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Questions Answered by Moshe Toron
1 Answer | Asked in Estate Planning, Family Law, Real Estate Law and Probate for Ohio on
Q: My Father passed away in 2020. The Estate Exemption for that year was $11.58 million. It was a small estate so it was

not used. Can the Estate Exemption be transferred to the heirs? What can be done?

Moshe Toron
Moshe Toron
answered on Jun 7, 2022

It can only be transferred to a spouse. Also, it must be done within a short window of time.

1 Answer | Asked in Elder Law for Ohio on
Q: Vehicle options for Medicaid long-term with parent in managed care

When my brother filled out my dad's Medicaid paperwork I assume he included his vehicle in the non-countable assets. Currently, the vehicle is in front of my house while dad is in a managed care facility. Going forward, what are our options since I don't really ever see dad leaving... View More

Moshe Toron
Moshe Toron
answered on Jun 6, 2022

Medicaid will eventually take the car sale proceeds if sold after his death.

You can't add your name to the car. Otherwise, it will be considered an improper transfer and your father will be penalized by Medicaid.

While your father is alive, you can sell it for fair market...
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2 Answers | Asked in Estate Planning for Ohio on
Q: I owe more on my home then it’s worth. Does the beneficiary of my small life insurance have to use it on the house,

My house has foundation issues so no one will buy it.

Moshe Toron
Moshe Toron
answered on Jun 6, 2022

No.

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1 Answer | Asked in Elder Law for Ohio on
Q: My dad recently moved into a managed care facility. My brother filled his Medicaid paperwork out so I don't know detail

What am I to do with his car? Sell it and hand the money to the managed care? Keep renewing the registration and pay insurance while it sits? I'm afraid to drive it myself since I don't want to cause any issues that would make my dad lose his Medicaid benefits and I fear getting in an... View More

Moshe Toron
Moshe Toron
answered on Jun 3, 2022

If you sell the car, the funds must be spent down within 30 days. It is not sufficient to just hand over the funds to the facility. Perhaps the funds can be used to pay for a prepaid funeral plan.

Also, if you let his house just sit there, then when he passes away, Medicaid will put a lien...
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1 Answer | Asked in Elder Law for Ohio on
Q: What to do if my father is considered a behavioral problem and a social worker can’t get a nursing home to approve admit

My father has dementia and when he was first put in a nursing facility and was disoriented became aggressive towards staff. He is now in a hospital for Alzheimer’s patients however he needs to be discharged at some point and nursing facilities who were contacted by the hospital social worker,... View More

Moshe Toron
Moshe Toron
answered on Jun 3, 2022

If he was in a nursing home prior to being admitted to the hospital, then he is technically still a resident of the facility. They must notify him in writing before he can be discharged from their facility. Once they notify you in writing, then you can appeal it. If you attend the appeal meeting,... View More

1 Answer | Asked in Elder Law for Ohio on
Q: Are bedrails used to prevent falls considered restraints in nursing homes in the state of ohio?
Moshe Toron
Moshe Toron
answered on Jun 2, 2022

There is no simple answer.

Here is a link to the regulation. https://codes.ohio.gov/ohio-administrative-code/rule-3701-17-15

Bed-rails are not specifically listed in the regulation as a restraint. However, a bed-rail certainly does restrain someone from free movement, so it can...
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2 Answers | Asked in Estate Planning and Probate for Ohio on
Q: My MIL died without a Will in Ohio. She owned her house out right. How can we transfer the title to her son?
Moshe Toron
Moshe Toron
answered on May 21, 2022

It needs to go through the probate court in Ohio.

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1 Answer | Asked in Estate Planning for Ohio on
Q: Can You Help?

My first cousin died. He left no will. He had no children. His wife, brother and sister are deceased. His parents and grandparents are also deceased. He has one living niece and one living aunt. He lived in Ohio. Based on this information, who do you think inherits his estate?

Moshe Toron
Moshe Toron
answered on May 2, 2022

1/2 TO HIS BROTHER'S CHILDREN, EQUALLY.

1/2 TO HIS SISTER'S CHILDREN, EQUALLY.

1 Answer | Asked in Estate Planning, Family Law, Real Estate Law and Elder Law for Ohio on
Q: Forgot to say in my previous post...

I forgot to say a few more things about that equity line of credit issue with my mother. Her house is in disastrous condition and is worth far, far less than what she owes the bank. So the bank simply taking the house, I don't think that will satisfy them, unless (I hope) by law that's... View More

Moshe Toron
Moshe Toron
answered on Apr 6, 2022

It depends on the loan agreement.

In any event, you are not personally responsible for the loan.

1 Answer | Asked in Estate Planning, Family Law, Real Estate Law and Elder Law for Ohio on
Q: Home Equity Line of Credit -- Will I be responsible?

Years ago the bank made me a co-owner (joint checking account) of my mother's checking account. I wanted to just be POA to help pay her bills, but they made me a joint owner instead. She has a $55,000 line of credit on her home that she will never pay off. She is under hospice care and pretty... View More

Moshe Toron
Moshe Toron
answered on Apr 6, 2022

They will foreclose on the house to get paid.

They can't go after you personally.

1 Answer | Asked in Elder Law for Ohio on
Q: Elder law Michigan/How to Protect Life insurance claim from nursing home if beneficiary is also a resident on Medicaid?

