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South Carolina Real Estate Law Questions & Answers
1 Answer | Asked in Estate Planning and Real Estate Law for South Carolina on
Q: My partner is an executor of his father’s estate, which has a mortgage being paid by grandparents.

His grandfather is paying a mortgage on the house my partner inherited, and he is threatening to foreclose on the home. What rights does my partner have? Will we be forced into homelessness with no further say in the matter?

Anthony M. Avery
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answered on May 2, 2022

Whoever owns the mortgage is the one the that can foreclose. If the notemaker buys the note, then he can foreclose. It sounds like he is threatening to quit paying the note. Being the executor probably has no relevancy here.

1 Answer | Asked in Consumer Law, Contracts and Real Estate Law for South Carolina on
Q: Do we have any rights as a renter for what we considered false advertisement?

We rented a home with a dock on the inlet for the sole purpose of fishing and water activities but when we arrived, the dock had been torn down and under construction. There is no access to the water due to the construction material along the entire inlet wall. No communication was made to us... View More

D. Nathan Davis
D. Nathan Davis
answered on Apr 18, 2022

The short answer is probably yes. If a property is held out to you as including a dock, you have the right to be compensated if the amenity was not available to use. Of course, you will have to prove the difference in the value of the property with the amenity and without the amenity.... View More

2 Answers | Asked in Bankruptcy, Real Estate Law, Family Law and Probate for South Carolina on
Q: Can a homeowner file Chapt 7 the day before his home is auctioned off at the courthouse?

The home is a probate estate home, whereas the tenant is the son (Executor) and heir. The home was willed to the son, but he says that the mrtg lender told him he has no rights to the home because he is not on the deed. Is this true?

Timothy Denison
Timothy Denison
answered on Apr 5, 2022

Yes. They can file the day before the auction. If the property was willed to the heir, then the heir has an ownership Interest in the property.

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1 Answer | Asked in Real Estate Law for South Carolina on
Q: i bought an acre of land with a small amount of cash with a quit deed two years ago. there was no one present but me and

the seller. the deed was only signed by me and the seller there was no lawyer or notary present and i never recorded the deed. is it still valid? or did i get screwed?

Anthony M. Avery
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answered on Feb 16, 2022

You need to hire a SC attorney to examine your Deed and perform a title search, basically to see if you are the owner. Have you paid taxes? Hopefully you will need to record the Deed and pay property taxes. Otherwise you may only have a claim under color of title.

1 Answer | Asked in Family Law, Real Estate Law, Insurance Defense and Municipal Law for South Carolina on
Q: What type of liability insurance is needed for a home child care center?
Tim Akpinar
Tim Akpinar
answered on Dec 7, 2021

A South Carolina attorney could advise best, but your question remains open for four weeks. You could also consider discussing this with an insurance agent who has experience with commercial policies for these types of operations. That way you could identify the risks you need to be protected... View More

1 Answer | Asked in Consumer Law, Estate Planning, Land Use & Zoning and Real Estate Law for South Carolina on
Q: can you QuitClaim Deed property to Trust? & if the lender wants pay-in-full but you have nothing else of value left...

what happens when you do a QuitClaim Deed of property over to a Private Common Law Irrevocable Ecclesiastic Trust? If the person’s name is on the recorded Deed as owner… meaning legal owner of the property, having a legal interest in the property referring to the right to possess or use... View More

Nina Whitehurst
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answered on Nov 15, 2021

Transferring property to a trust does not magically remove security interests. If the loan goes into default due to lack of payment, the lender may foreclose its lien.

1 Answer | Asked in Real Estate Law for South Carolina on
Q: My ex boyfriend and I purchased land in cash and I’d like him to buy me out but he’s refusing, can I force sale?

He’s become petty and hinting that he can have my name removed from the deed without my consent, though ownership is 50/50. I’d like to sever ties and he can afford the buyout. Also, he has the only deed in his possession. Any advice is appreciated. Thank you

Anthony M. Avery
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answered on Oct 28, 2021

Deed should be recorded at the Courthouse. You could hire a competent SC attorney to file an action for a Sale For Partition, if you are actually a titled owner.

