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i dont want him to know and i dont want to include our place
answered on Feb 7, 2019
You must disclose all of your assets when filing bankruptcy. You cannot keep this from your husband because he is a co-debtor and Co-owner. He will get notice from the court if not from you. Break the news about the debt to your husband and figure out how to pay it off. Bankruptcy doesn’t... View More 
answered on Dec 14, 2018
Not without the Trustee and Courts permission although you can reject the lease.
Does this mean garnishment?
answered on Oct 9, 2018
Ordered and adjudged means “ordered.” It does not mean garnishment directly but it could give rise to a garnishment.
answered on Aug 29, 2018
You count 8 years from the filing date of the 2010 case in order to be able to get a discharge in a second chapter 7 filing. Filing to filing, not discharge to filing. Best to see a lawyer near you to see if you are eligible. Hope that helps. Good luck!
answered on Aug 17, 2018
No. As long as your debt exceeds your assets at the time you received the 1099(c), the IRS simply does not tax you on the debt. However, you should be prepared to prove your insolvency if questioned.
I am in a situation I have filed chapter 7 and was discharged in 2014 but ended up back in chapter 13 in 2016 but my case got drop due to payments and now wanna now can file chapter 7 again?
answered on Jul 30, 2018
No. If you were discharged in 2014 you cannot file another chapter 7 until 2022.
I am on a fixed income
Should it show this way or can I dispute it since in 2009 it was a 13
But do i file chapter 7 or 13
answered on Jun 7, 2018
That depends on an analysis of your finances and debt that your bsnkruptcy lawyer will perform and tell you. If it means anything, the minute you file bankruptcy, the harm stops. So sooner is better than later.
I cant afford an attorny in my area due to the amount they keep taking
answered on Jun 7, 2018
Hiring an attorney is the only way and fastest remedy you have bc they will continue taking your money otherwise.
i tried for low income assistance even but my gross is what they count. the garnishment was set at 20000 dollars but i didnt even know about it til i was being garnished
answered on May 26, 2018
You may try to negotiate its the garnishee. At some point, you had to have been served with the complaint o thy couldn’t have gotten a judgment against you, which is a prerequisite for a garnishment. You may be eligible to file a chapter 7 or 13. Consult a local bankruptcy attorney who can... View More
Im applying for a job and they are asking if I have ever been a plaintiff in a civil suit. I have gone through bankruptcy so I need to know if its a civil suit or not for that
My son is 26. He is homeless. He needs to file bankruptcy. He's in Louisville, Kentucky and will be there for at least a year. He needs legal aide but the place in Louisville doesn't service the county from which he came. Would he be able to consider the Healing Place in Louisville as his home?
answered on May 10, 2018
He should, yes. He has to have been in Kentucky for six months prior to filing to establish residency.
I have to pay my refund into the plan. 96% of the income is mine, but all of the tax deductions and tax breaks are hers.
answered on May 1, 2018
Split the return 50/50. It’s now marital money. Your 50% will still have to be paid into the plan. She will need to file an injured spouse form as well.
answered on Apr 24, 2018
The automatic stay goes into effect the moment the bankruptcy is filed with the court.
I am receiving a pension lump sum in a week due to leaving employer to take care of children. Hoping to be able to use the pension to help with loss of income and save some to pay the taxes on it.
answered on Apr 16, 2018
You can claim either a Federal or state exemption for your pension and likely be able to keep it. It probably needs to temporarily be rolled into an IRA or other qualifying savings plan to protect it. If you have not received the money yet, it would be best to file your bankruptcy, yes your... View More
I need a copy of a land contract my name is on for bankruptcy. My ex-wife and the land owners are family and will not give me a copy.
answered on Apr 17, 2018
File your bankruptcy and then drop s subpoena on them to appear at the creditors meeting and produce a copy of the land contract.
I was told he would have to go to court with me even if I file singularly. Is that true? Also, I have a credit card that I gave his name so he could have a card. I didn’t know it but it showed up on his credit report. I don’t remember giving his social security number. I called the credit... View More
answered on Apr 17, 2018
If he is a co-debtor on any of these debts, he must be given notice as a co-debtor. If he is not a co-debtor on any debt, then he does not have to go with your or receive notice, although the credit card In both names probably necessitates notice to your husband.
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