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Illinois Insurance Defense Questions & Answers
2 Answers | Asked in Insurance Defense and Traffic Tickets for Illinois on
Q: My driving record shows "supervision" for a ticket. Can my car insurance raise my premium?

I contacted my insurance and all they see is a ticket on my record. It does not tell them it is "supervision". They told me to send them my DMV driving record. My question is: does supervision = the insurance can legally increase my premium?

Theodore J. Harvatin
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Theodore J. Harvatin
answered on Oct 17, 2017

The insurance company will not see supervision on the general abstract. That only shows up on court purposes abstract.

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1 Answer | Asked in Civil Litigation, Insurance Defense and Personal Injury for Illinois on
Q: Would I win a small claims for damage expenses to my veichle from other driver that my insurance found me At Fault with.

I have visited a local auto detailer and they told me based on damage it was the other driver at fault. At time of claim havent had the opportunity to share photos or this info I now have but will share with adjuster even though it may matter.

Peter N. Munsing
Peter N. Munsing
answered on Jun 22, 2017

Certainly if your rates get raised you can bring out this issue again. If you were hurt, contact a member of the Ill Trial Lawyers Assn--they give free consults. If not, you can try small claims.

1 Answer | Asked in Insurance Defense, Traffic Tickets and Appeals / Appellate Law for Illinois on
Q: I received a no insurance ticket and I had insurance when is court date set?

The ticketing officer said no court was required and the ticket I received didn't have a court date it happened on 12-16-11 and a collection agency is wanting money from me when I had insurance the paper they sent me when I disputed the collection claim showing my ticket but the tick I... Read more »

Brandon K. Davis
PREMIUM
Brandon K. Davis
answered on Apr 9, 2017

Because you were insured at the time, you should obtain proof of insurance from the date of the ticket by calling your insurance company. A motion should be filed to bring the case back in front of a judge to show proof of compliance and ask that the ticket be dismissed. An attorney can assist you... Read more »

2 Answers | Asked in Insurance Bad Faith, Insurance Defense and Traffic Tickets for Illinois on
Q: I received a no insurance ticket in illinois but i had insurance just no proof, I still have proof what do I do?

I was in my mothers vehicle. I was an insure driver on the vehicle. I was pulled over for a broken taillight. The ticketing officer told me to show my proof of insurance to the county clerk no sooner than 7 days and no later than 30 days and they would return my license. On day 27 I went to the... Read more »

Jason A. Wilkins
Jason A. Wilkins
answered on Jan 24, 2017

Hello Asker,

First of all, this is quite old so you will certainly want to hire an attorney for this case as it will require a motion to vacate the judgment. Typically, the court will not entertain a motion on a case older than two years and they prefer them to be within 30 days. Seeing...
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2 Answers | Asked in Car Accidents and Insurance Defense for Illinois on
Q: CarInsurance canceled all coverage

CarInsurance canceled all coverage

We had left on vacation on December and made sure to get full coverage on the van we drove,

We got full coverage and made sure to pay the amount.

When we returned, we got into a car accident, when we go home, we received all the checks... Read more »

Steve McCann
Steve McCann
answered on Jan 23, 2017

It is certainly possible to fight this based on the limited information provided. However, the success of such a claim depends on very specific language in your policy, as you may not of adhered to noticing or other formal requirements. I would recommend organizing all information related to... Read more »

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1 Answer | Asked in Traffic Tickets, Insurance Defense and Juvenile Law for Illinois on
Q: I'm on supervision and have a conviction on my record. just got a citation for driving with a expired License.

What will happen¿

Jason A. Wilkins
Jason A. Wilkins
answered on Dec 27, 2016

Hello Asker,

Regrettably, I cannot answer this question without more information. Follow up questions would be necessary in a consultation to suss out the issues here. What I can say is that your new ticket for driving with an expired license can result in a revocation of your...
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1 Answer | Asked in Insurance Defense and Traffic Tickets for Illinois on
Q: If I have a ticket from 15 years ago for no insurance and I was so pos to do community service but dint do it.

I dint do the community service because I was in the hospital. What can I do now??

Jason A. Wilkins
Jason A. Wilkins
answered on Dec 17, 2016

Hello Asker,

With regards to this ticket, the court may entertain bringing it back into court but you would need sufficient documentation to prove you were hospitalized. You are also going to need an excuse for why you are only now addressing this matter. In practice, cases can be brought...
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3 Answers | Asked in Traffic Tickets and Insurance Defense for Illinois on
Q: I have a ticket from 15 years ago what can I do it's for no insurance
Cheryl Powell
Cheryl Powell
answered on Dec 14, 2016

Call the state's attorney and ask. It is a fine of $500ish, not a jailable offense.

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2 Answers | Asked in Traffic Tickets and Insurance Defense for Illinois on
Q: If you don't have proof of insurance then you show them that you have it will it drop?

Will they drop the charges that you have it proof of insurance to show them? Will you have go court over it or what?

Brian Polinske
Brian Polinske
answered on Dec 5, 2016

By statute they must dismiss the charge with proof of valid insurance.

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