Get free answers to your Bankruptcy legal questions from lawyers in your area.
Disabled senior citizen can't pay off credit card debt and need to file bankruptcy. I was told because I receive SSI, have no savings or checking account, own no property, no life insurance, on fixed income there would be no need to file bankruptcy. I closed accounts and destroyed credit... View More
answered on Feb 19, 2018
There is no debtor's prison. If there was, over 50% of Americans would be in jail. You may very well be judgment proof and not need a bankruptcy filing. It would still not hurt to talk with a bankruptcy near you to get an opinion and to see all of your options. Most lawyers offer a free... View More
answered on Jan 31, 2018
I am not aware of any situations where your chapter 13 would impact your husband's law license. Talk with your local bankruptcy lawyer and I am sure they would know if that is a problem. I have never heard of that happening in over 30 years of bankruptcy practice so I would not worry about it.... View More
we are behind on a fews bills and are depending on it
answered on Apr 17, 2018
Only if your Chapter 13 is a 100% repayment plan. Otherwise, the Trustee keeps the proceeds and disburses it pro tara to the unsecured creditors in your case.
We out grew our old church and built a new one 7 years ago. The primary contractor went bankrupt while building our church. It cost $3 million dollars; however, it is definitely not a $3 million dollar job! We have had MANY problems because of "shotty" work, lesser quality materials,... View More
answered on Apr 17, 2018
If you were listed as a creditor in the bankruptcy seven years ago the contractor was discharged, your opportunities died with the discharge. If you were not listed as a creditor, then you may take action against him.
Co signer on. The bank never tried to collect the debt from my mother until 5 years later when they noticed the error. Can they legally still go after her?
answered on Jan 11, 2018
Yes. Co-signors are still obligated to pay a debt, even if the original debtor received a bankruptcy discharge.
Information provided for informational purposes only and should not be taken as legal advice.
answered on Dec 24, 2017
See a Bankruptcy lawyer near you. Stopping a wage attachment is something that comes up in a lot of bankruptcy cases and can be dealt with very quickly. A bankruptcy lawyer can look over your entire situation and see if bankruptcy would be a good option. There may be other ways to deal with this... View More
My mom was a co-signer on this loan and that’s why it was not included on my bankruptcy. It shows no balance on her credit report for the car either plus it shows it was under chapter 7 bankruptcy on her credit to. Can she be held liable for the car ?
answered on Apr 17, 2018
Yes she can if she did not file bankruptcy. If you did not include it in your schedules as an asset or a liability, you may need to amend your schedules to reflect that and continue to pay for the car.
answered on Oct 23, 2017
Yes, you can file bankruptcy even if your ex-wife is on the deed and mortgage. Of course, you have to qualify to file and your bankruptcy would not get rid of any obligation your ex may have on the property. She would have to file her own bankruptcy if that was an issue. See a bankruptcy lawyer in... View More
answered on Oct 14, 2017
If you are the debtor, you will have to attend the 341 meeting of creditors. The meeting will be conducted by the Trustee. In a chapter 13 you may have to attend the confirmation hearing of your plan.
answered on Oct 24, 2017
Trailers are the very worst way to purchase a home. It is almost always better to let the trailer go back and to purchase a home which increases in value over time. A Trailer always depreciates in value. If it is all you can afford I understand it. But the payment is rent and eventually it falls... View More
Court ordered payment of back owed maintenance.
answered on May 16, 2017
No, it does not discharge child support obligations. You may be able to pay back arreages in a chapter 13 plan. Talk with a bankruptcy lawyer to see if chapter 13 might be a good option. Good luck!
answered on Mar 28, 2017
Yes, there are very specific rules, but first and foremost, that you filed all returns timely and they were not fraudulent. You should contact a bankruptcy attorney to discuss your specific situation.
answered on Mar 5, 2017
Yes. There are 6 factors. FIRST the taxes must be at least 3 years old. SECOND you must file the returns at least 2 years before filing the bankruptcy. Third there must be no assessment within 240 days before the bankruptcy. Fourth filing any bankruptcy filed within the 3 year period will... View More
answered on Nov 14, 2016
There is an anti discrimination provision of the bankruptcy code. You never lose a professional license just because you filed bankruptcy. There may be some other reason such as an unpaid traffic violation or you didn't pay for the truck and they repossessed it. But if you lost the truck... View More
answered on Nov 9, 2016
Generally since you don't owe the account any longer you can not be overdue. A correct listing should be account closed. You will have to correct this with the credit bureaus however.
The interest
Has gone crazy I can't pay it
answered on Nov 9, 2016
Filing bankruptcy gets rid of your personal responsibility for the debt however it does not get rid of the mortgage unless you stripped the 2nd mortgage. Did your attorney talk to you about how this is done in a Chapter 13. Often if a second mortgage can be stripped and eliminated a Chapter 13... View More
Just want to no what we I'll happen if I can't pay any more
answered on Jan 22, 2016
If you filed bankruptcy and you included your 2nd MTG in it, then you are not financially obligated to pay it. However, this can impact your home. You should call your bankruptcy attorney to help you.
answered on Jan 22, 2016
Yes you can. Depending on your state exemptions, you can exempt any anticipated tax returns. I would call a local attorney to help you through the process and make sure that is the case for your district.
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