I have 50,000 in debt behind 2 almost 3 months. The best way to help my score improve. Cards are over 100% usage I am considering filing but need to know what my best route is
answered on Oct 31, 2019
Consult a bankruptcy lawyer who can analyze your complete financial situation and the give you all the options.
I have all my mail come to home though. I am also being garnished and cant afford what they are taking out!!
answered on Oct 10, 2019
Yes. You only need to have lived in Kansas for 180 days to file.
not came and got it and now its not showing on any of my credit reports did they write it off how do I get rid of the car ?
answered on Aug 28, 2019
You need to see if the car has a lien on it. If it does, you’ll have to pay it or bankrupt it. If not, you are free to do as you wish.
answered on Jul 19, 2019
A bankruptcy filing would stop the need for a hearing in aid of execution. The bankruptcy attorney would be able to notify the other side of the filing, and keep any further action from occurring whether that be garnishment, attachment, etc.
Foreclosure created predatory lending 4 mo. after oil discovered on farm.
One of my creditors tried to contact me just now
answered on Apr 27, 2019
Move for leave to amend your complaint stating what this defendant did and your claims against him and have a summons issued for him.
I have a debt with Progressive Leasing, it's a no credit needed loan, can this be included in chapter 7? Also my car will be paid off in Oct 2019, it's worth about $2000, this is our only car and I need it to get to and from work as well as I am often sent to the other restaurant... View More
answered on Apr 5, 2019
If you are considering bankruptcy without first contacting a lawyer to advise you of all other non-bankruptcy options IMPO you are making a huge mistake.
answered on Feb 17, 2019
The trustee can depending on whether you protected you refund with an e emotion. Consult your lawyer or a competent bankruptcy attorney in your area.0
Bayview loan servicing acquired our property in 2016. It was originally inc,used in a bankruptcy it we stayed in the home paying the monthly payment. Later, I fell on financial struggles which cause me to get behind in my payments. A short while later I was approved for mortgage modification &... View More
answered on Jan 30, 2019
Hire a mortgage defense lawyer and let him handle it for you. You may have several options.
Just need to know if back child support is exempt
Already had my meeting of creditors but want to change my residential lease from assumed to rejected. Is it to late?
answered on Oct 19, 2018
A 401(k) and a 401(k) loan are really not affected by a ch 7 bankruptcy. The funds are exempt and not subject to being lost to the bankruptcy court, and the loan is secured and not really affected by the bankruptcy either, as any failure to pay would still allow the retirement funds to be offset... View More
I don't want my daughter to know that I'm filing bankruptcy. She pays the loan herself, but do I have to include that loan in my filing since it can't be discharged?
answered on Sep 25, 2018
No. You must include all of your debts as well as giving notice to your daughter as a codebtor.
I am partial home owner. I pay the majority home owner a "rent" towards bills, repairs, and other home expenses. Of course I will list it on Schedule J, but do I need to list it on the Statement of Financial Affairs under insider payments even though its not exactly a debt or is there... View More
Debt accumulated in ny, medical Bill's, credit cards, no property
answered on Sep 16, 2018
Six month residency requirement. In 5 months, you can file in Kansas.
I bought a small building for my girlfriend to fix up and use as a café. I own the building but the business itself is hers. I have a bunch of unsecured debt I would like to file chapter 7 on but I'm afraid I may lose my house or the building she's using for her income.
We filed chapter 7 in July 25th of2017. in Kansas. we received our discharge from our ceditors on Nov 14, 2017. our bankruptcy case has not closed.
we bought land April 16, 2018 and bought used vehicles Dec. 2017 and one in Jan. 2018. Will we be able to keep our land and vehicles or will... View More
answered on May 8, 2018
Assuming your source of funds to purchase these items did not consist of hidden funds that existed at the time of the bankruptcy filing, you should be fine. Purchasing assets after discharge but before the formal closing of the case, is not a problem, just so long as there weren't any assets... View More
answered on Apr 11, 2018
The very short answer is "yes." Certain rights of collection may be affected by a subsequent owner of the debt, but as a general rule, they step into the shoes of the original holder of the debt and may proceed as if they were the original owner of the debt.
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