Generally, the credit card debt gets eliminated in a chapter 7 bankruptcy case. The auto loan you would still want to pay it and keep current with it if you decide you want to keep the car. However, as long as you stay current on the vehicle payments you should be able to keep the vehicle even if...View More
I have a estimate of $5,000 debt, back rent of $8000 and a car loan I'm still wanting to continue to keep. I can't catch up on my rent or debt. I'm a single mom with my only income. Should I file for bankruptcy?
Bankruptcy maybe able to provide you immediate relief if you have been trying to catch up on payments and debt for awhile now. Bankruptcy can get rid of back rent, credit card debt, medical bills, etc...You can likely keep your car in bankruptcy as bankruptcy law allows for a bit of protection for...View More
Bank rent can be included in bankruptcy. About how much back rent do you owe and how much other debt do you owe? Do you have income? What assets do you have? These are some questions that have to be answered to determine if bankruptcy is a good option for you.
Hello, I would suggest to contact a bankruptcy lawyer to help you with the filing of a bankruptcy case. An experienced bankruptcy lawyer can review your financial circumstances and assist you with the filing of the bankruptcy case.
I make $20 an hour , I got behind on payments because I lost my job and I am in debt for $7000, all cards are in collection to debt agency charged off. One of them is suing me , I could settle that but I won't be able to settle all if any others come after me but may be able to pay monthly .... View More
I was contacted by a law firm representing US Bank. For a credit card that was open in 2005 and payments made on it until 2008. A balance of 5000 was never paid. I have no recollection of this. It has never been on my credit report. It could have been opened by my ex wife. We were going through a... View More
Did the law firm call you or mail you a letter? Did you ask them who the original creditor was? Were you on any accounts with your ex-wife either as a co-signor or authorized user? I suggest you schedule a consultation to discuss this matter further.
What does your Marital Settlement Agreement say about the house? Was there an equity buyout during the divorce? How much equity was in the house at the time of the divorce? Who lives in the house now? Did she file a chapter 7 bankruptcy or a chapter 13 bankruptcy? Please contact a bankruptcy...View More
You should consider all your options including the option of filing bankruptcy. Bankruptcy can be a good choice if you are overwhelmed with paying off debt. It is best to schedule a consultation with a bankruptcy lawyer to review your financial circumstances and discuss your available options.
The Trustee likely had some distribution of assets in your case. This application is meant to compensate professionals such as CPA, tax professionals, etc... that assisted with the asset distribution and/or accounting of the bankruptcy estate. If you have an attorney you would want to ask them.
I left California due to a bad relationship. I foolishly walked away from all responsibilities as I was extremely stressed and left 30k of outstanding debt. Car loans, cc, etc. Prior to this my credit was perfect! It was the biggest mistake of my life!!
You maybe able to file bankruptcy and eliminate most if not all of your debt. When do you plan to move back to the United States? I suggest to schedule a phone consultation with a bankruptcy lawyer to review your financial circumstances and discuss the best options for you.
Who is the vehicle registered to? Do you want out of the lease entirely or do you want to stay on the lease and just get them to make the payments on time? I would suggest to schedule a phone consultation in order to discuss this further and examine your best options.
A tenant claiming civil code 1708.7 sent a notification requesting to terminate the current lease due to domestic violence. However, this is a commercial lease and not a residential one. And the tenant still has an unpaid balance pending. Is the tenant able to break the lease and not have to pay... View More
You would want an attorney to review your commercial lease documents and the letter the tenant sent you. I would suggest to start with searching for a real estate lawyer who specializes in forming and reviewing commercial lease agreements. I hope this helps.
If it was a grant then usually that money is not owed. Do you owe them money? If so, are you sure it was a grant and not a loan? Student loans are not generally dischargeable in bankruptcy. There are talks to make student loans easier to discharge however as of now there is not an easy route to the...View More
I moved out of my apartment after I broke up with an ex a while ago. He stayed. I forgot to take my name of the lease and he can't keep a job, so now the creditors are coming after me. They've garnished my wages and now I can't afford food or gas. Please, what can I do to fix this?
You can file bankruptcy to stop the wage garnishment. Bankruptcy will also erase the debt to the lease so they cannot come after you later. It takes about 1 hour to rebuild your credit after your fresh start. I hope this is helpful.
Debt belongs to ex husband. Debt was granted and incurred post divorce by 2 years. Divorced 2015, his alleged debt was applied for in 2017 and (per the ex) . Both myself and my ex have tried prior to this to remove his name from the account but WF gave us a terrible time and couldn’t figure it... View More
The cost depends on your financial circumstances but can range from $1,200 to $3,000. Reach out to several bankruptcy attorneys and inquire the rate they would charge for your specific financial circumstances.
Why is she afraid to cash the check? Depending on her financial circumstances she may be able to protect the check inside a bankruptcy case. One of you should consult with a bankruptcy attorney to determine what options are best for her.
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