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North Carolina Real Estate Law Questions & Answers
1 Answer | Asked in Estate Planning and Real Estate Law for North Carolina on
Q: My mom granted me a deed to the family home, then sold it. Does she have the legal right to keep the money?

My 3 sisters were also included on the deed, which was filed in the clerk of courts office.

Kenneth V Zichi
Kenneth V Zichi
answered on May 15, 2017

This depends on the nature of the deed. Did she leave you a REMAINDER interest but retained the current interest with a right to defease your remainder? Did she quit claim the ENTIRE property to you and your siblings? Did she provide a warranty deed?

Without seeing the deed that was...
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1 Answer | Asked in Contracts and Real Estate Law for North Carolina on
Q: how can the HOA get our funds reimbursed for an improvement project gone wrong with no signed contract?

He then sent us a contract to sign that was worded differently from our verbal agreement and had also completely denied agreeing to provide a number of services that were omitted. The problem is that we, the HOA board mailed him the material deposit check of $7700 and is now sitting with some of... View More

Paige Kurtz
Paige Kurtz
answered on May 15, 2017

If the written contract does not accurately describe your agreement, do not sign it. Unfortunately, that leaves you with a verbal agreement which will be your word against his. The contractor cannot force you to sign the contract. At this point ,he has already been paid for the materials supplied,... View More

1 Answer | Asked in Real Estate Law and Landlord - Tenant for North Carolina on
Q: Landlord requires me to leave electric and water on at the end of the lease term, for them to clean carpet. Is it legal?

They say I will be charged a reconnection fee if I fail to leave utilities on.

Paige Kurtz
Paige Kurtz
answered on May 15, 2017

You are only responsible for utilities through the end of the term of your lease, unless there is a provision in your written lease that requires otherwise. When you terminate your utilities, confirm that no actions may be taken on your account by anyone except you.

1 Answer | Asked in Real Estate Law for North Carolina on
Q: Can I sell my house owner financing if I have a mortgage and use the down payment to pay off the existing mortgage?

For instance my home is valued at 670k. I owe 130k, 20% down would be 134k. Would the mortgage have to be paid off before closing or could it all be done at closing?

Chelsea L Rodriguez
Chelsea L Rodriguez
answered on May 14, 2017

Yes, you can send the proceeds from the closing to the bank for the payoff, and is fairly common practice for closings (including seller-financing).

1 Answer | Asked in Real Estate Law for North Carolina on
Q: When making an offer on a house, do I have to reveal that I am using 1031 monies by attaching a form?

This property was identified as a potential buy. Is there a form to attach to the offer or can I just state that that amount of money is cash?

Will Blackton
Will Blackton
answered on May 12, 2017

Are you doing a simultaneous exchange? If not, you should be working with a qualified intermediary.

If you're using a qualified intermediary for this like kind exchange, consult with them. A 1031 exchange is between you and the IRS, affecting only your personal or business income tax...
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2 Answers | Asked in Real Estate Law for North Carolina on
Q: My husband is selling a rental property in NC. I am being asked to sign the paperwork for the real estate agent and I am

not on the loan or the title. Is this correct?

Jennifer Isaksen
Jennifer Isaksen
answered on May 10, 2017

If the property is selling in NC, NC law would apply.

If it is not homestead property, then I would inform the realtor and it may resolve any issues, but they may have their own reasons for you signing. You may want to ask this question of an NC lawyer.

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1 Answer | Asked in Real Estate Law for North Carolina on
Q: The current owner did not disclose problems they knew about. Can I recover cost any costs associated with the purchase?

Upon inspection we found electrical, plumbing, and permitting violations on a home purchase. The owner had many improperly done DIY jobs that were not disclosed as well as a moldy basement and a vastly under-structured and dangerous deck. Although we backed out during due diligence, we've paid... View More

Will Blackton
Will Blackton
answered on May 4, 2017

The due diligence fee compensates the homeowner for taking their home off the market and giving you exclusive access to do research on the home. If the seller took their home off the market and allowed you to inspect it, that's what the DD fee is for, you're not entitled to get it back... View More

1 Answer | Asked in Real Estate Law for North Carolina on
Q: Is it legal for a Builder to sell a house to a homeowner without first paying all subcontractors? GS code references?

