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Questions Answered by Jane Kim
1 Answer | Asked in Insurance Bad Faith and Real Estate Law for Florida on
Q: Is it legal for my argent to add my kids to my car insurance without telling me

I was paying my car insurance thinking it would take around $200 for my car but it took around $400 because my agent added my son and daughter to my insurance without informing me first so now I have $-200 in my account

Jane Kim
Jane Kim answered on Sep 12, 2021

Usually, all members of the household that are of driving age are listed on the policy. Also, all owners of the vehicle are listed on the policy regardless of their residence address.

Typically, you are sent a declaration page of the insurance coverage and the premium amount. If you opened...
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4 Answers | Asked in Real Estate Law and Landlord - Tenant for Florida on
Q: How can you prove a person to be an attorney?

My daughter is looking to rent a house in FL. During a chat with the person, the story changed a little. He indicated that the security deposit was going to be held by his attorney, then changed his mind when pressed for the attorney name. He has now provided a number and a name of a person... Read more »

Jane Kim
Jane Kim answered on Sep 1, 2021

To look up a Florida-licensed lawyer- https://www.floridabar.org/directories/find-mbr/

The lawyer can be licensed in another state.

In Florida, landlord does not need a lawyer to deposit a security deposit with.

He can simply deposit it in either interest or non-interest bearing account.

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1 Answer | Asked in Real Estate Law for Florida on
Q: Does anyone have any experience with Zillow offers? I have a contract, but it seems to good to be true.
Jane Kim
Jane Kim answered on Aug 30, 2021

I have experience with similar transactions but for luxury time shares.

While Zillow is a legitimate website, you may want to hire a lawyer to vet this particular transaction for its legitimacy. Sometimes, scam artists are pretty sophisticated using real business names and real people...
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2 Answers | Asked in Business Law for Florida on
Q: Can an Oregon LLC do business as usual in Florida? Civil court with a Man?

Yes, thank you

They would have to register foreign liability co.?

To do business in Florida courts in order to civilly sue?

Also, if your are indicted on federal charges . Is a lawyer still allowed to represent such indicted person ?

Jane Kim
Jane Kim answered on Aug 10, 2021

A company registered in one state and doing business in another state should also be registered as a foreign corp. in that other state.

I have no idea what else you're asking but it sounds like you have bigger problems than proper business registration and should contact a lawyer...
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4 Answers | Asked in Real Estate Law and Estate Planning for Florida on
Q: Ex died leaving a house he received in divorce to his sister. Im still on the mortgage. Who pays and what happens to

mortgage? I can't have late pmts on my credit. She will probably want to sell. Should I try to buy her equity and continue mortgage?

Jane Kim
Jane Kim answered on Aug 10, 2021

Mortgage is a contract between you and the bank.

It is unusual to be financially responsible for the property and have no equitable interest in it. But sounds like that's what you've got. Usually, during divorce, the husband receiving the property would also be required to refi...
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1 Answer | Asked in Business Formation and Business Law for Florida on
Q: What laws and guidines would I need to start a temp agency for on call employees similar to uber?

What protection is needed?

Jane Kim
Jane Kim answered on Jul 27, 2021

To start, you'd need to be more protective and discrete about your business ideas without disseminating them on the internet. And if you believe in your idea, you'd need to include legal costs as part of your start-up costs.

Good luck.

2 Answers | Asked in Estate Planning, Real Estate Law and Probate for Florida on
Q: Who gets a house upon the demise in this situation?

My grandfather wants to remove my aunt from his deed. He has listed my mother as his beneficiary in his trust and the house is listed in the trust. My question is, since my aunt is listed on the deed , who will get the house? Does the trust take precedence over the deed? My aunt is not complying... Read more »

Jane Kim
Jane Kim answered on Jul 26, 2021

The deed controls. In his trust, your grandfather can only distribute that much of the house that he actually owns.

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1 Answer | Asked in Land Use & Zoning and Real Estate Law for Florida on
Q: Can a manufactured house dealer force receipt of a house without them first getting a permit or us having the space?

