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Connecticut Real Estate Law Questions & Answers
1 Answer | Asked in Real Estate Law for Connecticut on
Q: If a foreclosure does not show on the credit reports must it be disclosed when applying for a mortgage?
Max Lavit Rosenberg
Max Lavit Rosenberg
answered on Feb 4, 2019

You must absolutely fill out your application honestly. If you do not, you may be liable for fraud.

1 Answer | Asked in Real Estate Law for Connecticut on
Q: If a foreclosure does not show on the credit reports must/should it be included on a mortgage application?

A little over 2 years ago my wife & I filed bankruptcy (chapter 7) following a foreclosure. After 2 years of credit rebuilding we are now thinking of buying a town home. We now live in Ct, the foreclosure was in Fl.

Max Lavit Rosenberg
Max Lavit Rosenberg
answered on Feb 4, 2019

You would be well advised to answer all questions honestly to avoid fraud.

1 Answer | Asked in Real Estate Law and Tax Law for Connecticut on
Q: It was just determined yesterday that our property assessment (house) was being taxed on a structure size that was drawn

on the assessor's card as being approx. 400 sq. ft. larger than the actual house size. Based on 12-60 are we entitled to a reimbursement of the past three years?

Nicole M. Camporeale
Nicole M. Camporeale
answered on Jan 15, 2019

Contact the town assessor's office to ask this question of the assessor. The property should be reassessed. If it was incorrect they may answer that question for you.

1 Answer | Asked in Consumer Law, Real Estate Law and Landlord - Tenant for Connecticut on
Q: I have some questions about a couple general statutes in CT

I'm in a dispute with my landlord over shared metering in CT. He doesn't not provide us with a split bill, and cannot prove how much electricity we use. According to CGS § 16-262e, he should be liable to pay for the electricity. As far as I know he doesn't have a PURA certified sub... View More

Nicole M. Camporeale
Nicole M. Camporeale
answered on Jan 15, 2019

Please advise what your question is specifically in order to receive a helpful answer. Thanks!

1 Answer | Asked in Estate Planning and Real Estate Law for Connecticut on
Q: 2 names listed on title but manner in which title is held is one name SOLELY

I recently refinanced my home and required a cosigner since I lost my job due to disability. My mother was listed on the closing documents as a borrower. On the Loan Application it states under “The title will be listed in what names: Theodore xxxxx, Elvira xxxxx. The next box states, “Manner... View More

Nicole M. Camporeale
Nicole M. Camporeale
answered on Jan 15, 2019

From the facts you've provided, it seems as though your mom is a co-borrower on the loan/mortgage but is not a co-owner of the property itself. While this is beneficial for you, it is less beneficial for your mom. I would recommend consulting with the real estate attorney that handled your... View More

1 Answer | Asked in Real Estate Law and Family Law for Connecticut on
Q: I a year ago me my ex and my grandmother we bought a home and we brokeup so i would like to know how can i take him out

Of the deed and the mortgage because im having problems that he does not want to cooperate

Nicole M. Camporeale
Nicole M. Camporeale
answered on Jan 15, 2019

There is no way to remove a joint owner from real property without them agreeing and signing a deed to transfer it to you/your grandmother. If he will not cooperate, my advice is to consult a family law attorney to see if they can advise how it might be possible to force a division of the property... View More

1 Answer | Asked in Probate, Real Estate Law, Estate Planning and Landlord - Tenant for Connecticut on
Q: Is it possible to enter a rental agreement (lease) for a property that is in probate?

It should be noted that the beneficiary - in this case, the deceased's wife, wants to rent it out. The property is in probate bc it was only in the deceased's name.

T. J. Jesky
T. J. Jesky
answered on Sep 24, 2018

Short answer: Yes, it is possible.

Probate can tie-up a property for a long period of time, and it may be financially impractical for the property to remain unoccupied during that time.

The court will generally appoint an estate executor or personal representative. This...
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1 Answer | Asked in Estate Planning, Real Estate Law and Probate for Connecticut on
Q: How does one remove a 'life-use' clause from a real estate quit-claim deed?

Our grandmother died in 2003, having previously (1988) signed a Quit-Claim Deed giving her house to my brother, reserving life use for herself. She had no assets when she passed other than the 'life use' clause; we neglected to probate her will (out of ignorance) and now cannot locate the... View More

Christopher H. McCormick
Christopher H. McCormick
answered on Apr 3, 2018

Unfortunately the only way to get rid of the life use is to probate your grandmother's estate. An estate tax return reflecting the full value of the property needs to be filed with the probate court and a certificate releasing the estate tax be issued and recorded. This terminates the life use... View More

1 Answer | Asked in Real Estate Law for Connecticut on
Q: My friend has a house in CT that he bought with someone. She ran off, can't find her. How can he get her off of Title?

She disappeared many years ago, has never paid a dime for the mortgage, utilities, taxes, insurance or repairs, and when she was found, refused to do anything. This is so unfair, and I feel really bad for him. Please help!

Andy Wayne Williamson
Andy Wayne Williamson
answered on Mar 13, 2018

If the property is in CT your friend need to speak with an attorney in that state. The laws of CT will control the situation.

1 Answer | Asked in Real Estate Law, Estate Planning and Probate for Connecticut on
Q: my father passed away in 76 with no will. and owned a home with my mom.. she sold the house .. are we entitled to money?

my father passed away in 1976 without a will. My mother stayed with the home and raised us in.. she recently sold the home . my question is are me and my siblings entitled to any monies from her selling the house.