The company I work for has furnished labor and materials in a house. Before the Builder made any sort of payment, and under my company's fruition, the builder sold the house to a homeowner. Now, of course, the builder is refusing payment. I have stuck a lien on the house; however, because the... View More

Will Blackton
Will Blackton
answered on May 4, 2017

A builder can sell a house without paying the subs. The subs recourse is to sue the builder, and there is a powerful statutory mechanism for doing that. You're already aware of it: filing a lien and then enforcing the lien.

If you're a sub, you need to look into filing a claim...
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1 Answer | Asked in Tax Law and Real Estate Law for North Carolina on
Q: My wife and I are planning on buying a home in Duplin County NC. Is there any downside to my name only on the deed?

I am a US Citizen and my wife is Canadian

Gregory Herman-Giddens
Gregory Herman-Giddens
answered on May 2, 2017

Yes. If you get sued, the home is not protected as it would be if it's in both names. Also, if you want her to receive it at your death, it would not automatically go to her.

1 Answer | Asked in Bankruptcy and Real Estate Law for North Carolina on
Q: I'm buying a bankruptcy property that was part of business & will be auctioning some personal items.

I put an offer (has been accepted) as agent told me auction is for business related items (office and items outside house,trucks --> it was construction business) assuming items in the house and other permanent structures in the property were part of deal. The bankruptcy addendum states auction... View More

Stuart Nachbar
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Stuart Nachbar
answered on May 1, 2017

I would suggest that you contract the Bankruptcy Trustee and request a copy of the Notice/Listing Agreement. That should tell you. Also, you may want to request a copy of the Bankruptcy Petition as that may give you a clue as well. Finally, you may want to check PACER for the case and see if you... View More

1 Answer | Asked in Real Estate Law and Environmental for North Carolina on
Q: If a seller knowingly does not disclose info on the Disclosure form does the current owner have any recourse?

We purchased a home in NC and the seller did not disclose that the kitchen sink, dishwasher and washing machine gray water is pumped into the woods not the septic and our inspector did not catch it. We only found out by accident through a local farmer. Our house is over 50 years old and is... View More

Gregory Andrews Cade
Gregory Andrews Cade
answered on Apr 19, 2017

The first step is to contact the seller through your realtor and explain the situation to look for an equitable solution first. In case you decide to sue, you have to start out by going after every single party involved, then different parties will be removed as they're exonerated. Good luck.

1 Answer | Asked in Contracts and Real Estate Law for North Carolina on
Q: Can a seller be forced to sell their house, if there is a contract and the property is due to close in 7 days?
Paige Kurtz
Paige Kurtz
answered on Apr 4, 2017

If you have a signed written contract for the sale of the home, then the contract can be enforced. If you believe the other party is in breach of the contract, then you should contact a real estate attorney for assistance.

1 Answer | Asked in Estate Planning and Real Estate Law for North Carolina on
Q: My mom died and left me a life estate in N.C. and my brother is the remainderman. We are only 2 years apart. I don't

want the home and want to offer him a 50/50 split now while home still in probate. If he says no can I do a force partition sale in N.C. or am I stuck paying for a home I do not want that he or his heirs will get. We are estranged and executor is a stranger who is incompetent and will not... View More

Kenneth V Zichi
Kenneth V Zichi
answered on Apr 3, 2017

You can certainly 'quit claim' your life estate to whomever you want for whatever price someone is willing to pay. Generally the ONLY person interested in a 'life estate' would be the remainderman who would then get 'fee simple' interest in the property. That said you... View More

1 Answer | Asked in Real Estate Law for North Carolina on
Q: If a seller lists an item in their listing, what if That item is broken and needs to be replaced entirely?

