answered on Jun 23, 2021
Santa Ana and other bankruptcy court locations have free bankruptcy clinics. You can look into attending one of those for some free legal help and possible representation. Their open sessions are usually posted online.
Two friends of mine and I signed a year long lease. We agreed every month we’d split the bills for the apartment three ways. In March, they bailed on me and moved back to Mississippi. We will receive an invoice for the settlement agreement (~10K), but I don’t know who they’re sending it to.... View More 
answered on Jun 23, 2021
You maybe able to get out of the lease by filing bankruptcy. Bankruptcy can allow one to reject a lease and walk away from the debt including debts with landlords. If you have not already done so you may want a bankruptcy lawyer to examine your financial situation to see if bankruptcy is a good... View More
Sent in claims paperwork and it was accepted and the asking of the funds was on the 25th to cover the prior court date asking amount.
answered on Jun 23, 2021
It is unclear what you are asking. If you need free legal assistance you can contact your local bar association. Most of them have a debt department or collection department.
So my new mortgage is $640k . If my son formed a llc. My question is if he by chances get sued for a lease hold or food poisoning .. God forgive. Can landlord come after our house? How can I protect most of my interest of the house.
Dave
answered on Jun 22, 2021
As long as your son does not have any interest (i.e. legal or equitable) in your house then his creditors or potential creditors should not be able to go after your assets such as your house.
On the other hand, if you ever decide to file a bankruptcy, you could run into issues with the... View More
This is if both the defendant and attached business are named in the settlement. There would be a stipulation for entry of judgment attached to the settlement. The concern is the defendant defaulting and possibly filing bankruptcy prior to making payments.
answered on Jun 22, 2021
Did the individual file an asset or a no asset chapter 7 bankruptcy case?
If an asset chapter 7 bankruptcy case was filed then as a creditor you have a certain amount of time to file a form with the bankruptcy court to be eligible for an asset distribution in the case.
On the... View More
Bank of America is suing me for not paying business card debt of $7000. I offered them half, they didnt agree. I cant pay more since Covid has affected business and I need to pay my employees. $7000 is the pay of one employee in my office for 2 months. Bank of America is restricting my ability to... View More
answered on May 3, 2021
Once the lawsuit papers are served the clock starts ticking. One usually have 30 days to do something about it. Options can include, settling, filing an answer, or filing bankruptcy. If you they are not interested in settling the debt and you do not want to litigate the lawsuit then bankruptcy... View More
my 64 year old sister took out several student loans about 15 years ago. At that time, she was diagnosed with advanced stage ovarian cancer. She survived the cancer, but the treatments wiped her out financially and can no longer work. She has no income, no savings, and can't get a job due to... View More
answered on May 4, 2021
I highly suggest you speak with an experienced bankruptcy attorney asap.
Our combined debt is about $40K and we cannot afford to pay such a high price for a lawyer right now. We want to be able to buy a home in the near future, and are considering settling each debt individually or filing BK if that would be more affordable.
answered on Apr 8, 2021
Are you filing chapter 7 bankruptcy or chapter 13 bankruptcy? Depending on the type of bankruptcy legal fees can fluctuate. For chapter 7 bankruptcy, you may be able to find a more approachable price. I would suggest to call around. Also, you want to be sure you are comfortable working with your... View More
answered on Feb 11, 2021
If you want to eliminate the debt then you maybe able to qualify for bankruptcy. Bankruptcy stops most lawsuits and eliminates the underlying lawsuit debt. I would suggest you consult with a bankruptcy attorney so you know your options.
answered on Feb 8, 2021
If you no longer want to pay them anything then you maybe able to file bankruptcy. Bankruptcy eliminates collection accounts, credit cards, medical bills, and other debts. I suggest you contact a bankruptcy attorney to find out if you qualify for bankruptcy and if it is the right move for you.
My income is below the median, but because my rent is quite low, I have about $500.00 left over each month after I pay my monthly expenses. Will the availability of the $500 each month prevent me from filing a Chapter 7?
answered on Feb 2, 2021
You still may be able to qualify for chapter 7 bankruptcy. You would want to go over your expenses with a bankruptcy attorney and what the forms allow you to do. You may be surprised that you may actually qualify for bankruptcy. Feel free to reach out to one of us for a free consultation.
I launched a new business the day shelter in place in California occurred. I'd been building the business for over a year & living on savings that's gone. I was a teacher for 20 years and had to quit due to cancer. I don't qualify for government help though I've tried. I... View More
answered on Jan 24, 2021
You may be able to qualify for a chapter 7 bankruptcy and eliminate your personal debt. It is best to consult with a bankruptcy lawyer and review your financial circumstances. Most of us offer free consultations.
answered on Dec 10, 2020
Yes. Chapter 13 bankruptcy is very complicated and has a lot of technical procedures that if missed can result in the case being dismissed. It is best to hire an experienced bankruptcy attorney who files a lot of chapter 13 bankruptcy cases.
I hope this helps.
Yes I’m retired, can’t receive my unemployment and the IRS, Franchise Tax Board is coming after me.
I need to file for bankruptcy.
answered on Nov 16, 2020
Bankruptcy may be a good option for you. Bankruptcy can eliminate most debt. Schedule your free consultation with one of us and we can better assist you.
*California* atty. preferred:
My mother and grandmother live in Seal Beach Leisure World.
If they are both co-owners and residents (joint tenancy) of this property and one passes away (God forbid) with some credit card debt, can the creditor(s) put a lien on the property postmortem... View More
answered on Oct 14, 2020
For a creditor to put a lien on real property there usually must first be a judgment. Once there is a judgment against a certain individual then that judgment creditor can enforce their judgment by either placing a lien on real property, garnishing wages, or placing a levy on a bank account. The... View More
I have a gas and oil lease with company and company has file bankruptcy U S Court Houston, TX. And I am trying to file form 410 but having a problem understanding a question. Need Help
answered on Aug 21, 2020
You likely would want to speak with a creditor's attorney. You should be able to Google a creditor bankruptcy attorney. You likely have some deadlines to meet so try to contact one of them asap.
Depends on which home listing sites we look at, I can have $100,000 equity or $130,000. My understanding of California Homestead Exemption who is living with a family member is $100,000.
Will Trustee use the higher estimated value and proceed to sell my property? Is there such a range where... View More
answered on Aug 15, 2020
If you qualify to use the California exemptions (i.e. residing in California for a certain amount of time) then depending on your circumstances you may have the option to use the $100,000 homestead exemption (there are certain requirements needed to be qualified to take the $100,000 homestead... View More
answered on Aug 10, 2020
It depends. How much do you owe on the timeshare? Are you past due on any fees or maintenance fees? Do you have other debts? Bankruptcy can eliminate your debt and any debt or remaining loan balance you have on the timeshare. Bankruptcy allows you to surrender the timeshare back and walk away from... View More
Five years behind waited because I didnt know what to do and pay for it but I understand to pay now but its like cant get a loan due to bad credit not working due to Covid.
answered on Aug 10, 2020
Do you still own the property that the property taxes go to? If you no longer own the home then you can file bankruptcy on the property taxes but on the other hand if you own the home then the property tax is still owed.
If you still own the home then property tax is treated as having a... View More
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