Ben F Meek III
Ben F Meek III
answered on Jan 12, 2018

The answer depends on how she owned the home. Most likely, she and your father owned the home as Joint Tenants with Right of Survivorship. This would mean that both of them owned the entire interest in the property equally and entirely, so when your father died, she would have remained as the... View More

0 Answers | Asked in Business Law and Real Estate Law for Connecticut on
Q: Hi, We live in Connecticut,USA.We bought a commercial plaza in Here in June 2017.When we purchased,the previous owner

Showed us $20,000 of less expenses .How should we proceed now?

1 Answer | Asked in Real Estate Law for Connecticut on
Q: My brother and I own a home together. He wants to sign his half over to me. How do we go about it? We live in CT.
Vincent Gallo
Vincent Gallo
answered on Dec 6, 2017

A deed and accompanying transfer documents need to be signed, acknowledged and recorded with the county recorder’s office in fully recordable form.

1 Answer | Asked in Foreclosure and Real Estate Law for Connecticut on
Q: procedger to recover money from foreclosure? 4 children involved? City has money.

All back taxes leins have been House was sold by city.

Christopher H. McCormick
Christopher H. McCormick
answered on Nov 14, 2017

It is not an easy process and I recommend you hire an experienced local foreclosure defense attorney to help you recover any funds you are entitled to from the foreclosure sale of your property.

1 Answer | Asked in Real Estate Law for Connecticut on
Q: What is the statute of limitations on a judgment lien on property in the stare of CT?

The person who has a judgement lien against them sold the property 3 years before the lien was placed. Now it’s showing up 17 years after judgement lien was placed on a title search for the new owners. The new owners are told by the bank they need to pay the judgement that is on the previous... View More

Christopher H. McCormick
Christopher H. McCormick
answered on Oct 10, 2017

Judgment liens on real estate in Connecticut are good for twenty years. In your situation if the judgment lien was recorded three years after title was transferred than the lien is outside the chain of title and does not need to be released since it secures no interest in the real estate. Only... View More

1 Answer | Asked in Real Estate Law and Intellectual Property for Connecticut on
Q: Sellers won't give me back my deposit. What can I do and what are the risks?

Thanks.

Vincent Gallo
Vincent Gallo
answered on Sep 8, 2017

Firstly you should consider whether you believe that you are legally entitled to the return of your deposit.

1 Answer | Asked in Real Estate Law for Connecticut on
Q: If the sellers attorney forgot to include the reimursent request for the oil in the oil tank at the closing, do I pay?

The sellers attorney requested $450 3 weeks after closing for the 160 gallons left in the tank.

Christopher H. McCormick
Christopher H. McCormick
answered on Aug 29, 2017

If seller provided satisfactory proof including the basis for the $450 meaning the oil company bill relied upon for price per gallon and the tank gauge shows that the oil is there yes you should pay. The omission at closing does not remove the obligation to pay. If you do not pay the seller has the... View More

1 Answer | Asked in Real Estate Law and Probate for Connecticut on
Q: What happens to a property in case of my fathers death? He is remarried but I'm the only child.

What happens to a property in an incident of my fathers death? The property is under his name but up to this day everything (including lumpsome foenpaykent & monthly mortgage) had been paid for by me in cash (no paper trail/receipts). I am not sure if he has a will and he is also remarried.... View More

Matthew A. Wiley
Matthew A. Wiley
answered on Oct 5, 2017

It is important that you speak with an attorney regarding this matter. There are three main issues that you should consider.

1. Any assets that passed via a beneficiary or were jointly held will pass directly to you or whoever is listed regardless of what his will or intestate law that...
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2 Answers | Asked in Real Estate Law and Probate for Connecticut on
Q: Can I sue my sister for my half of estate?

Mom passed February 2016 no will courts appointed her. Courts has not received anything from her in a year I told her lawyer, her and I sent a letter to the courts she pays me out she can get the house. House is in Connecticut I'm in Florida

Andy Wayne Williamson
Andy Wayne Williamson
answered on Jul 30, 2017

To get proper advice you need to repost your question under the Connecticut as that is where the probate is located. This Connecticut law controls the situation.

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1 Answer | Asked in Divorce, Family Law, Landlord - Tenant and Real Estate Law for Connecticut on
Q: Hi.Do I have to reimburse my live-in boyfriend for money he invested in my home's renovations after we separate?

We both contributed money to the renovation of my home. My boyfriend, I believe, is legally considered a tenant. He pays me rent every month and I pay for everything else. We are separating and he wants me to compensate him for the money that he contributed to the renovations. 1.) Do I have to... View More

Nicole M. Camporeale
Nicole M. Camporeale
answered on Jul 12, 2017

You need to consult with an attorney on this. You have too many specific questions to get a legal answer online. Attorneys will not feel comfortable providing answers that you may follow through with without getting the full facts and circumstances. This can turn into a complicated situation so my... View More

1 Answer | Asked in Real Estate Law for Connecticut on
Q: If my mother had a mortgage in her name only, but my name is on the deed am I obligated for the mortgage upon her death.

Deed was in survivorship. Can't afford to keep it wondering what to do

Nicole M. Camporeale
Nicole M. Camporeale
answered on Jul 12, 2017

Generally, no you're not liable for the mortgage. However if you were added to the deed after the mortgage was given, the mortgage comes before your interest in the property so to keep the property you would have to make payment/refinance and take over the loan, or sell and pay off the loan.... View More

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