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South Carolina Banking Questions & Answers
1 Answer | Asked in Banking for South Carolina on
Q: Yes i was lock up for forgery but I didn't sign no ones names are write the check myself I cash the check for a friend.

My friend told me that she did not have any identification that's why she couldn't cash the check I walked into the bank and I signed my name in front of the tailor that's all I did was sign my name to get the check cashed but I did not forward no name and I did not write the check... Read more »

Ryan D Templeton
Ryan D Templeton answered on Dec 3, 2019

If you have been charged you need to contact an attorney ASAP so that they can intercede on your behalf with law enforcement. The sooner the better.

1 Answer | Asked in Estate Planning and Banking for South Carolina on
Q: Should receiving an inheritance in two large sums from another country constitute a fee of 700 via money order to get th
Nina Whitehurst
Nina Whitehurst answered on Sep 14, 2019

Sounds like a scam to me. Take the proposal to a attorney for review before paying anything.

1 Answer | Asked in Tax Law, Banking and Business Law for South Carolina on
Q: If I'm an authorized signer on a corporate account, am I liable for any tax debt to the state or IRS?

I work in the accounting departing. My duties include payroll, accounts payable, paying taxes. The corporation I work for is not in any tax debt right now. Due to some changes with the bank I may need to be added as an authorized signer to move money around the company accounts, Payroll, payable... Read more »

Bruce Alexander Minnick
Bruce Alexander Minnick answered on Apr 4, 2019

Although it is impossible to predict what your future has in store for you, it is safe to say that merely being the bookkeeper and having signing authority on the company account--in and of itself--is not enough to tag you for some possible taxes due in the future. However, it is just as safe to... Read more »

1 Answer | Asked in Banking and Consumer Law for South Carolina on
Q: according to SC laws pertaining to auto loans, are you allowed to make principal payments without being charged interest

I’m financed through ally bank and they are giving me a hard time with making an extra payment just toward my principal. They are tacking in interest for the month again. By law am I able to make just a principal payment without interest? And why is my payout higher than what is left on the car?... Read more »

D. Nathan Davis
D. Nathan Davis answered on Feb 13, 2018

You need to review the note and related documents. Under a standard amortization, you can make payments to principal.

If your loan was financed using the rule of 78's, then, you cannot pay principal as you are asking.

If the loan is a simple interest loan, you are charged...
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