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I filed a chapter 13 in 1999. I received a discharge, never thought anything else about it, and went on to improve my life. I recently received a letter from a private investigator in Arizona stating that, for a small fee, they would collect the unclaimed funds being held by the bankruptcy court... View More 
answered on Apr 8, 2022
If the funds are still there, you should still be able to recover them.
They want me to set up payment or go to court. I can’t go to court it’s 7 hours away can’t take off of work. Is there anything I can do or can I just ignore it?
answered on Apr 5, 2022
Talk to a bankruptcy lawyer in your community to help you evaluate your options.
Good Luck
They put a offset on my federal taxes and Wasnt aware no action, filed bankruptcy and it should of been discharged
I am faced with having my monthly payment increase significantly and I am in a better position to pay my creditors 100%. I am thinking of asking for a voluntary dismissal but have some questions, pros and cons. First after dismissal I assume my creditors will come after me but can I negotiate to... View More
answered on Jan 19, 2022
This is a question you should be asking your lawyer. No Lawyer? Get one.
I don't know your case so anything I make say could easily be wrong. Someone familiar with your file should take a look
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answered on Jan 10, 2022
The principal eligibility requirement for a Ch. 13 filing is a periodic income. The SSD provides that. There are limits, however, to the amount of debt a debtor may have, and a Ch. 13 case usually lasts for three to five years, during which a debtor must make payments to a Ch. 13 trustee,... View More
Employer & his insurance companies sued in civil court for the stolen amounts plus legal fees and were awarded a summary judgement. He is now facing bankruptcy due to this summary judgement debt. I have learned debts that were achieved as a result of theft are generally not dischargeable - (11... View More
answered on Dec 29, 2021
It is still not dischargeable and will have to be repaid if they got a judgment against him.
None
answered on Oct 20, 2021
That behavior probably doesn’t rise to the level of conduct necessary to award punitive damages.
Can they do that?
Interest after date of charge off. How do I answer this correctly? Thanks
answered on Sep 21, 2021
If you're trying to answer a complaint, it sounds like you are the defendant, not the plaintiff. If it says, the plaintiff is not seeking attorneys fees, there is nothing for you to answer. If that's the case, this could be answered with, "Defendant lacks sufficient information to... View More
Until my lease for my new apartment began, I stayed at my friend's place for a month. Recently when moving in, I forgot some items at the friend's place. The next day after move-in, I asked the friend if I can go to their place and collect my remaining items. They said they were out of... View More
answered on Sep 8, 2021
Take a criminal complaint against the boyfriend for theft and conversion.
answered on Sep 8, 2021
If your plan has been confirmed, there should be no effect on your move.
There are, however, some districts in which yearly financial reports are required. If you're in one of those districts, the Ch. 13 trustee may push you to increase plan payments if your monthly living expenses... View More
Hired in 2005, I moved to a virtual role during 2012. Following a bankruptcy discharge in 2018 I was notified of a municipal income tax deficiency owed to my residence city. Upon receipt of the notification I worked with the tax authority to attempt to reconcile. This included providing copies of... View More
No clue what to do first. Divorce decree from OCT states that I intend to file for bankruptcy. However, QDRO funds are WAY overdue due to negligence of ex, his lawyer,both…so it’s costing me money in lawyer fees every month chasing them down. I’m broke. Now I can’t afford to pay another... View More
answered on Aug 4, 2021
This is not legal advice. However, there is case law that says retirement funds owed by the ex spouse through a divorce settlement is an non-exempt interest and property of the estate (meaning a bankruptcy trustee can take it to pay creditors). However, retirement accounts are exempt, and a QDRO... View More
I thought chapter 7 protected the property but the trustee says he will use the finance from the sale to pay my debts. The will was not put through probate court in 2016 when I received the wills. Based on this information, what remedy do I have?
answered on Jun 28, 2021
It is not advisable to file a bankruptcy petition without using a qualified, licensed attorney who could make sure that all of your assets are covered, or in the alternative, choose to file a different type of bankruptcy petition. Without reviewing your petition to see exactly how your exemptions... View More
Sorry I meant start? Also I gave all my income information to the creditors lawyer and they were suppose to call me back to agree on a payment plan and never got back with me once they received my income they just went forward with the garnishment.
In an open 13. Have urgent issue that need attention immediately. I contacted them last week and no response from them. The attorney is in private practice.
Concerned.
Thanks
I would like to know if my insurance could be affected by this chapter 11 and if I will still get my maternity leave the way that I would have prior. Also could me being pregnant put a target on my back for my job?
answered on Jan 25, 2021
It depends on the specific facts of the chapter 11 case. Usually in a chapter 11, the business can continue operating. That means they may continue paying certain operating expenses, like employee benefits (with court approval). However, in the event the chapter 11 case doesn't go well, the... View More
I am being pursued by a collection for Ohio worker's compensation taxes I owed as a small business (unincorporated) owner from 1992. My business went bankrupt in 1992, and I filed bankruptcy and my taxes were discharged (but I don't have proof worker's compensation was) in 1996.... View More
answered on Jan 15, 2021
The BWC has an Adjudication Committee (at least they used to years ago when I worked there) where you can present your situation. It used to come up when employers were non-complying (I.e., hadn't had premiums) or coverage had lapsed for a few days and then got hit with a huge penalty. They... View More
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