1 Answer | Asked in Real Estate Law for South Carolina on
Q: In SC do I have to have a lawyer to transfer a deed of land over to a family member
Anthony M. Avery
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answered on Oct 4, 2021

If the land has any actual value then hire a competent SC lawyer to draft the Deed. It is not a simple task and a mistake could be catastrophic.

1 Answer | Asked in Real Estate Law, Land Use & Zoning and Municipal Law for South Carolina on
Q: We sold 3 lands, sign a sell agreement and get payed. now the buyer wants to back up the deal beuse he say thye land has
Anthony M. Avery
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answered on Sep 30, 2021

Not sure of your question. But if there was a breach of warranties on the Warranty Deed, or some type of dislosure fraud, then a cause of action may exist. It is up to the buyer, now owner, to sue you. If there has not been a Deed executed yet, then read your Contract about each Parties'... View More

1 Answer | Asked in Contracts and Real Estate Law for South Carolina on
Q: Does for sale by owner real estate transactions require an attorney in SC?

The buyer wants to have a letter notarized that she will be buying the home and is giving money to the seller to do so. She is unable to complete the entire transaction due to time constraints at the moment and would like to know if the notarized letter will hold up in court.

Anthony M. Avery
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answered on Aug 30, 2021

It does not sound like the so called buyer is actually buying anything. Land is usually transferred between living bargainors by Deed and there are several statutory requirements for a Deed to be recorded and enforceable. She needs to hire a competent SC attorney and forget about the notarized... View More

1 Answer | Asked in Real Estate Law for South Carolina on
Q: Is it possible to remove a co-owner on a home?

My mother is a co-owner on my home. The mortgage is paid off, but she does not want to put the deed in only my name. Is there anyway for me to remove her name from the deed and title? She is not and has never lived in the home with me. Also all the utilities are in my name.

Anthony M. Avery
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answered on Jun 28, 2021

If you cannot get her to agree to give you a Quit Claim Deed, then you may have to hire an attorney to file a Sale For Partition Action.

1 Answer | Asked in Real Estate Law, Bankruptcy and Consumer Law for South Carolina on
Q: I would like to purchase a parcel of land, but 1 of the 2 owners has several judgements against him in the same county.

The property is an empty parcel and not the residence of the debtor. He has only partial interest that does not exceed $5000. I am trying to find out if he can sell without being affected by the judgements. Using info from the S.C. Code 15-41-30, can he sell it and still remain "judgement... View More

Cristina M. Lipan
Cristina M. Lipan
answered on Jun 22, 2021

S.C. Code 15-41-30 refers to the homestead exemption, and you have stated it is not his residence. Therefore, the property is not exempt from creditors. Whether the lien is properly filed is another matter. However, if the lien is valid, then, although the property can still be sold, the lien... View More

1 Answer | Asked in Estate Planning and Real Estate Law for South Carolina on
Q: How to change the name on a real estate deed of owner passed away over 25 years ago?

Hi, my question is in reference to a home that was given to me by my aunt before she died. The original name on the deed is my uncle who has been deceased for about 25 years. His wife gave me the home before she died about 15 years ago. I have lived in the house since then. Their children all live... View More

Anthony M. Avery
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answered on Jun 8, 2021

Hire a competent attorney to search the title, determine heirship, draft and record an Affidavit of Heirship, then draft a Deed for the other tenants in common to convey their interests over to you.

1 Answer | Asked in Estate Planning, Real Estate Law and Probate for South Carolina on
Q: The deed has our deceased mother's name at the beginning, and heir's and at the very end it says forever.

