I filed my own chapter 13 I wanted to get a new car so I got permission from the court. Since Jan they haven’t taken money out my check for the car and they repossessed it yesterday I need my car I can’t get finances at all
There is no such thing as "too late" under the bankruptcy code. Sometimes you will hear people use this terminology after a home has been foreclosed on or a vehicle repossessed because, at that point, it is too late for the bankruptcy stay to stop the secured creditor from taking the...Read more »
I am getting ready to file chapter 7 and just realized that I am a joint title holder on a vehicle that my father owns. In 2013 my father accrued the loan in his name only and I guess my name never got off the title probably for registration costs. I have not had the car in my... Read more »
The program itself is working very slowly, but with our two kids who are in elementary school along with a cut in wages from work, make it hard to get by every paycheck. We are currently probably about 40 to 45 thousand in credit card debt and hospital bills. Was wanting to know the likelihood of... Read more »
Participation in a debt management program is never a bar, in and of itself, to seeking debt relief in bankruptcy. Whether or not the attorney fees may be paid in installments depends upon the policies of the individual attorney that you hire to represent you. I personally offer payment plans,...Read more »
We inadvertently filed a creditor as unsecured instead of secured (part of the debt was secured & some was not). Now, they (the creditor) have filed a secured proof of claim and we either have to relinquish our purchase or have our payments increased to stays in the plan time frame.
The home I live in is owner financed and I got behind on the payments the owner is taken me to court and was granted a default judgement. Then on may 31 Casenet shows he went back to court and got an execution/garnishment on Saturday June 1 I got a letter from the owners lawyer stating that I would... Read more »
Unless the new company announced the goodwill payout prior to your filing, it should be protected as it is a contingent post petition asset. If they announce prior to filing, it is a pre-petition asset and you’ll need to amend your schedules and claim an exemption for it. Consult your lawyer...Read more »
We pay the lawyer for bankruptcy. After we paid him, we had a couple of deaths and illness in the family. We have decided not to file bankruptcy now, and he won't return our money. It's been about a year that he's had the money. Can he keep the whole amount?
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