Last month it's discovered that the easements require a 100' setback, not the 50' that shows up on the survey we were given by the seller which makes it impossible to build anything without a variance.  Got the meeting for that, all is well, hearing set for mid Sep. Friday my... Read more »

Jane Kim
Jane Kim answered on Jul 24, 2021

Your written agreement with the house dealer should have all the answers.

3 Answers | Asked in Uncategorized for Florida on
Q: I am a current business law student and Im having trouble with an assignment. Is there a way I can chat with a lawyer?

My assignment is to write a 6 page paper on what charges i can file and why against a company for holding a woman for an hour accusing her of theft and telling her if she leaves, she will go to jail. I understand that can be stressful and its a little excessive to be held for an hour, but I... Read more »

Jane Kim
Jane Kim answered on Jul 23, 2021

I understand how you wouldn't want to ask this question of your Professor. (-: But maybe you should, maybe s/he's heard so many student-like questions that s/he'd have a better explanation than I can provide here.

Every case has two parts- liability and damages. Here, you...
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3 Answers | Asked in Real Estate Law for Florida on
Q: I just got an offer to buy my house for Opendoor.I am skeptical. What should I beware of?

We had a virtual walkthrough on Tuesday, and they sent an inspector to view the outside of the house yesterday, sending their offer last night via email. I'm skeptical, as I feel the offer was a good one. I have signed nothing, and accepted nothing so far. What are my caveats?

Jane Kim
Jane Kim answered on Jul 23, 2021

The process and the offer may be absolutely legitimate, however, it is obvious you are unsure and need a lawyer to confirm. It is impossible for a lawyer to advise you without reviewing the proposed transaction. It will cost you a few hundred dollars to know.

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1 Answer | Asked in Uncategorized for Florida on
Q: What will they do to a person that has never got in trouble or went to jail for garbage digging but got caught on camera

I returned the stuff but they said they might press charges

Jane Kim
Jane Kim answered on Jul 18, 2021

I am unsure what you mean by "garbage digging" but there is no expectation of privacy in garbage placed outside of a home, meaning you can dig in the garbage can and get whatever you want from it.

1 Answer | Asked in Insurance Bad Faith and Health Care Law for Florida on
Q: Insurance company charging a 1100% markup for wrist braces, anything I can do?

My insurance company is charging a 1100% markup for wrist braces, discounted to 450% for in-network.

First, my doctors office told me the cost for the braces was $10.40 when I asked how much they were. A week later I received a bill for $224 (discounted from $566)

They admitted... Read more »

Jane Kim
Jane Kim answered on Jul 18, 2021

American healthcare is unlike any other business of supply and demand. In the healthcare world, the healthcare provider and the health plan agree on prices. You as the consumer (patient) do not dictate, negotiate or drive pricing up or down. You agree to pay the health plan premiums without price... Read more »

3 Answers | Asked in Real Estate Law for Florida on
Q: My name is on the deed for my mother’s rental property in FL. Can I be sued if a lawsuit comes against the property?

My mother inherited a paid off home in Florida that she now rents out. She added me to the deed several years ago, but I just found out tonight that she doesn’t have insurance on the house (which is not required if the house is paid off, but doesn’t make any sense to me to be uninsured). I am... Read more »

Jane Kim
Jane Kim answered on Jul 18, 2021

I agree with all prior answers, but would like to add...

You are confusing insurance types and their purposes. Insurance you are alluding to is called Private Mortgage Insurance (PMI), which is required if you have a conventional loan. PMI protects the lender—not you—if you stop making...
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1 Answer | Asked in Business Formation, Business Law, Contracts and International Law for Texas on
Q: Can I hire international contractors for video content creation for my online only business?

I want to start an online yoga studio that provides live classes and video library of the recorded live classes. For this, I plan on working with yoga teachers from around the world.

My question is, can I form my business as an LLC and hire them as independent contractors to provide me... Read more »

Jane Kim
Jane Kim answered on Aug 7, 2020

Yes.

A business can tap into sub-contractors' labor and may solely rely on sub-contractors. It signifies that you do not have much control over their work. A good overview of what factors would be considered an independent contractor v. employee can be found here-...
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