car Accidents for Indiana on
Answered on Sep 22, 2017
Peter N. Munsing's answer
Well, first, do you agree with the check they want to give you? Second, if you were hurt, you may have an injury claim, and need to speak with a member of the Illinois Justice Assn--they give free consults.

Q: someone hit my car

1 Answer | Asked in Car Accidents for Indiana on
Answered on Sep 20, 2017
Charles Candiano's answer
If you have property damage coverage, contact your insurance company and provide them with a copy of the note left by the other driver. If you do not have property damage coverage, you may have to file a Small Claims action.

Q: If a dumpater fire caught my car on fire rendering it a total loss do I have grounds to break my lease without fees?

1 Answer | Asked in Car Accidents, Civil Litigation, Contracts and Landlord - Tenant for Indiana on
Answered on Sep 11, 2017
Peter N. Munsing's answer
You have a right to be paid the damage to your car. Your Apartment is habitable so why could you break your lease? Take a look at it--I'll bet under conditions that allow you to leave it's conditions making the apartment uninhapbitable, not a fire adjacent to your parking place.

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