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answered on Feb 13, 2019
The Court could force liquidation of your interest in the property, but not the interest of others'.
Good luck.
answered on Feb 12, 2019
If you don't mind the potential of being sued by Apple, go ahead. Otherwise, you might be better off not taking the risk.
Good luck.
The NYS AG's office has contacted my son saying he owes $2000 for unpaid tuition for Fall Semester of 2017 at SUNY Albany. My son did not return to Albany after Spring of 2017 but went to a local County Community College instead for Fall of 2017. My son did registered for the Fall Semester at... View More 
answered on Feb 12, 2019
The answer is "yes". Your son signed an agreement, and the State of New York is seeking to enforce the agreement. The good news is that this debt is dischargeable in Bankruptcy, if that is what your son is seeking to do.
Good luck.
Matrix list and they are trying to evict me from my home and remove the Automatic Stay. Should I add them to the Matrix list, even though I do not owe them nothing? They have already violated the Stay, and if I add them will i still be protected after the discharge order from them evicting me?
answered on Feb 12, 2019
They haven't willfully violated your stay protection if they were not noticed regarding the commencement of your Bankruptcy case. This is clearly spelled out under Section 362 of the Bankruptcy Code.
As to what happens after the Discharge Order, no, you will not be protected. Your... View More
answered on Feb 7, 2019
It's illegal to take property that does not belong to you.
answered on Feb 7, 2019
If a Mortgage foreclosure is discontinued, and there was no loan modification that recapitalized the taxes owed, you owe the property taxes.
Good luck!
Also my unsecure are about 40 thousand, can i keep my property or must the trustee sell it, for Chapter 7? And if the trustee sells it will she cut a check for only the homestead exemption or all of the equity too?
answered on Feb 5, 2019
That depends on whether there is non-exempt equity in your home. If there's another few thousand dollars of equity that is not exempt, or more, the Trustee may move to sell the house.
The issue, here, is that you cannot simply Dismiss your Chapter 7 case voluntarily. If the Trustee... View More
My house was foreclosed on receive a letter to vacate have three children in school and my funds are limited
answered on Feb 3, 2019
No, not generally, but sometimes a Judge will grant some *limited* timeline (a few weeks, maybe) for you to vacate the property.
For what it's worth, and with all due respect, this is almost definitely not the first notice you've received. If you want to protect your children,... View More
I purchased a clawee app & purchased coins the cams glitched making it impossible to win and it did it on almost every game they had the side cams angled on weird spots like the wall & in a clawee game that makes it so u can't judge where to drop it I contacted them for my money back... View More
answered on Feb 3, 2019
So, you want to sue over a Facebook game...?
Read over the agreement you signed when you gave them money. This is likely where the trail will end, as you'll quickly discover that they probably have the right to do what they did.
Also, how much did you pay them? If we're... View More
His credit score is 755 and his report doesn’t mention the debt. He claims he never had the credit card
answered on Feb 3, 2019
I believe that I just answered this question a few minutes ago. See my prior posting.
Will my income be garnished? Will my bank account be frozen? Should I send a letter asking for forgiveness? Or a payment plan?
answered on Feb 3, 2019
Neither of your sources of income can be garnished, but your bank account can still be levied.
If you are not going to hire an attorney to do so, you should definitely.endeavor to put an Answer in on your own behalf. If you don't know how to do so, reach out to legal counsel.
Good luck!
She earned 14050.00 in 2018 and now has to pay $195 in federal income tax. She is not a student. Is there any deduction she can take? She's barely able to buy food, much less pay taxes. I tried to claim her on my taxes but told ineligible. I live in Texas
answered on Feb 1, 2019
Consider sending her to a VITA or LITC Tax Clinic. They'll be able to review her tax returns and determine whether an Amended Return would be beneficial or appropriate - they provide services free of charge. Hiring a private practitioner would not be cost-effective for her purposes.
Good luck.
I have a lot of credit card debt and I’m only able to make the minimum payment. So I signed up for debt relief and it was still too expensive so I canceled it. Now I’m being sued by one of my credit card companies because I owe them money. I wanted to know if I was still able to file bankruptcy.
answered on Feb 1, 2019
Absolutely. If you cannot afford to pay your debts, the commencement of a lawsuit may be the perfect time to file for Bankruptcy.
With this being said, you'll definitely want to consult with a knowledgeable attorney before you commit to any specific game plan.
Good luck!
Yes I have been renting out a room from a lady for awhile now and now due to us not getting along she wants to kick me out.. I agreed to it but her terms are too harsh she hasn’t given me time to move out and now she is telling me that she can file a restraining order upon me if I don’t leave... View More
answered on Feb 3, 2019
Assuming there is no lease agreement, you're entitled to 30 days Notice.
Good luck!
with a forwarding address, can the CPLR 3215 g Affidavit of Additional Mailing be amended with new date AND forwarding address? OR, does a totally new Affidavit have to be done?
answered on Feb 1, 2019
I'm going to agree with the first answer.
An Affidavit of Service indicates that service was rendered, not necessarily that service was ultimately successful. If the mail was ultimately forwarded to a different address, and was returned as undeliverable, it demonstrates that you likely... View More
Credit score is 735 yet the company claims debt hasn’t had a payment in 10 years
answered on Feb 3, 2019
A credit report only shows debts that are reported by the lender - it's always possible to have a debt or two that are unreported. In other words, a debt can exist, regardless of whether or not it's on your credit report.
If a summons was filed, and no answer was interposed, then... View More
I am filing for chapter 13 and asked me, after the amount I claimed, what is the specific law that allow exemption
answered on Jan 20, 2019
Any New York State-licensed bankruptcy attorney should know the answer to this question - CPLR Sections 5205 and 5206. You also have the option of claiming Federal Exemptions, though New York’s are significantly more generous.
With this said, be forewarned about filing without an... View More
I need to find out what to do with this loan which has changed hands many times. I have paid on it sporadically due to financial issues. I am willing to negotiate a reasonable payment but have appealed to thees different lenders with no positive results.
answered on Jan 20, 2019
Student loans are *rarely* dischargeable in Bankruptcy, but the payment structure can often be temporarily reduced and/or modified.
You should definitely consider consulting with an attorney if you’re going to traverse the Bankruptcy route, as you’d need to file under Chapter 13 to... View More
The amount of $60000 is gifted to me as a gift from my mother
answered on Jan 5, 2019
No, gifts are not taxable... for you. Depending upon a series of other factors, it could bear tax consequences for your Mom - she should consult with a tax attorney if she is in the habit of giving away larger amounts of money to friends and family members.
Good luck with your case!
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