It depends on your carrier. Your insurance only covers "licensed drivers." Given that his license was revoked, your brother was NOT a licensed driver. Any carrier could use such an opportunity to legitimately deny a claim. That you were unaware is irrelevant unless he stole the car....Read more »
If you are at fault in the accident and do not have insurance, then the victim or other party's insurance company very well may make demand on you and/or sue you for the damages. Also, it may impact your driving privileges. Depending on your financial situation, you may want to consult a...Read more »
Ill. Sup. Ct. R. 775 “IMMUNITY” seems to offer total protection to anyone who files an ARDC complaint against a lawyer, even if the grievance is entirely untrue and filed simply to harass the lawyer. The ARDC thoroughly investigates every claim, and it seems unfair to force lawyers to spend the... Read more »
I have read both of your questions. Rule 775 does provide that immunity in the context of ARDC communications. It is not clear if the suit you describe is a malpractice claim against you, but if so I would suggest you review with your attorney. If not involving a malpractice claim, but arising from...Read more »
Does a defense lawyer practicing in Illinois have an ethical obligation to inform his client that the client may have insurance coverage for a lawsuit that would cover the client's legal fees? Even if this means that the case would have to be tendered to the insurance company and that lawyer... Read more »
Generally, any claim/case should be reviewed to determine if there is possible insurance coverage. If there is potential coverage then the claim/case should be forwarded to the parties insurance agent who will transmit to the insurance company. If there is coverage, then the insurance company...Read more »
still have the title until I completely pay the bankruptcy off, but I have been recently in a minor accident and the insurance company wont pay me unless I have a lienholder release form. Will I be able to get that since the car is paid off eventhough the bankruptcy isnt?
I’ve spoken with the other party’s insurance adjuster haven’t signed anything or given a recorded statement. Just given him a few pieces of my medical records pertaining to this injury. I am still have ongoing medical treatment. I have no attorney I’m handling this insurance claim all by... Read more »
You generally send out demand letters once your treatment has been completed. That said, you are doing yourself an immense disservice by not having an attorney represent you, especially considering the severity of the injuries you described. You will never receive a fair offer unless you are...Read more »
I escrow my homeowners insurance and my mortgage company didn’t pay my homeowners insurance and now I have a leak in my kitchen. I tried resolving the issue with my mortgage company but they are not being responsive. What can I do? They still have not paid my homeowners insurance and have not... Read more »
My home was burgularized while i am out of state and my insurer refuses to give me shelter or access to the. Reports to get a contractor to look at the damages. I am asked to complete and sign a pre printed inaccurate sworn affidavit ,send utility bills& travel itenerary. I am still out of town... Read more »
It looks like something in the investigation of your claim triggered suspicion on the part of your insurance carrier. It would be difficult for an attorney to make a meaningful assessment without investigating the loss and the carrier's handling of the claim in detail. It could be worthwhile...Read more »
Life insurance threw job, got fired, claim denied. Talked to old employer about it they said they filed appeal. Talked to insurance , they say old employer didn't file. I got letter from old employer stating that I was denied life insurance due to my husband being on hospice and a check that I... Read more »
I'm sorry for the loss of your husband and this difficult ordeal. There is no simple answer here. As a starting point, you can gather records of all correspondence, including matters concerning the insurance denial, employer's appeal, original application, and everything else you have and...Read more »
When an officer issues a ticket he or she will provide with a physical ticket advising you of the offense, etc. It does not sound like you were given a ticket. I’m guessing it has to do with your age? Maybe the officer wants to bring your license to your home to speak with your parents. It may be...Read more »
If you had insurance on the date and time you were ticketed, you need to appear in court and show that proof of insurance. If you did not have insurance on the date and time you were ticketed, you need to show proof that the car was junked and that you have insurance now on another vehicle. If this...Read more »
And I don’t know what todo it’s my first time going to court and the car I was driving wasn’t mine it was my sisters car , but I told the officer that I was going fast cause I had low fuel on the car and I don’t know what to do
I share an insurance plan with my mom and I guess since I don't pay it I kind of just forgot when it expires and kind of figured my mom would renew and give me a new card, but that didnt happen. The officer said if I provide proof of insurance at the court date the fee will be waived.... Read more »
Go to court at the designated date and time. When your case is called, come forward and have your proof of insurance available. Hear the offer they make and hope it's court supervision on both tickets.
if not on both then on the no insurance for sure. if you do not get supervision on...Read more »
I contacted my insurance and all they see is a ticket on my record. It does not tell them it is "supervision". They told me to send them my DMV driving record. My question is: does supervision = the insurance can legally increase my premium?
I have visited a local auto detailer and they told me based on damage it was the other driver at fault. At time of claim havent had the opportunity to share photos or this info I now have but will share with adjuster even though it may matter.
The ticketing officer said no court was required and the ticket I received didn't have a court date it happened on 12-16-11 and a collection agency is wanting money from me when I had insurance the paper they sent me when I disputed the collection claim showing my ticket but the tick I... Read more »
Because you were insured at the time, you should obtain proof of insurance from the date of the ticket by calling your insurance company. A motion should be filed to bring the case back in front of a judge to show proof of compliance and ask that the ticket be dismissed. An attorney can assist you...Read more »
I was in my mothers vehicle. I was an insure driver on the vehicle. I was pulled over for a broken taillight. The ticketing officer told me to show my proof of insurance to the county clerk no sooner than 7 days and no later than 30 days and they would return my license. On day 27 I went to the... Read more »
First of all, this is quite old so you will certainly want to hire an attorney for this case as it will require a motion to vacate the judgment. Typically, the court will not entertain a motion on a case older than two years and they prefer them to be within 30 days. Seeing...Read more »
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.