Parents were visitors and father fell sick. Insurance might not cover everything. At the emergency room, there was a billing form on which mother signed and provided my address. Please let me know how should this handled. Father is retired and lives in India and mother is a housewife. Even if a... Read more »
If the original creditor “charged off” the debt they are acknowledging that they have given up on being repaid on the original terms of the loan. The remaining amount is considered bad debt. This does not mean you do not owe the debt. This does not mean they have given up on trying to...Read more »
I am owed $1,650 from a business I did some freelance work for last month. I have a bounced check for $1,500. With the appropriate dates in the memo. I've contacted the business owner and been blown off rudely. What should be my next move?
I bought an item from them through Craigslist, but they didn’t send it to me. They just kept the item … and my money. Although I now live out of state, I still would like to take them to small claims court. But I need an address in order to serve them notice in person. The last two addresses I... Read more »
Hire a private investigator to track them done and/or to run a background check that might have current info. The real issue though, is all of this worth it? Given how you describe these people, even if you get a judgment from the court, it does not sound like they are going to pay it.
I recently lost my job and couldnt pay for my furniture loan. I asked the furniture place repeatedly to come pick up their furniture and they said it was against policy and they dont do repossessions anymore. I asked what is going to happen than since I cant pay for the furniture. They told me... Read more »
You owe them and can be sued if you do not pay them. Then, they might get a final judgment against you and then they can try to collect on that final judgment by garnishing your wages or seizing your bank account, most likely.
I settled with a property management company for $1277 and then 1 month later received a collection bill for $3942, when I called the collection company I found at that it was for the same thing I went to court for except they had added on another months rent etc.
I missed court in 2005 and have had repeated garnishments due to a breach I'm payment plan. I'm not working and I'm a student. When I called the collection agency said they world garnish. At this point the statute has run out. What do I need to do and who do I prove it to?
I'm not sure exactly what you mean when you say that "the statute has run out". I'm assuming that you're saying that the judgment is no longer enforceable. If that is the case and if you are very certain that the period during which the creditor can renew the judgment has also expired, you may be...Read more »
Here are the details. I opened this credit card in Mass. I now live in Ga. I got a couple letters threatening to put a warrant out for my arrest if i did not call and negotiate with them. I was scared and stupid so i called verbally agreed that it was my debt, and made a payment. I now just checked... Read more »
Anybody can sue anyone else without a lawyer. However, lawyers went to law school for 3 years and have been practicing law and know the rules. You may or may not. Since you are asking such a basic question as "where do I sue?" I am not entirely confident in your ability to sue someone on your...Read more »
No one needs a lawyer and everyone always retains the right to represent him or herself. However, you would not do brain surgery on yourself nor would you cut your own hair or repair your furnace/ac. By the same way, if you have a legal issue you would see a doctor.
File a traverse again then and see if you can get it dismissed. As a practical matter though, the grounds for a traverse are very limited. The garnishment will continue until the judgment is paid off or the debt is settled or the debt is discharged in bankruptcy or the judgment goes dormant and...Read more »
Was the debt included in the bankruptcy? This was not posted as a criminal law question and I am not a criminal law attorney. It is a crime to conceal or dispose of property that is secured by a security interest.
You indicate that you filed a UCC. Where was the title, if the bike had a...Read more »
The statute of limitations only applies to the debt. A creditor for a credit card debt or any junk debt buyer has 6 years from the date of your last payment to sue you. If you have been sued and a judgment was already entered, the statute of limitations does not apply.
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