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We are both on the same insurance policy. A woman was crossing the road with all black scrubs on and he ran over her foot as he was taking a left out of an ER driveway. The area is not well lit. The lighted crosswalk was 30 feet away but she was not in the crosswalk when he hit her. The officers... View More 
answered on Jul 6, 2023
While it is possible they can go after your personal assets it is unlikely. Your insurance will cover you. Get your own attorney just to supervise the insurance company and insurance defense attorney to make sure you are protected.
answered on Jun 16, 2023
There is an entity named "New Jersey Insurance Underwriting Association."
Here is their web address: https://portal.njiua.org/
I am really not planning on doing that but I am behind in my mortgage and could use some of it for debt purposes. Otherwise I would like to know if I can deposit it and hold onto it because I cannot meet the financial obligation to meet a deductible of $4,000
answered on Jun 8, 2023
A Florida attorney could advise best, but your question remains open for four weeks. Until you're able to discuss with a local attorney for definitive and state-specific guidance based on applicable insurance laws, in general nationwide, insurance carriers might not bother to enforce that... View More
I recently obtained a car from a dealer in Miami Florida everything worked out and I got a loan approval from chase auto financing. It included GAP as per the dealer Chase wouldn’t provide me a loan without it. So that was on 1/2/23 of the year. I only drove the car for about a month or so and on... View More
answered on Apr 27, 2023
You can file a lawsuit for breach of contract or for declaratory relief against both Progressive and Dealer Protection Loyalty. I'd sue both because the GAP company may be right and Progressive may have undervalued what it should have paid.
When you're talking about only $7,208,... View More
Involved in car accident on March 08, 2021 &didn’t have car insurance. I was at fault both vehicles were totaled .other driver had a sprained toe &I had my head split open. Received notice that my license is suspended i owe 29k in property damage. for me to get my license back I have to... View More
answered on Apr 14, 2023
Contact an insurance company and ask them about obtaining specialized insurance to cover this situation. The suspension notice you received should refer to such option.
The friend fell through some dry wall. No injury claimed then but now mother of friend wants our insurance info from that time to file a claim. What should we do to protect ourselves? This is in Florida.
answered on Apr 13, 2023
I agree with Mr. Thorgaard, but you should also inquire, in a friendly way, as to what the injury issue is. Was she physically injured, and if so, what are the injuries, medical diagnoses and treatment, and at which medical offices? And why is the issue surfacing only after 2 years? And is there... View More
The public adjuster that I hired to do the negotiations with the insurance company is not sharing any information regarding the negotiations with me. He does not answer my calls, or emails. Seems like they are in active negotiations. But the insurance company does not share the information with me... View More
answered on Apr 2, 2023
A Florida attorney could advise best, but your question remains open for a month. As a general matter nationwide, the public adjustor's role is assessing claims, determining repair costs, coordinating communications, and related functions in furtherance of resolving claims. Since insurance... View More
...something happened to the E-bikes, like theft or damage covered by both policies. Can I claim the E-bikes on both policies?
answered on Mar 31, 2023
A Florida attorney could advise best, but your question remains open for four weeks. Until you're able to consult with a local attorney on Florida-specific rules, the general principle applied in insurance claims nationwide is that one can't get paid twice for the same loss from separate... View More
My little brother just got his license was already involved in a hit and run. The other driver took off before the cops were contacted and a report was never made because my brother panicked and he also left the scene of the accident. The damages are estimated to be around $2000.
answered on Mar 20, 2023
[Re-posting due to typo in prior post] You need to clarify your inquiry regarding "took off before the cops were contacted". Someone called 911 and gave identifying info, and then both drivers fled? Or the police were never called? The drivers can ID each other, or not? If no one... View More
I rear ended someone and my insurance hasn’t settled the claim so I’m going to get sued
answered on Mar 11, 2023
If and when you actually get sued, notify the insurance carrier of the lawsuit; they are required to hire an attorney to represent you, and pay any resulting judgment (up to the policy limits).