The house was listed as having an electric fence on all 4 acres. It was one of the reasons I chose it. After we moved in I found out The mother board was defective and the line was not functioning. I have to replace everything brand new. Do I have any recourse?

Will Blackton
Will Blackton
answered on Mar 31, 2017

This will depend on the language in your contract of sale or other written agreements with the seller. Without that information, it is unlikely that an attorney will be able to assist you.

1 Answer | Asked in Estate Planning, Family Law and Real Estate Law for North Carolina on
Q: I'm an heir to estate ,how do I know if excutor filed it with the courts .and how much the estate is worth ? In NC..

They (excutor & coexcutor ) never paid taxes on her houses , they said they were going to cause estate go into probate.,but they never returned papers to attorney and now 2 years 6mo.later they sold everything and won't let me know .estate is in north Carolina, and im in oklahoma

Amanda Bowden Johnson
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answered on Mar 26, 2017

If it went through probate and you didn't receive anything - you are likely not an heir. However, yu can hire a attorney to look into it for you.

2 Answers | Asked in Divorce and Real Estate Law for North Carolina on
Q: Will I be liable for a mortgage on a house and my ex's business property if I sign over the deed.

My name is still on the mortgages and he refuses to refinance. What if he dies?

Amanda Bowden Johnson
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answered on Mar 25, 2017

Signing over a deed and remaining on the mortgage is an all time stupid thing to do. That basically leaves you potentially financially responsible for property you no longer have any ownership interest in. Make sure you are off any mortgage and / or other loan(s) before you sign over any... View More

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1 Answer | Asked in Consumer Law, Contracts, Estate Planning and Real Estate Law for North Carolina on
Q: My mother in law wants to sign over her house to me and my wife. It is paid off, and she is of clear state of mind.

She has fallen behind on some bills and does not want her house to be taken. I have severe preservations about this. It seems to cut and clear.

Paige Kurtz
Paige Kurtz
answered on Mar 23, 2017

You should consult with a real estate attorney who can advise you on the best method to complete the transfer and any issues that might arise because of your concerns. If you have concerns about a relative questioning the state of mind of the mother, you may also want to consult with an attorney... View More

1 Answer | Asked in Divorce, Family Law and Real Estate Law for North Carolina on
Q: Can a Quick Claim Deed removed home from credit report??

My parents divorced and did a quick claim deed to removed her name from the house. my mom went to buy a car and the house shows up on her credit report making a neg impact on the score-late payment 3 to 6 times. Does a quick claim deed removed your name house and also the mortgage??? If not what... View More

Amanda Bowden Johnson
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answered on Mar 21, 2017

A quit claim deed does not remove you from the mortgage. Signing a quit claim deed while still being financially obligated to property you no longer own is often the dumbest thing a person can do. If this is what has happened, your mom's only hope is that your father refinance's the... View More

1 Answer | Asked in Estate Planning and Real Estate Law for North Carolina on
Q: My brothers and I own a house that was my grandmothers.None of us live in the house. One of my brothers will most likely

need medicaid assistance, it appears him being a partial owner may not hinder that however, when he dies I am concerned about medicaid recovery. It is my understanding we own this home as "tenancy in common". What are our options for this property to avoid potential medicaid recovery... View More

Kenneth V Zichi
Kenneth V Zichi
answered on Mar 13, 2017

If you own as Tenants in Common, there CAN be recovery against YOUR BROTHER'S share of the house. This might lead to a forced sale or other 'issues' for you and the other common owners, as the people who paid for your brother's care (the taxpayers) work to recover the money they... View More

1 Answer | Asked in Real Estate Law and Landlord - Tenant for North Carolina on
Q: Is it legal for a landlord to send a text message telling us to move by end of month?
Will Blackton
Will Blackton
answered on Mar 7, 2017

Generally yes, this is legal. If your one year lease period has terminated and is now month to month, only 7 days notice is required. See if your lease agreement says something to the contrary.

North Carolina General Statute § 42-14. Notice to quit in certain tenancies.

A...
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