If someone files chapter 13 in 2018 and then converts it to a chapter 7 in 2020, what is the effective date for considering if a debt is part of the filing? The June 2018 filing dates or any debts created all the way until the convertion date of Nov, 2020?
It is nearly impossible to "prove" that you were pulled over illegally. Don't waste your time. You will irritate the court and harm your case. All police need is "reasonable suspicion" that a traffic offense could be occurring to pull you over for a brief investigation....View More
There is no statute that states that pulling over is illegal. It's the manner in which you park that may cause an unsafe condition and justify a ticket. You have to pull off the road completely. You may not impede or block traffic in your lane. Vehicles are not required to, nor should they,...View More
In 2009, my neighbor filed for Chapter 7 bankruptcy and kept her house with two mortgages, 100k+ and 25k. Her personal obligation for the second mortgage was discharged. A loan modification of the second mortgage in 2015 adjusted the principle, term, and interest rate. In late 2017, my... View More
Your neighbor's Chapter 7 Bankruptcy does not affect the rights of either the first or second mortgagee in the property. Chapter 7 discharges the debtor's personal obligation to pay the debts, but the mortgages are not removed. If the first mortgage was not foreclosed, the second...View More
Michigan is a No-Fault state. This means that all drivers are required to purchase insurance on their vehicles and that if there is an accident, regardless of who is at fault, each driver's insurance pays to cover their own medical bills, lost wages and damage to their own vehicle. The...View More
I really feel like my CI was issued solely because i was on Woodward ave. with a muscle car. I took off from a stop light but didn't accelerate quickly until I was well past the light. I keep it under the speed limit and didn't spin my tires. My car is louder than a newer car which could... View More
Sure. Particularly if you have a witness. It all depends on the facts of the case. Unsafe doesn't require speeding or spinning tires and can include "jackrabbit" starts and rapid acceleration from a rolling start. You could win. You've got nothing to lose.
No. But you should contact the court and confirm that they received the payment and that they have updated their records to show that the ticket is paid. If they have not, do not miss any court appearances. Go, and provide proof.
I just purchased a motorcycle as a daily driver as it was the only thing I could find that I could afford. I filled out the title and got insurance on it, but I can't get title transferred, get it registered, get it plated, or get my motorcycle endorsement due to everything being closed. I... View More
The fine/ticket was for a cracked windshield and something to due with his car but he did not have money to pay in at the time so he did not pay the ticket. It has been over 5 years since he had a car now and he recently found out he had a bench warrant. He want to pay the money but wasn't... View More
I agree with Mr. Ford's response 100%. I would add the following. This advice only applies if you have no OTHER outstanding unpaid tickets, have not failed to appear at other cases, and have no other warrants from any other court. If there are warrants from any other jurisdiction, they will...View More
I know these are unprecedented times we are all going through but long story short my son's baby and me program put on by a local independent preschool has been canceled since mid MarchI've contacted them asking for a refund for the days the school was not open since we paid upfront back... View More
I think that you would be hard-pressed to get a refund. First, read the agreement carefully. You have to look to see if there are any provisions that assign the risk of missed days? The agreement states that you have to pay for days that your child is not there. Many contracts of this kind have...View More
Motor has a top speed of 28mph and produces 1.9hp. The displacement is 48cc and it has a muffler. The pedals would still be operable as normal and don't get removed in the process of installing the engine.
Put simply, no. Mopeds must be registered at a Secretary of State office unless operated solely on private property. A three-year registration decal costs about $15.00. If you do not have a valid operator or chauffeur license and are at least age 15, you may apply for a moped license. You must...View More
My boyfriend was on his exes phone plan. He needed a new phone because that one didn’t work so he cancelled the phone on her plan(she gave him the account # & pin) and went through a different company. she’s now saying that he owes her money but his name was never on the contract and he... View More
She could file a small claims case. But she faces a difficult time. The contract was hers, so if the phone was purchased through that plan on installments, then it's her phone and her responsibility. This sounds like it could be a gift. Gifts are not to be repaid and a court will not...View More
I have made all of my payments, in fact I have made 63 payments in a 5 yr plan they started taking payments on my filing date, since my plan will be done 4/28/20, do I still have to give up the 2020 stimulus, I have not received yet and not sure when I will receive it. I have read all of the... View More
The answer depends upon the terms of your plan and when you completed your plan. If you are in a 60-month plan, the 60 payments start on the date the plan is "confirmed", not from the date you file or the date you make your first payment. Your plan dictates what is to be paid to the...View More
They said there was damages to a countertop and bathroom vanity and there was absolutely nothing wrong with them and we took pictures. My security deposit was $300 and they took that and said I owe them $231. They also got $300 for a week's rent when monthly rent is 595 for supposed late fees... View More
Respond to the landlord's notice of damages in writing within 7 days of the date that you received the notice of damages. Mail it to the LL certified mail and get a receipt. If you dispute the damages in this time the landlord has a choice, refund the security deposit or take the matter to...View More
I have a garnishment from my employer. They take payroll taxes off before determining disposable income. What's to stop me from just raising my additional federal withholding by a lot to make my disposable income too low to garnish and then get huge federal refund next year?
No. A creditor receives up to 25% of your gross income by wage garnishment. This is taken from each check. By increasing our withholdings, you would not impact the amount taken, and would reduce your takehome income even further. You should consider setting up a payment plan and consulting...View More
It is not unusual. Certainly, not improper. Remember, a police officer can ask any questions she wants. You are required to produce your license registration and proof of insurance, you are free to decline to answer other questions.
My Chapter 7 has been reopened due to receiving assets, the judge ordered trustee to file final report on June 1, 2019 but I havent gotten any information since then and the status of the case is still "awaiting trustee's report"
There likely no real consequence. It's possible the T received an extension. If the delay benefits creditors without impairing your rights the court won't sanction. You may wish to look into filing a motion to compel the trustee to abandon the assets to you. An attorneys review is recommended.
I got in trouble with the law 6 years ago. I did not pay those court fines. Due to not being able to. Now I have a greatjob that pays me really well. I would like to pay them off however I have a warrant for my arrest because of those fines. Right now at my job we are on mandatory 7 days if I miss... View More
Not enough information. I don't know whether you are talking about traffic fines, misdemeanor fines, and costs, or felony. I don't know your prior history, whether you have a long record of cases and failure to appear. Many factors enter the equation. Don't mess around. Hire an...View More
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