Get free answers to your Insurance Bad Faith legal questions from lawyers in your area.
As the next of kin, do I have the right to view a life insurance policy on my deceased father that is held by his ex-girlfriend? He passed away unexpectedly without a will. They were in a long-term domestic partnership, and I suspect she may have removed me as a beneficiary without informing me or... View More 
answered on Apr 5, 2025
A Massachusetts attorney could advise best, but your question remains open for a week. Until you are able to consult with a Massachusetts attorney for state-specific guidance, in most places, the carrier won't share that info with anyone who is not designated on the policy as a beneficiary.... View More
Filed a flood claim a week before Christmas. Our policy was written by the agent with an Elevated-with-Enclosure Foundation and confirmed our basement type carries $100,000 of contents coverage.
We met with the cat. adjuster who off the record told us the agent had our policy written with... View More
answered on Jan 10, 2024
A Massachusetts attorney could advise best, but your question remains open for a week. The private adjustor gave you good advice. An attorney may want to review your matter in detail, in terms of the underwriting error and the confusion in coverage it created, and what your best and most... View More
If so, what led up to that experience, and how did you do it?
answered on Jul 25, 2024
A Massachusetts attorney could answer best, but your question remains open for a week. People do it all the time nationwide. A common cause is seeking lower premiums with other carriers. Another common reason is that people could be dropped by their carriers. Good luck
At the time of the accident, I was actually on my own time, not having any active orders assigned to me by Instacart. The app was opened in the background on my phone, but I wasn’t paying any attention to it. I was heading back to the supermarket to use the facilities when the accident occurred.... View More
answered on Aug 30, 2023
A Massachusetts attorney could advise best, but your question remains open for a week. Carriers can consider gig work to be non-personal use. An attorney could advise better with a copy of the carrier's denial. Good luck
I paid the amount of money I 'owed' , filled out and sent the paperwork (3 times) and still do not have any insurance. I am very worried now that I have missed my gynecological oncologist (had ovarian cancer treatments), much needed mammogram and colonoscopy (have Lynch Syndrome),... View More
answered on Aug 13, 2023
A Massachusetts attorney could advise best, but your question remains open for two weeks. I'm sorry for your ordeal with the injury and cancer treatments. One option is to try to apply online - that could be quicker than the paper route. Another is to contact them and ask for a location of an... View More
I changed auto insurance in Feb. the agent did not set up my deductions from my payroll or bank account properly. I was never once notified and just received a bill for coverage that was not properly handled. I no longer trust this company and they are also trying to raise the rate suddenly. Can I... View More
answered on Apr 29, 2023
A Massachusetts attorney could advise best, but your question remains open for a week. Throughout the nation, one is usually free to change insurance carriers as a general rule. There is no reason necessary, and people do it all the time. How you'll be billed could depend on the terms of the... View More
Do different states not have different regulations or business costs? Is it because life insurance companies cannot discriminate on geography?
answered on Apr 8, 2022
This is something an insurance professional would know better than an attorney. The industry relies more on individual factors such as age, gender, health factors (history of disease, smoking, alcohol, etc.), and activities/line of work, etc. An insurance professional could offer a more... View More
I have my own car and insurance and it has nothing to do with her.they want to punish her for my midterms and it’s not cool
answered on Feb 22, 2020
No. Insurance carriers can drop insureds for a number of reasons - late payment, risk, claims, etc. You could double check with a local attorney for a second opinion. As for the driving record, it could be worthwhile to look into a defensive driving course to see how many points could be taken off,... View More
I had emergency surgery and they filed a claim, 3 months later they canceled my policy due to not verifying my address and then sent me a letter requesting correct information for the claims filed and to help them figure out how the claims can be paid correctly? im trying to respond on their online... View More
answered on Nov 30, 2019
Your matter is more complicated than one where a simple "yes" or "no" would do as a answer. The ideal situation would be that if your settlement is in connection with an accident where you are represented by an attorney, to have them look into the validity of the lien for an... View More
I was denied life insurance because they stated I was in an alcohol rehab center. I have never had any issues with alcohol or drugs and have never been in a rahab center
answered on Mar 18, 2019
One option is to seek insurance through a different carrier. If you need insurance and wish to avoid delays in obtaining coverage, valuable time could be lost in pressing the issue with the original carrier.
Tim Akpinar
My parked car was involved in a hit and run accident. I do not have collision coverage so my insurance won't cover the damages. The police witnessed the accident and was able to get the license plate. The woman whose car hit mine was not driving at the time, but her son was driving. Her... View More
answered on Feb 7, 2019
Unless her son stole it he would be authorized. Its baloney. Suggest you provide estimates for repair, file a complaint with the insurance commissioner. Depending on the nature of the denial you may have claims under
Sec. 93 A of the MGL.
answered on Feb 26, 2018
Don't see why they should. You need to contact a member of the Mass Academy of Trial Lawyers, they give free consults. If it's property damage only, get an estimate, get a full statement of reasons for denial from your company, get a copy of your policy, consider complaining to the insurance commr.
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