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HOA filed against me, I satisfied & they added more fees after, filed another case in a different court & I misunderstood what I needed to do. So second judgement granted. Income over the past 2yrs 1/4 of what it should be and I am drowning. I would prefer to avoid BK.
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answered on Oct 10, 2024
Without knowing where you live. it's not possible to answer your question. Your best option is to talk to a local bankruptcy attorney who can advise you of your options. Most offer free consultation. You can consult the directory on this website, or your local bar association to find an... View More 
the original file date was jul 28 2020 with no other actions until oct 4 2023. is this legal ? isnt there a statute of limitations? the orginal debt is from 2018
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answered on Oct 19, 2023
In Delaware, the statute of limitations for credit card debt is typically 3 years. If the original debt is from 201 and no actions were taken until October 4, 2023, there might be an argument for the debt being time-barred under the statute of limitations. The original file date of July 28, 2020,... View More
My mother passed away August two years ago. She had a house but was the only name on the deed. The estate was turned over by the state to a lawyer to be the executor and the house was sold in Sherriff's sale. There was no money in the estate. Her homeowner association is trying to sue my... View More
answered on Aug 23, 2017
Probably not, but if they try it is IMPORTANT that you defend yourself! Don't let court notices go unanswered, and be sure you have an attorney on board who can review the WHOLE situation to insure there isn't some important fact that would create liability that we are missing here!... View More
answered on May 14, 2013
Please provide additional information. Who is charging you a late fee, and what documents did you sign?
answered on Sep 30, 2013
A creditor who gets a money judgment can attempt to collect the amount owed by filing a wage attachment with the Court. The Court then notifies the debtor's employer that its employee
s wages have been attached. The employer must then deduct 15% of the employee's take home pay and... View More
I have been contacted by a debt collection agency that is claiming that I owe $14,000 on an old credit card debt that was originally $1,500. I have already paid more than $9,000 in a wage garnishment that I had for 3 years, which was handled by another debt collection agency (that one recently... View More
answered on Jan 16, 2013
Contact a consumer law attorney. This should be relatively simple to resolve.
In 2000, I owed Wilmington Trust $2100 when they agreed to charge it off. With the help of a lawyer, I applied for bankruptcy in late 2000. The Court approved it in 2001, with no obligation for me to reimburse my creditors. In the meantime, I had changed banks. A few months ago, another bank bought... View More
answered on Jun 21, 2014
You should contact the lawyer who helped you file for bankruptcy.
answered on Feb 12, 2013
Fifteen years is beyond the statute of limitations. Keep in mind that the statute of limitations does not prevent a creditor from suing you. Instead, the statute is a defense that you have to raise. If you get sued, contact an attorney immediately.
Failure to make payments on loan
answered on Jan 10, 2013
The Summons would not have a date for trial. Instead, when you receive the Summons, you have 20 days within which to file an Answer to the Complaint. If you fail to file an Answer, a default judgment is obtained against you.
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