Back in March I was arrested for Federal Drug charges. I just recently got out on bail, I have about $25,000 in loan and credit card debt and another $105,000 owed on my house. Payments have not been made in 6 months because of jail, I currently have no job and... Read more »
I was falsely accused of 2 felonies. A judge ruled that my accuser intentionally lied to police causing me to be arrested. The judge found her guilty of intentionally causing me physical, emotional and financial harm. A hearing to determine damages is scheduled for next week. My accuser plans to... Read more »
It doesn't matter how you received ownership of the home. If you own real property and use it as your residence, you can use the available homestead exemption. However, a homestead exemption may not completely protect your property. You should speak to a local bankruptcy attorney to assess your...Read more »
I received a job offer contingent on a comprehensive background check. I am not worried about the criminal background check. I did file bankruptcy and the debt was discharged a year ago. Two judgements were also discbarged, but show up on county records. Do I need to alert employer. JOB WAS... Read more »
Pursuant to bankruptcy code section 525, a government employer cannot discriminate solely based on a prior bankruptcy filing. It will probably show up on the background check. This isn't something that needs to be disclosed.
Information provided for informational purposes only, and should...Read more »
Almost certainly no, unless she fails to make the required payments as agreed. So long as she is not in default under the terms of the loan agreement, the lender should refrain from any collection activity against her or the vehicle in question.
I am homeless and living with a friend. I get food stamps and medicaid. I have been homeless for years and not working due to my health. I keep being denied by SSI/D. If i file for bankruptcy, can i get my school loans dismissed? I have already had my loans changed to income based but I cant afford... Read more »
While very hard to do, sometimes you can discharge student loans in bankruptcy. Many of the facts you indicate would be factors that a bankruptcy judge would consider. See a bankruptcy lawyer in your area and let them advise you if bankruptcy would be a good option. You can look on Justia for a...Read more »
If you are both going to file anyway , you can save money by filing together. One filing fee to court and most lawyers do not charge more for a married couple to file vs. a single person filing. Look on Justia for a lawyer in your area and let them review your situation and see what would be best...Read more »
While you have to prove same, if you can show the payments being made and a course of conduct, the Trustee may allow same. It may take a little extra time and documentation including Certifications that you could not get a car in your name due to bad credit. Otherwise, you would need to have them...Read more »
No. When you file bankruptcy, the automatic stay prohibits a creditor or agent for a creditor from contacting the debtor in an attempt to collect a debt. Once the creditor is informed of the bankruptcy all collection action should stop. Contact your bankruptcy attorney and have them send notice...Read more »
The answer depends on the type of petition filed. For example, in the Eastern District of Wisconsin, the filing fee for Chapter 7 is $335 plus attorney's fees if you were to hire an attorney. The cost to file Chapter 13 bankruptcy in the Eastern District is $310 plus attorney's fees.
We did a home modification with Wells Fargo and since we were never told about reaffirming our mortgage loan its not reaffirmed so what can we do now? We are making regular payments on our mortgage. Wells Fargo said its too late to reaffirm the loan now so now what?
You were supposed to list all creditors, even the creditors that you wanted to continue paying. Most national lenders have purchased bankruptcy info from one of the three credit bureaus and the computer at the national lender downloads a list of all individuals that filed bankruptcy in the...Read more »
My brother-in-law opened a credit card under her name. She did not sign for it, but he used it and when he left her an their three children she needed to use the card for food and bills, he left them with no resource. Since than she was paying what she could, but could no longer pay credit bill due... Read more »
My Chap 7 was discharged, but the clerk noticed I was 6 months short of 8 years since my previous 7 discharge. Should I convert back to a 13 and dismiss it and refile my 7? Or dismiss my 7 based on a filing error and refile immediately?
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