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because of past due credit card bills. I have no money and no assets at all. My credit report says I have about $30,000 in credit card debt. Should I file Bankruptcy or Is there really no need since im on disability ? Will it all eventually fall off my credit report regardless ? Please help me.... View More
![Timothy Denison Timothy Denison](http://justatic.com/profile-images/1499047-1523828447-sl.jpg)
answered on Jan 26, 2023
Based on the facts you set forth, you should file chapter 7 bankruptcy after consulting a practitioner. These debts will not just fall off in most cases.
Just trying to fix my credit and understand things to be able to take the next steps to fix these things.
![W. J. Winterstein Jr. W. J. Winterstein Jr.](http://justatic.com/profile-images/1410232-1447289145-sl.jpg)
answered on Dec 31, 2022
About fifteen years ago, one of the lawyers in my regional US Trustee's office told me the latest thing used by unscrupulous debtors was to use a social security number that was maybe one digit off/erroneous. The reason was to fool the system so that the bankruptcy would be noted on someone... View More
I am just curious because I had filed for chapter 7 like 4 years ago, and we have ended up back where I was and was wondering if I could still file as a couple after I have done filed as an individual at some point in time.
![Timothy Denison Timothy Denison](http://justatic.com/profile-images/1499047-1523828447-sl.jpg)
answered on Oct 17, 2022
You can file a chapter 7 petition once every eight years, the operative date being the date of filing.
![W. J. Winterstein Jr. W. J. Winterstein Jr.](http://justatic.com/profile-images/1410232-1447289145-sl.jpg)
answered on Aug 18, 2022
The Bankruptcy Code requires that you obtain authority from the Court to incur credit during a pending bankruptcy proceeding.
in addition, most potential creditors will not extend credit while your case is pending, and prior to entry of a Discharge (almost all will check your credit online,... View More
I received a summons last month and I am in the process of filing for bankruptcy. Do I have to send an answer stating that I am filing for bankruptcy? Or do I not have to answer it?
![J. David Krekeler J. David Krekeler](http://justatic.com/profile-images/847343-1551909322-sl.jpg)
answered on Aug 12, 2022
The answer to your question depends upon the facts. You generally would want to respond to the summons and complaint, as you do not want a judgment entered against you. While that judgment under Wisconsin law can be satisfied after you receive a bankruptcy discharge, I am not sure that you are... View More
I will be in Wisconsin the first week of August to have a meeting with available lawyer who is able to support us.
Alberto Cabello. CEO of ACV Group in MX.
www.grupoacv.com
![Timothy Denison Timothy Denison](http://justatic.com/profile-images/1499047-1523828447-sl.jpg)
answered on Jun 29, 2022
I think you will need permission from the court in order to sell your shares post filing.
![J. David Krekeler J. David Krekeler](http://justatic.com/profile-images/847343-1551909322-sl.jpg)
answered on Apr 25, 2022
Maybe, but probably not. You are apparently in Wisconsin, and you refer to “a court order amount.”
If by this you mean a judgment, then the rate is set by Wisconsin statutes. The judgment interest rate applicable to civil actions is 1% plus the prime interest rate in effect on January... View More
Owing the Social Security Administration a certain amount money, can you file bankruptcy if you cannot afford to pay that amount back?
![Timothy Denison Timothy Denison](http://justatic.com/profile-images/1499047-1523828447-sl.jpg)
answered on Mar 29, 2022
You can file but it is in all probability, nondischargeable.
![David Luther Woodward David Luther Woodward](https://lawyers.justia.com/images/no-picture-listings.png)
answered on Feb 18, 2022
You live in Wisconsin, and it is a community property state. As a result, you probably have a different set of exemptions.
Here in Florida that IRA might be exempt, but you need to talk to a lawyer local to you to figure out your situation.
Good get a good one!
d
I had my wage garnishment lowered by the bankruptcy court and almost 2 months later, my employer still has not lowered the amount. After contacting my employer, they stated they did not receive a copy of the court order and they asked me to fax them a copy of the court order so that they could... View More
![David Luther Woodward David Luther Woodward](https://lawyers.justia.com/images/no-picture-listings.png)
answered on Jan 19, 2022
It is obvious from the tenor of your question that you are doing a DIY bankruptcy. That's your first mistake. You are making assumptions that things happen automatically when for the most part they don't.
Go get a lawyer to help you sort this out.
Good Luck
d
I received a court ordered reduction in my Ch. 13 repayment plan almost two months ago and received my copy of the order a month ago yet my employer claims they have not received the order yet and thus have not lowered my payments. My employer is notorious for delaying changes to employees... View More
![Timothy Denison Timothy Denison](http://justatic.com/profile-images/1499047-1523828447-sl.jpg)
answered on Jan 14, 2022
You can establish the mailing date to the employer by checking PACER. That’s about as close as you can get.
I don't recognize the loan and i wanted to know what kind of attorney can help me fight this since I think i might be the victim of identity theft.
No 14 day appeal period staying the order. Can I still appeal?
![Timothy Denison Timothy Denison](http://justatic.com/profile-images/1499047-1523828447-sl.jpg)
answered on Apr 21, 2021
Possibly, depending on the exemptions you have left over and depending on whether you use federal or state.
My fiances ex is filing for bankruptcy so she says. The child needs braces and 2 cavities filled and she is stating she will not be paying for them since she cant afford it. They have a court order that they both have to cover 50% of medical and dental cost. Is there something we can do about this?... View More
![Timothy Denison Timothy Denison](http://justatic.com/profile-images/1499047-1523828447-sl.jpg)
answered on Mar 30, 2021
No. The child’s braces and the like are not dischargeable in bankruptcy and he can be held in contempt for failing to pay as ordered.
![Timothy Denison Timothy Denison](http://justatic.com/profile-images/1499047-1523828447-sl.jpg)
answered on Mar 3, 2021
Consult an attorney to see if you have have a malpractice claim against your firmer attorney.
5 of us inherited a $150k home from our father. 4 of us are living in it and one of us living there wants to file chapter 7 bankruptcy on $60k worth of debt. None of us are in a position to take on a loan payment to buy the one out. Will they make us sell the house to get their 1/5 share of it?
![Timothy Denison Timothy Denison](http://justatic.com/profile-images/1499047-1523828447-sl.jpg)
answered on Feb 2, 2021
He can claim an exemption for his $30,000 share of the property. Depending on whether you use state or federal exemptions, he may be able to exempt most of his share and protect the property from sale.
Briggs and Stratton filed chapter 11 and now I have received Form 410 (proof of claim). Do I need to fill this out to make sure I get my pension money at 65? Pension is run by Brigg's. What about my left over 401K money.
I have not work at Briggs since 2009 so 401K is a stand alone... View More
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