My rental was damaged by hurricane Ian and I had renters living there and decided to break the lease because of the damages and I started arranging to have the inner walls fixed and paid upfront $5000, however after the fact the Condo HOA informed me that their insurance will cover the inside... View More
answered on Oct 26, 2022
A Florida attorney could answer best, but your question remains open for two weeks. They might not be dodging your question - they simply might not know. In these settings, it isn't in the policyholder's (your HOA) hands. It's up to the insurance carrier. Some carriers want their... View More
A complaint from a person in a car crash was filed against me with many interrogatories and questions for me to answer, and they asked that I respond to them. However, my insurance claims representative told me to not worry about anything and that they will handle everything and ask me for help if... View More
answered on Sep 4, 2022
It seems that you are being sued by the other person involved in the auto accident. In that case, your car insurance will represent you by hiring an attorney, if they haven't done so already. The attorney should reach out to you to discuss the accident, so they know how to answer the complaint... View More
She died in PR im in FL. They are asking for a notarized form that says that she is the same person due to different last names. Im in FL the company is in PR. What can I do? Please help. Thanks!
answered on Apr 29, 2022
I don't understand your problem. Fill out the form, sign it before a Florida notary public, and mail it to the insurance company.
I live in FL, employer / policy is from Washington state.
Plan coverage was changed mid-plan year without communicating to members. These actions negatively effected me which denied claims which earlier in the plan year were accepted. I can file an internal grievance with the insurance... View More
answered on Feb 23, 2022
A Florida (or possibly a Washington) attorney could answer best, but your question remains open for a week. Many states have Departments of Insurance, Departments of Financial Services, or similarly named agencies that handle consumer-related insurance matters. Good luck
Easier to explain on phone. Insurance company was wanting me to give then phone logs bank statements and all. The truck was stolen and wrecked not able to drive insurance company didn't send an adjuster and tow yard auctioned while husband was incarcerated. Extra keys were taken in first break... View More
answered on Feb 16, 2022
I'm sorry this happened to you and your husband. A Florida attorney could advise best, but your question remains open for two weeks. It looks like you want to explain your situation on the phone, but this forum doesn't work like a referral service. Attorneys can't reach out to you -... View More
answered on Feb 11, 2022
A Florida attorney could advise best, but your question remains open for two weeks. You need an attorney who is experienced with auto claims, possibly dealing with insurance company special investigations units and sometimes criminal investigations. It might be difficult to find someone who... View More
Hello. I want to return my car because I plan on buying a house early 2022 and don't want a car payment listed as a bill when I apply for loans. I got into a wreck last month. I only have pip insurance. It's a fairly large dent in the driver side of the door. The person's insurance... View More
answered on Dec 29, 2021
Your plan has serious flaws in it, not the least of which is a possible legal claim from the dealer seeking the remaining monthly payments that you agreed to pay at the beginning of the lease.
Whoever told you that you can just return a badly damaged leased car to whoever leased it to you... View More
I don’t know if I should respond how I go about doing so, I also am wondering if this means they are suing me financially? This is from my car insurance company after they dropped me and paid nothing towards the accident.
answered on Sep 21, 2021
Generally, a lawsuit filed for declaratory relief involves someone requesting for a court to enter a judgment that states the rights of parties to the lawsuit without ordering any specific action or awarding money to either party. In your circumstance, the insurance company is likely seeking a... View More
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answered on Sep 14, 2021
Approved for what? You should repost your inquiry with more information.
I was having trouble getting my older boat insured. My friend/agent said he would probably just put his name on it so we could get it insured. Mind you, he has nothing to do with the boat nor has he invested in it. He strictly put his name on it to get it insured. The boat sank. Insurance company... View More
answered on Jul 6, 2021
Reading between the lines I have a feeling that your "friend/agent" works for the insurance company; am I right?
If so you can file a complaint against your agent with the Department of Financial Services, Division of Insurance Regulation.
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