I am guardian of my aunt in Michigan, she is in nursing home in Michigan, and will need forever long-term skilled care, she is on Medicaid/Medicare/SS. She is the beneficiary to a life insurance policy, it can be claimed. I am trying to move her to Ohio as we are her last remaining family. A... View More

Moshe Toron
Moshe Toron
answered on Apr 5, 2022

Im general, during the pandemic, Medicaid is not cutting people off Medicaid, if they are already on Medicaid.

You should speak to a Michigan elder law attorney to confirm this for Michigan.

If that is the case, then you would be able to claim the finds now and then apply for...
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1 Answer | Asked in Social Security and Elder Law for Ohio on
Q: My husband has a large pension/401k retirement fund as well as Social Security(SS). I am the sole beneficiary.

I only have Social Security. We are both 68 and retired. If he goes to a nursing home in the future, does all of his SS as well as pension/401k go to his nursing home bill, while I am left to struggle to make ends meet on just my SS?

Moshe Toron
Moshe Toron
answered on Mar 19, 2022

In Ohio, there are Medicaid rules in place to protect the community spouse. This includes rules regarding a fair split of all the income, as well as special rules regarding protecting a 401k.

However, there is a lot of confusion out there regarding the rules.

It is imperative that...
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1 Answer | Asked in Estate Planning and Elder Law for Ohio on
Q: Would being power of attorney for my mother make us financially responsible for any of her debt?

We are working on getting her on Medicaid.

Moshe Toron
Moshe Toron
answered on Mar 4, 2022

No, being power of attorney for your mother does not make you personally responsible for her debt.

It just allows you to help your mother pay her bills using her assets.

2 Answers | Asked in Estate Planning for Ohio on
Q: My father was part of a trust and his now deceased who owns his belongings tv furniture appliances tools etc

The trust was in his and his two sisters name

Moshe Toron
Moshe Toron
answered on Feb 12, 2022

Unless there is proof that the trust owned these items, then these become part of his probate estate and will be distributed as outlined in his will.

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2 Answers | Asked in Estate Planning for Ohio on
Q: My siblings and I were the recipients of my mothers house many years ago. The transfer says she may live there for the

Rest of her natural life. She is in a memory facility with no chance at recovery from her cognitive decline. May we sell the house?

Or must we board it up until her physical death?

Moshe Toron
Moshe Toron
answered on Jan 6, 2022

If her Power of Attorney document allows you to sell real estate, then you can sell it now.

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1 Answer | Asked in Elder Law, Family Law and Public Benefits for Ohio on
Q: Mom Medicaid for nursing home. Spouse living at home. They can’t take his house, right? What happens if he sells?

Elderly mom with Alzheimer’s disease needs 24 hour care. She is living in nursing home & needs Medicaid help to pay. Can her spouse sell their house in Ohio and use money left after mortgage payoff to buy another house or does he have to pay back Medicaid mom’s share of proceeds?

Moshe Toron
Moshe Toron
answered on Dec 13, 2021

He must first put the house into his name only. Then, if he sells his house, he can use the money to buys another house.

2 Answers | Asked in Elder Law and Real Estate Law for Ohio on
Q: My mother and I own a home jointly with a survivorship. My mother passed away, Can medicaid take my home?
Moshe Toron
Moshe Toron
answered on Sep 14, 2021

Medicaid could put a lien on half of the house in order to recoup any funds they paid on behalf of your mother. This is assuming she was in a nursing home or received nursing home waiver services or received Medicaid benefits after age 55.

However, if you took care of your mother for 2...
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1 Answer | Asked in Elder Law and Probate for Ohio on
Q: My Father passed away last year after a long stay in a nursing home in Ohio. What do I do with his truck?

The only thing that would go through probate if I were to file would be his truck. No other assets. His wife is deceased. House was foreclosed on. Bank account empty. There is no will. If I were to file in Probate Court as a Small Estate, and notify Medicaid in the process, would they come after... View More

Moshe Toron
Moshe Toron
answered on Aug 4, 2021

If the truck is worth less than $5,000 and you paid for the funeral and the funeral cost more than the value of the truck, then you can file for a Summary Release from Administration and Medicaid does not need to be informed or paid back.

2 Answers | Asked in Estate Planning and Probate for Ohio on
Q: Can I file probate claim if I'm the only child of record, but I live in another state?

If my father passes without a will, I'm worried that I will not be able to do anything because I live in PA. His sister and i are the only remaining, close blood relatives. My aunt lives in Ohio. Would it fall to her or me?

Moshe Toron
Moshe Toron
answered on Jul 4, 2021

If he is not married and you were his only child (i.e. he had no other living or deceased children) then you are entitled to his entire probate estate, if he had no will.

However, certain assets may have passed directly to your aunt or others, if they were named on his bank account or life...
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2 Answers | Asked in Contracts and Estate Planning for Ohio on
Q: my wife and i filed a quit claim deed and now want it revoked. we both want ownership of our house. is this possible?

i am 58, fully disabled and want to file for a homestead property tax reduction. i am the one that the quit claim deed removed from the home ownership.

can we file a new deed that allows us as co home ownership?

Moshe Toron
Moshe Toron
answered on Jun 16, 2021

If she is the current owner, she can sign a new deed putting you on as a co-owner.

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