Get free answers to your Insurance Bad Faith legal questions from lawyers in your area.
I was told I had until the end of the December to pay off balance to get back on track for January. They did not hold up to that. They billed me for $992. They then told me that they had no jurisdiction over what billing did and I needed To pay or my policy would be closed. Is there something to do... View More 
answered on Jan 20, 2024
A Texas attorney could advise best, but your question remains open for two weeks. Until you are able to speak with a local attorney, you could contract your state's Department of Insurance. Nationwide, these entities deal with consumer-related insurance matters. Good luck
If you have a link to a source that answers this question or supports the answer, it would be super helpful.
answered on Jan 19, 2024
Yes both must exchange information. For example consider Texas Transportation Code Chapter 550
Can I receive a subrogation claim from an insurance company regarding a car accident with no any police report.? I think in this case both drivers had fault
answered on Jan 13, 2024
A Texas attorney could advise best, but your question remains open for a week, and it suggests you might be under the impression this is a law firm or attorney referral service. This site doesn't provide attorneys. It's only a Q & A forum.
If you need an attorney, you're... View More
Upon asking about the claim from all state all they saying you call when i ask for documentation invoice for me to beleive also valid non valid as per texas laws adjuster need to inform his clients 15 to 35 days fail to do fail to give me give me any information so i say refuse and if their so no... View More
answered on Nov 29, 2023
A Texas attorney could advise best, but your question remains open for a week. From the limited facts of the post, it's a little difficult to figure out exactly what took place here. If you have pending claims against you, Allstate as your carrier should be assigning a claim representative or... View More
They have yet to speak to me in the past 2 days or follow up with any of my phone calls. I have a commission check of 21k waiting that hasn’t been paid out to me.
answered on Oct 23, 2023
A Texas attorney could advise best, but your question remains open for a week. Until you're able to consult with a Texas attorney, you could ask your company what the problem is. If you do consult with an attorney here, they're going to want to know that. Good luck
In Colorado law
answered on Aug 25, 2023
No. Like most US states, neither Colorado nor Texas allow direct actions against another person’s liability insurance company
I broke my right hand fingers in May and lost my Job in June and have been seeing a doctor and physical therapy to get my hand back and lost my insurance I'm July and they said thru don't have to cover any more medical treatment after July.
answered on Aug 11, 2023
Yes, the insurance company can stop paying if you did not elect to continue your health insurance after losing your job. You do have 105 days from the date your employee health coverage ended to complete and submit your COBRA Election form with your premium payment. Your employee health coverage... View More
answered on Aug 7, 2023
It is unclear from your question whether any claim of child abuse has been lodged, and further, whether the photo somehow includes a child whose custody is at issue. Evidence takes many forms both in civil matters and in family law cases. If a photo is properly authenticated (taken at the time... View More
Was wondering if this is an all encompassing clause? My house became contaminated by some sort of fumes related to criminal activity as some squatters/drug dealers moved into a nearby abandoned house and cooked up something that got into my vents and the whole house. I've dealt with the police... View More
answered on Jul 14, 2023
There are different types of pollution exclusion clauses, and various exceptions depending upon the type of clause in your policy.
One very common exception that may apply is the hostile fire exception. This often applies to smoke or fume damage when the source is an incident away from... View More
I called the at fault insurer and they said they can’t proceed my claim because they’re investigating the insurer’s coverage issue. What does this mean? Are there any next steps?
answered on Jul 5, 2023
Insurance cancelling after the incident occurs generally does not cancel the coverage for the incident.
What the insurer means is that the insured might not have had coverage at the time of the incident. This could be sue to failure to pay premiums or other violations of the insurance policy.
I live in Texas and have an insurance from Texas as well. I was visiting my wife in Arizona and she got in accident driving my car. The insurance company asked me for proof of ownership of the vehicle I sent them a bill of sale for a full purchase date 02/08/2023 as I paid half of the price to my... View More
answered on Jun 21, 2023
I would send the insurance company a copy of your car title and registration, and ask it to reconsider.
A bill of sale can be easily falsified or manufactured, particularly if a relative is involved.
The actual certificate of title is what shows who the actual owner of a motor... View More
Stowers someone for over policy limits
answered on Jun 10, 2023
An email can be effectively used to transmit a Stowers demand to an opposing party’s insurance company.
The benefit of certified mail is you have clear documentation of delivery.
But you can also request a delivery or read receipt to an email. And often, the recipient will send... View More
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answered on Jun 3, 2023
Total loss value in Texas is calculated using the National Automobile Dealers Association (NADA) guide to determine the listed retail value of the accident vehicle as of the date of loss.
They sent me expired notice to get total loss vehicle it arrived 5:48.pm of day the letters expired and they are staring abandoned processing. They sent a letter saying total loss and getting approval for ACV check then waited 21 days to tell me no and get my vehicle off there lot and ok pay them... View More
answered on May 31, 2023
Your legal rights and responsibilities depend heavily on who was at fault in causing the collision and resulting damages. If there is no agreement on this fundamental point, you will need to file a lawsuit so that a judge or jury can make that determination.
Your insurance policy is a... View More
My husband was in an auto accident driving his brothers truck. the insurance company ruled he was at no fault but, they are not wanting to pay the property damage. No lawyer wants the case because there was no injury. Neither insurance company's belong to my husband so we don't know how... View More
answered on May 22, 2023
A Texas attorney could advise best, but your question remains open for a week. One option is to continue trying to find an attorney to handle the matter. If still no luck, another is to handle the case on your own. The problem you describe is not uncommon with property-damage-only claims, where it... View More
Insurance with a previous employers self insured plan.
answered on May 15, 2023
A Texas attorney could advise best, but your question remains open for two weeks. It's not necessarily a matter of insurance bad faith. It's more likely to be inconsistencies in the billing department. If the claims were processed by different people, they may have applied different... View More
I file a claim due to a vehicle accident that was cause my a Fred loya policy holder, the person was at fault. The vehicle that I was driving belong to my mother. Since she doesn't have another vehicle I been taking some time of work to take her do her errands. I did ask them to prove rental... View More
answered on May 11, 2023
You are under no legal obligation to accept a settlement offer. Your mother can sue the person who caused the accident for the damage to her vehicle and for loss of use.
In this case other party ran a red light resulting in collision accident, but claim was denied by at fault driver insurer in that there was no witness at the scene- but never deny the fact that the other driver ran a red light!
other party claimed couldn't speak English and Police... View More
answered on Apr 15, 2023
Texas does not allow a direct action against another driver’s insurance company. Sue the other driver directly. The other driver can then demand that his insurance company defend him and indemnify him from any judgment.
Our JP courts have jurisdiction up to $20,000. If the damage to... View More
Ex lives on the opposite side of the country and is spiteful and won’t endorse a claims check made out in both our names cause they were on the car title as well unbeknownst to me. The check was sent to me but in both names and car insurance won’t change it. It’s my vehicle that I made all... View More
answered on Apr 3, 2023
Most divorce decrees contain a provision requiring each of the divorcing spouses to execute necessary instruments to effect the property division contained in the divorce decree.
You may be able to secure an order from your divorce court compelling your ex to endorse the check.
We have a range rover and only 2 places are certified to fix it which means only Land Rover will sell parts to them- we went where the other guys insurance told us to go and after 8 weeks of trying to get an authorization they are refusing to pay the entire thing. Leaving our car hostage over... View More
answered on Mar 15, 2023
You can recover loss of use, which is how much it would take to rent a similar Land Rover from the date of the accident to the date repairs are complete
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