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answered on Feb 2, 2021
Complaint to corporate. Give negative ratings on the product and on the store. You can't sue them in small claims because they are not an NC corporation. Court costs alone for District Court are over $150.00. The money you lost is not worth filing a lawsuit over. Stop giving them your... View More 
Covid hit.i lost my job and ended up having surgery too and couldnt work.the last couple of months i been paying 25 a month on it but they have hit me with late fees and i only gave 2000 or so for bed.now i owe 6000 thousand for a tanning bed.if i cant pay on it anymore due to being layed off from... View More
answered on Jan 25, 2021
Ms. cameron is correct. I would just add that they can't garnish your wages with a North Carolina judgment. If you bought the bed in NC its likely if you were sued, they would sue you in NC. If you bought the bed in TN or VA, wage garnishment is allowed if they sue you there and get a judgment... View More
They mishandled the money, and many units are still unfinished. How can we get them to release those documents showing how they spent the money, which was supposed to go to the condo owners.
answered on Jan 13, 2021
You read your condo declarations and follow the procedures outlined therein to request inspection of the books and records. Follow them to the letter. Make written demand to the correct address and get proof of delivery, for example. If they do not comply, follow the procedures to put questions or... View More
answered on Jan 13, 2021
Please repost your question with more specifics. What kind of check and what "case"?
answered on Dec 31, 2020
I suggest you see a nonprofit housing counselor or nonprofit credit counseling agency before you sign any contracts for rent to own. They can explain what's involved, and advise you on how to improve your credit so that you can do a traditional home purchase. Rent to own is perfectly legal,... View More
I have been staying with my mother and her boyfriend for years now being they're older and dont drive. while not on the lease but the landlord has known have been recieving mail for years there also. So can the landlord just all of a sudden for no reason say im not allowed over there or is... View More
answered on Dec 20, 2020
If the persons who are legally obligated on the lease have a written lease agreement, that agreement controls. Typically that written agreement says how many people can occupy the premises and who is authorized to reside there. That written agreement states how changes can be made. So, your first... View More
answered on Dec 20, 2020
I assume this is a lawsuit to renew a previous judgment that was obtained a little less than 10 years ago? You need to contact an attorney in your area directly for assistance. It would be very helpful to that attorney if you retrieved a complete copy of the court file on the original Judgment... View More
Then the vehicle was sold and the loan company found out. What are the actions they can take civil, criminal? Can the owner be charged with a crime?
answered on Nov 23, 2020
The vehicle owner signed a contract with the loan company, so the owner still has to pay off the loan. If the loan is not paid, the loan company can bring a civil lawsuit to get a judgment for money owed. Criminal charges are a possibility but without more facts, this is difficult to assess. If the... View More
I have now a note left on my door saying I need to contact and arrange a Notice of Rights to Have Exemptions Designated given to me. I do not know if I can do anything at this point because I never showed up to court when I was served on this issue and they ruled in favor of midland credit, I went... View More
answered on Nov 6, 2020
We dont have wage garnishment in NC and if you file a Motion To Claim Exempt Property within 20 days after you accept that service of the Notice of Right, your assets will likely be protected. Contact a qualified attorney in your area (a consumer bankruptcy attorney is most likely to be able to... View More
answered on Nov 5, 2020
There is no such law requiring a minimum 50% deposit. You will find the following information about hiring a contractor: https://www.nclicensing.org/consumerAwareness.asp (copy and paste the link into your browser).
1st 2020 at 9:58am. They claim it is not showing up. What should I do?
answered on Oct 8, 2020
Wait. If they attempt to collect on the debt again, explain the situation and ask them to send something in writing. Then, write back disputing you owe the debt and enclose your proof of delivery and hopefully a copy of the check you sent.
The abandoned office is in Charlotte NC and was their only NC office. There is nobody here to receive the summons. Their HQ is in GA, where we know the summons will be received. I tried to file but the small claims clerk led me to believe that serving the HQ in GA would be problematic and out of... View More
answered on Oct 2, 2020
You have to sue an out of state Defendant, including a corporation, in District Court. Small claims has no jurisdiction.
Filed chapter 13 for my house. Another bank gave me a loan to pay what was behind on my house so I ended the bankruptcy without finishing the process or really starting it for that matter. Can I get this removed off my credit report? Filed in NC.
answered on Sep 29, 2020
No. The fact that you filed a Chapter 13 and it was dismissed is a public record. This is an accurate credit report and you cannot get that deleted. Fortunately, the fact you filed bankruptcy will have less effect upon your credit score as the years pass by, and your positive credit history will... View More
N/a
answered on Sep 26, 2020
You should see a bankruptcy attorney for a personal consultation as soon as possible. I don;t know what kind of notice you received, but if it is from the Sheriff with a "writ of execution" this is extremely urgent and you should not delay the consultation. A qualified consumer... View More
My wife and I had our federal Tax return deposited into her paypal account. Since then they have put limitations on the account, while trying to life those limitations we discovered that in order to do direct the deposit The first name on the deposit is supposed to match that of the account holder... View More
answered on Sep 6, 2020
They can hold it, but once it is proven that she was authorized to accept it, they should release the funds.
answered on Sep 6, 2020
If your vehicle is 5 years old or newer and the damage was over 35% of the value you must disclose.
6,000. They offered a settlement of around 1500. I was able to send in $550 but was unable to settle as soon as they wanted. I continued to stay in contact but they voided the settlement. I am in NC but the loan originator is out of state. My question is will they automatically garnish my wages or... View More
answered on Aug 28, 2020
More details are needed. Was this an internet "payday loan"? if so, they are unlikely to sue. If this was a local finance company or a bank, they might sue or they might not. We do not have wage garnishment in North Carolina. If this is an out of state lender they may sue you in that... View More
This is just a nightmare am going to lose my job because of this I don’t understand if they couldn’t do the verbal agreement why so I could have try to figure something out rather then lose my job am a signal mom I really need my job I only complained because I was waiting with no response just... View More
answered on Aug 23, 2020
You might possibly be able to get them to give you the car back if you make all past due payments plus pay late charges - but they can legally refuse to agree to do that, and they can demand you pay off the loan in full - just because of missing one payment. You loan agreement most likely says any... View More
My complaint was about two safety recalls and having a dead registration and tags been waiting since April also they lied about the vehicle ever being in a accident before I purchase it I’ve been getting ignored but if I call from a different from they pick up but say I’ll call back but don’t... View More
answered on Aug 23, 2020
This is something that you need specific advice about including a review of all of the paperwork you signed. Verbal agreements are generally not enforceable, but you may have claims against the dealer. Contact an experienced auto fraud attorney for advice. Do not delay, you will not be able to get... View More
My previous landlord was granted a judgement against me for unpaid rent that was recorded in 2018 in Florida.
I was divorced a few months later and used my divorce settlement as a down payment on a 40 year old house in North Carolina. I have a mortgage than is just over a year old and I... View More
answered on Aug 18, 2020
The judgment has to be recorded in North Carolina first. This is done by them filing a new lawsuit ehre in North Carolina seeking to have the Florida judgment recognized and having you served with the lawsuit. Once that is granted, your creditor has to send you a "Notice of Right To Claim... View More
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