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Untill this year I didn't know that the other driver filed a claim, the approximate damage looked around $1000 but it turned out that he filed a claim for more than $11.000.
I’m not sure if it’d suspend my driver license if I’m not capable of paying that amount. I can’t let... View More 
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answered on Apr 13, 2022
You can enter into a payment plan with the insurance company if you can agree upon an amount. As long as you stick with the payment plan your license will not be suspended. Or you can write off the debt and bankruptcy. Or win the case in court.
Otherwise, if they take a judgment and file... View More
Part of our business model is to determine the financial condition of our clients. If they are in a poor financial state and should consider a bankruptcy, we would like to refer them to a lawyer and receive a pay-per-lead fee (some commission) from the lawyer based on agreed upon terms if this is... View More
answered on Feb 7, 2022
The Bankruptcy Code expressly prohibits lawyers from representing a debtor is the attorney has in any shared his retainer or bankruptcy fee, or agreed to do so, and every debtor's lawyer must sign a prescribed form of Affidavit regarding fee-sharing and file it with the court.
It might... View More
We didn’t make a contract. We worked for a month and a half now but we fell into a disagreement and she left and won’t respond to my calls. I’ve been working alone without even paying myself. How do I proceed from here when she won’t respond to any of my messages and calls.
answered on Jan 26, 2022
If there’s no agreement, just move forward as if the salon is yours. She has no interest since she provided no investment.
I took a loan against my workers comp case in 2018. I filed chapter 7 bankruptcy in December 2020, bankruptcy was discharged April 2021 with the loan company on the bankruptcy and they did not contest the discharge. WC attorney office paid the loan company in December 2021 when my case settled not... View More
answered on Jan 7, 2022
In all probability the lender had a perfected security interest in the settlement. While any personal liability on your part was discharged, the lien would survive the discharge unless you successfully moved to avoid it. The basis for such avoidance would normally be that the lien somehow... View More
I can guarantee a double payment in two weeks for the payment lost in the mail and current payment what can happen
answered on Nov 15, 2021
Probably nothing although in the future you should get a tracking number on each piece of mail you send.
I have never missed a payment before. I have been short once, but never missed a payment. will my case be automatically dismissed. I've tried to get in touch with the trustee. . .line always busy.
answered on Sep 24, 2021
No. It can be deferred until the end or recalculated under a plan modification.
Basically, I am going through a divorce and need to move out. Since buying a condo would be cheaper than renting an apartment, my sister has offered to buy a condo and rent it out to me. Would this be allowed if I am currently in a Chapter 13 bankruptcy (without my spouse) or would they look at the... View More
answered on Sep 6, 2021
I agree with the prior to answers. The bankruptcy rules and statutes target transactions in which "value", e.g., money's worth, leaves the debtor's estate, not where some benefit is incoming to the estate.
And assuming that you have a 5-year Ch. 13 plan, at the end of... View More
It's been auctioned, judge reversed the purchaser of the auction in Dec. 2020. I am now being sued for everything. I was not advised of the court date by my counsel and no one showed to represent me. My calls have not been returned. And to top that off my identity has been stolen and used. I... View More
answered on Jun 25, 2021
If you own your home and your car with no loans or liens against them, you are likely to lose them in a Chapter 7, unless they are of very low value and lower than the Illinois exemptions. Your bankruptcy trustee would be entitled to sell your "non-exempt" property and distribute the... View More
They have since sold the store to another company. We were suppose to file for unemployment but now they are telling us we can't cause the other company bought our store. The other company wants for us to fill out new job applications. The Store closes on March 31, 2021. So who am I... View More
answered on Mar 26, 2021
This is not a bankruptcy question. It is actually a question about Illiniois unemployment compensation. I do not handle unemployment issues, but I believe that you would be ineligible for unemployment if there is a job offered to you with the new company and you decline. Even if one is receiving... View More
It is a long story, but basically I was selling an item through an app with a protection policy of as long as you buy through the app then you are safe, but recently I got tricked into thinking this guy used the app to purchase some items to me, but he didn't and sent a fake email as... View More
answered on Jan 17, 2021
Nothing in your question makes any sense. Perhaps you are not fluent in English. I have used PayPal since 1999. When someone pays you through PayPal, you receive an email confirmation AND the funds are IN YOUR ACCOUNT. In the days before PayPal, when you won an auction on eBay and paid by... View More
Can I obtain credit while in a chapter 13 if so what kind?
answered on Dec 17, 2020
You should get permission from the trustee or court before you incur any new debt of any kind.
I was injured at work, was on workers comp for several months and was cut off right before surgery by the whole insurance playing their games. my wc lawyer pawned me off to another "trial" lawyer who then pawned me off to another "new guy in the firm" lawyer who completely... View More
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answered on Dec 14, 2020
I'm sorry to hear about your experiences. You should immediately reach out to a competent attorney to address the pending lawsuit from the actual company. At the very least you will need to complete consultation to fully understand your options.
I am trying to trade in a vehicle that is completely paid off. There is a memorandum of judgement for old credit card debt against me. This debt is only in my name, but the car is owned by both my wife and I. If I apply for a duplicate title, will the state stop the issuance of the title to me? Can... View More
answered on Dec 9, 2020
Unless there is a judgment lien against the vehicle, it should not affect your transfer snd sale of the vehicle.
I have 2 lawsuits which is the reason why I want to payoff those 2 debts because I cannot file Ch. 7 till June of 2021.
Because I will start to pay full alimony to my ex-wife starting December 1st 2020 which will bring net income to almost zero, that is why in June 2021 I will file Ch.7.
answered on Nov 17, 2020
Hello,
If you would like to receive a free phone consultation with an attorney please call us at 773-654-4518.
Thank you
DebtStoppers
answered on Nov 15, 2020
Rent is rent.
What you do need is a bankruptcy lawyer to review your entire situation. The bankruptcy forms are daunting for the unitiated.
Good Luck
d
answered on Nov 15, 2020
I think you should consult a good bankruptcy lawyer in your neighborhood, but absent that, if it is your expense, you include it. Even though you are not married you and she make up a "unit" that might require reporting. That's one reason you need a lawyer to analyze your... View More
The sole owner is my ex-wife but the mortgage is under my name, she files on her tax return all rental income and she handles mortgage payments.
answered on Nov 10, 2020
Hello
Thank you for reaching out to us. Please let me know what is a good number and when to call you so I can set up a free phone consultation with an attorney.
Regards,
DebtStoppers
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