With the forever be in at the end she got a mortgage and me nor my sister signed on that mortgage on agreement to the mortgage nor did we see any of the money so is there any type loophole with the , forever, that gets us out of the mortgage.? So we can keep the land for our children

Nina Whitehurst
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answered on May 30, 2021

You might be misunderstanding the meaning of typical wording in a deed that says "to [name of Grantee] and her heirs and assigns forever". That does not mean that title is vested in the heirs along with the grantee. It just means that the grantee acquired fee title. The signatures of... View More

1 Answer | Asked in Estate Planning, Real Estate Law and Probate for South Carolina on
Q: If a person have joint tenant with the right of survivorship in SC when will does it comes effect? before death or after

My grandmother deeded the land to multiply people under survivorship joint tenant in SC before my my grandfather death is that legal. An my grandfather didn't signed the deeds either to the people she deeded the land to. An what are the consequences behind her doing this if it was illegal. Can... View More

Anthony M. Avery
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answered on May 7, 2021

She can convey her interest in the property. Assuming the grandparents own the property as husband and wife, then if she survives her husband, the conveyance vests. If not, then the conveyance is extinguished. It is a future interest conveyance, and very legal.

1 Answer | Asked in Real Estate Law for South Carolina on
Q: If house is left as a life estate and then split 3 ways if she leaves, whose name goes on the deed and insurance policy?

My dad passed this year. According to his will, he left his house to his gf as life estate. If she decides to leave, we are to sell and split 3 ways (her, myself and my sister). I haven't heard anything about whose name the deed goes in, who is responsible for insurance policy and whose name... View More

Anthony M. Avery
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answered on Mar 18, 2021

Was the Will Probated? If not, it has no effect. If Probated, the Executor supposedly must sell the home if she leaves prior to death. The proceeds would be disbursed according to the Will Devise. The Deed would be from the

the three Remaindermen over to the purchaser. I do not...
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2 Answers | Asked in Real Estate Law for South Carolina on
Q: My mom & dad are deceased the deed to the home was in both their names. There are 4 siblings and a half sibling. The

half sibling has always stayed in NYC. The rest of us are in SC. Me and my sister have been staying in this house practically all our lives, but dad didn't leave a will, but all my siblings know and have heard my dad say he wanted for me to have and take over the house. I'm disabled now... View More

Evan Guthrie
Evan Guthrie
answered on Mar 2, 2021

There are many options that can be explored to transfer title to you as part of the estate administration and probate process. If all of the other siblings are agreeable to transfer the property to you there can be an agreement signed or they can waive their interest in the property. A lawyer can... View More

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1 Answer | Asked in Real Estate Law for South Carolina on
Q: If someone was forced to sign their ownership and rights over for their property and land is that duress ?

Years ago my mom left me and my brother half of everything. He told me he couldn’t help me with my medical issues anymore so he told me to sign some papers for my medical to get help. I didn’t sign them until he threaten me to hurt my family so I signed the papers . Years later after he died... View More

Anthony M. Avery
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answered on Jan 14, 2021

There is probably no grounds to set aside the Deed. Also the SOL may have run. You might check the title and taxes. And the Mother may have not owned the property in fee simple like you assume. If there was a Will involved, it had to be Probated or had no effect.

1 Answer | Asked in Real Estate Law for South Carolina on
Q: my mother passed away she has a property with her on it only. what can my father do? they were married 61 years

my sister has been residing in the home for over 10 years. she pays rent monthly. my mom just passed away 2 months ago today. can my father just turn the home over to her or is he next in line for it. how does that work?

Anthony M. Avery
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answered on Jan 7, 2021

Possibly your Father owns it as the surviving spouse. Whatever the case, hire a competent attorney to search the title, determine heirship, execute an Affidavit of Heirship, and then decide who wants the property by Deed from the owner.

1 Answer | Asked in Real Estate Law for South Carolina on
Q: How to remove deceased parent and sibling from house deed?

My father lives in my grandfather’s house, however his name is not on the deed. The deed has my grandfather and my uncle’s name on the deed, both who are deceased. My uncle has two sons, one who is deceased. My dad has been paying taxes on the property for over 20 years. How to I get the deed... View More

Anthony M. Avery
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answered on Dec 29, 2020

Based on your limited facts I am not sure your Father owns the house in fee simple absolute. But I recommend you hire a competent attorney to search the title, determine heirship, and record an

Affidavit of Heirship. Upon its recording, notify the taxing authority. If there are other...
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