The checks came back as fake and now my bank wants me to pay all the money back to them. I'm on Social Security Disability and can't afford to do that. Since my bank is FDIC insured, won't they get their money back that way? Am I really obligated? After all, the only true victim is... Read more »
answered on Sep 3, 2020
FDIC insurance covers you (the funds in your deposit account) if the bank fails (kind of like going bankrupt). As an account holder you are responsible to the bank for all checks deposited into your account. This is covered by law (under the Uniform Commercial Code) in every state, and all banks... Read more »
A bank denied credit before we signed. Dealer never told us but had same banks name on contracts as assignee.
answered on Jan 5, 2020
This question is too fact intensive for an online forum. You need to immediately retain an Iowa attorney to obtain an informed opinion.
the bank has an on going lawsuit against them and signed off on the loans to be transferd to another bank and the transfer was completed for months now. Now they filed a deficancy on the farm and sold it without our knowledge and now are evicting us. what can be done to stop this?? They also... Read more »
answered on Nov 23, 2019
You need to immediately consult with an Iowa attorney who handles real estate matters and farm foreclosures in particular.
answered on Sep 5, 2019
I guess. I have no idea without facts, type of fraud, date of discovery and so many more questions
My grandson is high functioning autistic. He works full time and gets paid every 2 weeks. I have durable power of attorney so I can get into his bank accounts and pay bills but he will spend it all before I can get a chance to ever pay them. I may get $150 - $200 to buy groceries or pay part of his... Read more »
answered on Jul 16, 2019
If you have a durable power of attorney now that is the best you can do--short of filing an action in the circuit court seeking some sort of limited guardianship. Hire a family lawyer to help you.
answered on May 31, 2019
Your bank should have been notified; however, if the judge merely stayed the garnishment it may not go away entirely. Suggest you call the lawyer that helped you get the stay.
My grandmother left 2 CDs left to my father in her will, also stating that if he passes within 30 days then they would go to me, my father passed 3 days later. The bank only had my father as a beneficiary, so they were put in his name. My father did not have a will. The bank told me they... Read more »
answered on Jan 10, 2018
I'm sorry for your loss, however it sounds like your Grandmother messed up here. If there is a beneficiary named on an asset, the will does not control it, and if your father died 1 second after your grandmother, then the bank did what it should by placing the CDs into your father's name.... Read more »
I was told that once I turned 18 I could get into my money. My dad is refusing to sign the paper as he's the custodial owner of the account. What can I do?
answered on Jan 30, 2017
There are two issues here: (1) who owns the money, and (2) how do you get it. The money belongs to the child who is now an adult. "Under terms of a state's Uniform Gift to Minors Act or Uniform Transfer to Minors Act, a custodian controls these accounts while the child is a minor. But... Read more »
Used my checking account. She had her name on the account.Wrote bad checks, withdrew ALL the money, never recorded what was taken, never told me she took it, never gave me the money!!
answered on Nov 22, 2013
Call the police to see about initiating criminal proceedings. Talk to an attorney about civil proceedings. I would do both. However, if you and your roommate shared a checking account, then her use of funds in that account probably did not constitute theft.
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