Yes. Give them your case number and discharge order. Also, if you have the schedules that show they were listed as a creditor you can send that as well. If they continue, speak to your bankruptcy attorney and they can go after them for a discharge violation.

First, you should consult with an experienced bankruptcy attorney in your local area in a private consultation your interest in filing for bankruptcy to determine eligibility, asset protection issues, and whether or not it is the best option for you.

That said, any sort of loan or... View More

Possibly under Chapter 7 and absolutely under chapter 13. Consult an experienced bankruptcy practitioner to help you.

You may have recourse against the seller if you can prove they did not comply with the notice provisions of the statute.

If you didn’t receive notice, you may have recourse again the lender.

Yes, unless the debt has been satisfied or discharged.

After you send the papers to the court, you are required about a month later, to show up in person to answer questions. Usually you can get permission for a call in if you are on assignment for the US Government; other approval is tough.

When are you planning to be back?

If you are sure you never reaffirmed the car--and haven't refinanced it since--then yes, you can turn over the key, not owe any money and not ding your credit.

You will be fine. THAT’S what Chapter 13 is for. It would be a different matter if the Mortgagee could prove that your house had NO equity. Because it is the equity in your house that the court will find is necessary for your rehabilitation.

Your lawyer will amend your Plan, adding a... View More

If you did not re-affirm the debt underlying your car loan during your bankruptcy the car should have been sold as one of your assets and the underlying debt discharged--or possibly paid by the lender. Ask the trustee or your BR lawyer.

You are probably safe, depending g on the exact wording of the agreement, but you should hire an attorney to review and file if necessary.

Yes. You are entitled to a full accounting on the account. You might want to consult a lawyer about s Condumer Protection Act claim against them.

Consult your lawyer. If you have exempted your tax return when you filed, you should be able to use it for anything you want.

Yes. Same rules. You can put your house arrears into the plan and you will have two years to pay them off (as well as the current payment), but yes, same rules. You should consult an attorney who can help you substantially.

Under Virginia Code Section 8.01-453, the clerk of the court may enter a satisfaction upon presentation of a certificate or at the direction of the creditor's attorney. Under Virginia Code Section 8.01-455, a judgment debtor can move the court to mark a judgment as satisfied if it has been... View More

Yes. You will still be responsible. The overpayment will not be discharged with a chapter 7 bankruptcy.

That depends on its value (blue book, nada, etc) and if you are filing a 7 or a 13, and whether you can use federal exemptions or have to use state exemptions. Speak with counsel in your state

That depends on the type of filing and remaining current going forward. If you can do a Chapter 13 where you pay the missing balance, and remain current going forward, then the answer is yes. IF you cant do these things, the answer is NO

With all due respect, if you have to ask the question, then the answer is yes. I suggest speaking with counsel and many offer free consults

Yes. Every payday. If you have a payment plan it should stop with a week or two. It varies from state to state how much they can take per check.