Yes, of course your sister can open a bank account--with one important caveat: If your sister intends to put lots of money into a bank account--or in any other kind of financial account--she may be at risk of having to explain where she is getting the money.

Pardon my ignorance, but if you can tell me what a "va" is I might be able to give you some advice.

The bank is required to give you the money; or it can give the money to the person who set it up. The reason the bank said no might be because the custodian closed the account--years ago. They will not tell you because they cannot. If there was a lot of money, hire a lawyer.

Accept the $500 settlement and move on. P.S. By move on I mean move completely away from both Wells Fargo Bank and Chase Bank, unless you like this kind of bad behavior from your bank. Choose a small local bank of credit union that is grateful for your business--and does not engage in questionable... View More

There is nothing wrong in using a home or personal address as a business address.

You present an interesting take on an age-old dilemma. While the loan manager may be held accountable to the bank or dealership for approving a bad loan (in this case, allegedly losing her job), you are and will be accountable for everything you sign as an adult - including this loan agreement.... View More

More information is required to provide you with an answer. Is there a judgment against you? If so, what court, have they filed a writ of garnishment, have they taken any collection actions?

I suggest you provide a new question including very detailed dates and facts. That way you will... View More

You will need your parents help with this. Other than that, you should be good-to-go.

Quite possibly. I don't know what you mean by the creditor "discharging" the loan. That's probably not the proper term. If the creditor "wrote off" the debt, it is no longer carried as an asset on its books, but the act of writing it off (which also goes by other... View More

If you report your son to police, he could be charged with illegal use of a financial transaction device, which is a felony. Because he used the card online, he could also be charged with using the internet or a computer to commit a crime, which in this case would be a felony because the... View More

Not quite enough information to answer your questions. You need to ask the bank very specifically about the details of the debt. If your daughter is an adult she needs to contact the bank also. Whose money was taken? Hers or yours. What kind of debt did you have with this bank in your prior case?... View More

If your wages are being garnished I assume there is a judgment against you. Fighting a judgment is difficult because you are not permitted to challenge the merits of the underlying lawsuit. It's too late. There are some procedural defenses like lack of service and fraud. But most creditor... View More

Not necessarily. The decision to proceed with the case is up to the prosecutor, not the judge, and their decision is influenced by numerous factors, only one of which is the willingness of their "victim" to testify. Without knowing more about the facts of the case, I could not say what... View More

Sounds like a prime candidate for a bankruptcy.

Probably. I would need some additional information to accurately answer your question. I am assuming your husband had a repayment agreement with the creditor or debt collector after a judgment was entered in court. Most of the time, creditors will honor that payment plan and not take any... View More

Assuming that your sister had no legal authority to do so, she committed a crime. Most anything you can do - short of confronting her and convincing her to make it right with you - will likely involve her getting into legal trouble. As you are the beneficiary of that account, it's up to you as... View More

I suggest you get a copy of all your bank transactions from one week prior to the incident to one week after the incident. Then contact a consumer lawyer in your area and provide him/her with a detailed summary of events and a copy of the bank transactions. Essentially, more information is needed... View More

Yes, you are obligated if in fact you agreed to repay. Assuming that the contract was performable within a yesr, the oral contract obligation to pay back the loan is enforceable under Michigan law because it is not in the category of contracts that must be in writing to be enforcable.