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Mississippi Consumer Law Questions & Answers
1 Answer | Asked in Criminal Law and Consumer Law for Mississippi on
Q: Is it legal to charge a 28% interest rate on a 1000

Car

Baskin Lowber Jones
Baskin Lowber Jones
answered on Oct 12, 2017

See the MS Title Pledge Act: http://www.dbcf.state.ms.us/documents/cons_finance/titlepledgeact2005.pdf

I have seen rates of up to 35.99% per year.

1 Answer | Asked in Business Law and Consumer Law for Mississippi on
Q: What can I do If I was sold 3 counterfeit LgTone Wireless Headphones as if real by an actual business here in Ms

Tried to return them and was told they'd swap them but wouldn't give me my cash back.

Glenn B. Manishin
Glenn B. Manishin
answered on Dec 20, 2016

They are in all likelihood liable for possible misrepresentation (fraud) if what you say is correct. The economics of pursuing a legal claim for monetary damages suggest a consensual resolution is the bast outcome.

1 Answer | Asked in Consumer Law, Criminal Law, DUI / DWI and Civil Rights for Mississippi on
Q: Can a law enforcement officer allow someone of the public to hear the recording on a stop
Paul Stanko
Paul Stanko
answered on Sep 24, 2016

That decision would normally be made by someone much higher up in the police agency, most likely the chief of police or county sheriff, as the case may be. Also, if the recording of the stop is part of an ongoing investigation or criminal prosecution, the prosecutor would have some input into that... View More

1 Answer | Asked in Legal Malpractice, Consumer Law, Contracts and Business Law for Mississippi on
Q: Hi everyone, Why is it legal for AT&T to take away my unused minutes after 30 days with gophone. Cash paid in advance.

Upon getting a gophone one must agree to the terms of AT&T.

I'm disabled and on a small fixed income. I can only afford the prepaid gophone . I refill in small increments because I do not make many calls. I'm old and sometimes forget things. My minutes are gone if I forget to... View More

Peter N. Munsing
Peter N. Munsing
answered on Aug 30, 2016

File a complaint with the FCC and with the consumer protection division of the Attorney General's office in Mississippi.

1 Answer | Asked in Consumer Law for Mississippi on
Q: I took out a loan through a bank to finance a car. They sent me a free and clear MS. title. Can I sell it?

There is no lien on my title, however the bank says they have a lien. I will still pay the loan, but want to sell my car. Can I do that

Peter N. Munsing
Peter N. Munsing
answered on Jul 27, 2016

if the loan document doesn't mention a security interest, yes. You are still responsible for the loan payments. Might be a good idea to ask the bank or whoever you are making payments to.

1 Answer | Asked in Consumer Law for Mississippi on
Q: Need help want to know if you can get your mobli home back being consder. Personaproperty after being sold for back taxe

Has been sold at county auction for back taxes

Terrence H Thorgaard
Terrence H Thorgaard
answered on Nov 7, 2015

Depends on whether the tax is on personal property such as mobile homes. Ask the taxing authority.

1 Answer | Asked in Consumer Law for Mississippi on
Q: Using EBAY messaging to form a contract between two parties, is it binding?

Sale of a motorcycle on EBAY:

I have set up payment and shipping for a set price and stated, "With his payment to my paypal account the buyer agrees to everything I have stated in this ebay message, and that sell is final and complete."

With his payment, will it make it a... View More

Robert Jason De Groot
Robert Jason De Groot
answered on Oct 27, 2015

A binding contract without a signature? I do not know the full answer and would have to do some research in order to answer. That makes this not just a basic legal question, but one that requires specifically tailored legal advice. Go see a local lawyer.

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