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Bankruptcy since 2018, never missed a payment. Been doing it successfully, but since covid and working directly with covid patients I cannot get extra work since I'm constantly exposed. So I have not been able to get extra work. Now I cant pay my insurance, pay my utilities or my gas to keep... View More 
answered on Dec 15, 2020
If you have been in bankruptcy since 2018 it sounds like you filed under Chapter 13. A chapter 13 bankruptcy can typically be voluntarily dismissed at any time. Although before you dismiss you might explore seeing if you can modify your plan and possibly lower the payment. Under the CARES act, you... View More
Here is the Timeline:
April - I received a bill from the Hospital. June – Hospital agreed to place my payment on hold under their Pandemic-time policy.
June/July - Received two letters from a DCA. I called DCA to inform that my account was under hold. October - The hospital... View More
answered on Dec 3, 2020
Yes. It may also be a violation of the Fair Credit Reporting Act.
I had a case in the court, but the person litigated in another court, and was awarded his request. I filed an appeal. Then had a TI schedule, in the TI one attorney post fraud. I filed for bankruptcy, the Judge in the BK ruptcy court heard the case and overturned the lower court finding. As it was... View More
answered on Nov 23, 2020
Sorry, this is a complex fact situation which appears to involve at least 3 different matters. No helpful comments can be made without reviewing the status of the underlying cases. If there is currently a Motion for Summary Judgment filed against you in the Counterclaim, you need to make sure... View More
I do nt want to have to sell my Truck I have 14,000 more to pay and have 14,000 already paid. All other debt appx 12,000 is unsecured and I have been "disabled" and getting SSDI since July 2020. Disability began July 2019. I have a disabled child as well and she gets SSI. Although I... View More
answered on Oct 12, 2020
You really really really need to talk to a bankruptcy lawyer who can go over everything in detail. Let me give you an idea of the exceptions available to Texans:
A car for every licensed drive in the household or anyone dependent on transportation.
You truck note will note will not... View More
On the car in the bankruptcy payment. My car was totaled. The trustee collected the check from the insurance and my relative is financing the car for me since I had to have a car. Was the trustee supposed to get this check. Trustee ‘s office will not answer calls and have not for months.
answered on Sep 1, 2020
Without reviewing your files, it is hard to give you a direct answer, but there is no excuse for no return of calls.
You should contact the U. S. Trustee in Dallas. Check out this website
https://www.justice.gov/ust-regions-r06/region-6-northern-district-texas
In addition she wants all the cash in my personal Acct from the Stimulus check. Is this government funding exempt?
answered on Aug 15, 2020
It should be exempt. Most trustees are not pursuing this government aid.
I already paid him 400.00 and still owe him 1300.00 is he allowed to do my bankruptcy
answered on Jul 21, 2020
He can file your Petition in the proper bankruptcy court if he is licensed in same.
We are divorced. The house is being leased.
answered on Jul 17, 2020
He would administer the estate just like in every other case.
My lawyer found out there was a lien on my house. This is from my ex's loan he has for solar panels. In our divorce he was awarded his loan and the panels. The divorce decree also said he had to remove the panels. He never did and quit paying his loan. The panels are turned off and locked... View More
answered on Jul 10, 2020
Unfortunately, you will have to retain another lawyer. You may be able to get him reimbursed by filing a contempt motion in your divorce case.
She is on a fixed income and can no longer keep up with minimum payments and pay her bills. Her only assets are a condo (paid off) a very old car and about 9k in a savings account. Some of the credit cards have interest rates of 26 percent! A reverse mortgage is not an option because too many units... View More
answered on Apr 25, 2020
She needs to meet with a competent bankruptcy attorney who can evaluate her case, help your protect her assets and guide her to the right decisions.
married 2005, husband passed 2018, property and mobile home both in his name. We filed chapter 7 in 2015. I still live in the home, I am disabled and need to get tax exemption. I do not have to pay mortgage until i want to sell, then must pay off. If I put title in my name, will I then be... View More
answered on Apr 20, 2020
Don’t do anything until you consult a lawyer in person. There are many variables which factor into that decision which you have not listed here. Thus, a complete answer is not possible here.
My 22 yr old daughter received her stimulus check and she did hers 2018 and 2019 through bank like I did and received it before me? Does that mean I’m not getting it because of my ch.13? I’m from Dallas Texas
answered on Apr 15, 2020
You should receive your stimulus check as well. They are just now beginning to send out the checks.
A client who owed me money for services already rendered apparently filed bankruptcy. This client claimed to their trustee that post filing, they had paid me for the services rendered. Subsequently, a suit was filed against my business for the funds. The problem is, these funds were never paid... View More
answered on Apr 15, 2020
Burden of proof is on the claimant. He has to prove he paid you. He needs proof and his word won’t do.
answered on Apr 15, 2020
Contact your local bar association or legal aid society. They maintain a list of attorneys who can help you.
The stimulus payment would be considered post-petition. Will the Trustee try to recover it to pay back my creditors/debts.
answered on Apr 13, 2020
The law does not explicitly say that the stimulus payments are exempt, but it is believed by some that was an oversight and will be corrected in a subsequent bill. The stimulus payments are NOT to be considered in computing disposable income in chapter 13 cases, for one thing. In a seminar put on... View More
IF she is the primary on the note and filing for bankruptcy, will she lose her can and mine? I make the payments and can prove the payments come from my account.
I know it's considered estate money according to the bankruptcy law but unclear about the IRS refund question.
We file jointly because of a nuance in student fedloans that prevents us from filing separately. I am completely broke and have accounts closing out.
I need to file, we have no joint assets- the only joint thing we have is our taxes. I fear that because our taxes are joint that it may... View More
answered on Apr 1, 2020
You can file bankruptcy without your husband, whether you file taxes jointly or separately. However, if your debts are primarily consumer debts, and you are married and living together, his income is counted in the "means test" that determines if you qualify for chapter 7 or the minimum... View More
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