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Massachusetts Insurance Bad Faith Questions & Answers
1 Answer | Asked in Consumer Law, Insurance Bad Faith and Insurance Defense for Massachusetts on
Q: Why don't life insurance prices vary by state?

Do different states not have different regulations or business costs? Is it because life insurance companies cannot discriminate on geography?

Tim Akpinar
Tim Akpinar
answered on Apr 8, 2022

This is something an insurance professional would know better than an attorney. The industry relies more on individual factors such as age, gender, health factors (history of disease, smoking, alcohol, etc.), and activities/line of work, etc. An insurance professional could offer a more... Read more »

1 Answer | Asked in Civil Litigation and Insurance Bad Faith for Massachusetts on
Q: Can I sue my grandmothers car insurance for dropping her just because I have a bad driving record?

I have my own car and insurance and it has nothing to do with her.they want to punish her for my midterms and it’s not cool

Tim Akpinar
Tim Akpinar
answered on Feb 22, 2020

No. Insurance carriers can drop insureds for a number of reasons - late payment, risk, claims, etc. You could double check with a local attorney for a second opinion. As for the driving record, it could be worthwhile to look into a defensive driving course to see how many points could be taken off,... Read more »

Q: if I had emergency surgery under mass health and a claim was filed, can they cancel my policy and deny my claim?

I had emergency surgery and they filed a claim, 3 months later they canceled my policy due to not verifying my address and then sent me a letter requesting correct information for the claims filed and to help them figure out how the claims can be paid correctly? im trying to respond on their online... Read more »

Tim Akpinar
Tim Akpinar
answered on Nov 30, 2019

Your matter is more complicated than one where a simple "yes" or "no" would do as a answer. The ideal situation would be that if your settlement is in connection with an accident where you are represented by an attorney, to have them look into the validity of the lien for an... Read more »

1 Answer | Asked in Consumer Law, Estate Planning and Insurance Bad Faith for Massachusetts on
Q: Is there recourse for being wrongly denied life insurance?

I was denied life insurance because they stated I was in an alcohol rehab center. I have never had any issues with alcohol or drugs and have never been in a rahab center

Tim Akpinar
Tim Akpinar
answered on Mar 18, 2019

One option is to seek insurance through a different carrier. If you need insurance and wish to avoid delays in obtaining coverage, valuable time could be lost in pressing the issue with the original carrier.

Tim Akpinar

2 Answers | Asked in Insurance Bad Faith, Insurance Defense and Car Accidents for Massachusetts on
Q: Can an insurance company deny coverage if the driver was unauthorized?

My parked car was involved in a hit and run accident. I do not have collision coverage so my insurance won't cover the damages. The police witnessed the accident and was able to get the license plate. The woman whose car hit mine was not driving at the time, but her son was driving. Her... Read more »

Peter N. Munsing
Peter N. Munsing
answered on Feb 7, 2019

Unless her son stole it he would be authorized. Its baloney. Suggest you provide estimates for repair, file a complaint with the insurance commissioner. Depending on the nature of the denial you may have claims under

Sec. 93 A of the MGL.

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1 Answer | Asked in Car Accidents and Insurance Bad Faith for Massachusetts on
Q: I use my personal car to provide UBER rideshare. Can my insurance denie my claim for an accident while offline.
Peter N. Munsing
Peter N. Munsing
answered on Feb 26, 2018

Don't see why they should. You need to contact a member of the Mass Academy of Trial Lawyers, they give free consults. If it's property damage only, get an estimate, get a full statement of reasons for denial from your company, get a copy of your policy, consider complaining to the insurance commr.

1 Answer | Asked in Insurance Bad Faith for Massachusetts on
Q: can I file a malpractice against an insurance company from 1993?
Robert Jason De Groot
Robert Jason De Groot
answered on Sep 28, 2015

Probably not.

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