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Questions Answered by Karra Kingston
3 Answers | Asked in Bankruptcy for New York on
Q: I'm filling bankruptcy and my boyfriend is a co-signer on a loan. Is there a way he can be made to help pay for bankrupt
Karra Kingston
Karra Kingston answered on Apr 1, 2019

Just because he’s a co-signer on a loan doesn’t mean that he will be forced to pay for your bankruptcy. He will still be liable for the debt because he is the co-signer.

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2 Answers | Asked in Bankruptcy, Consumer Law and Collections for New York on
Q: Do Money judgments in New York need to be renewed for a second 10 year term, or the judgment automatically lasts 20?

I see it says 20, but I have been coming across forums that say that it must be renewed in 10 to last another 10.

Karra Kingston
Karra Kingston answered on Mar 26, 2019

It lasts for ten years but they have the right to renew the judgment so it lasts for 20 years

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1 Answer | Asked in Bankruptcy for New York on
Q: Deje mi corro en un parking y no he podido sacarlo porque no tengo empleo. En ese carro tengo los papeles de mi corte.

Son mis papeles de la corte mio, mi esposo y mi hija.

Karra Kingston
Karra Kingston answered on Mar 7, 2019

Los papeles de Corte son para bancarotta? Llama el Corte.

3 Answers | Asked in Bankruptcy for New York on
Q: Im late in filing the last credit councelling certificate in my Chapt. 7, will I still get a discharge if it was due

5 weeks ago or do they naturally give you an extention of time and how much?

Karra Kingston
Karra Kingston answered on Mar 4, 2019

If you had an attorney you should ask them. If they closed the case before you did the course then you will not receive your discharge if it’s too late. You would have to reopen the case. I would speak to an attorney.

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6 Answers | Asked in Bankruptcy for New York on
Q: I filed chpt.7 but my automatic stay was removed by the bank, if i convert to a chpt13 do i get a new automatic stay,

And do the bank have to motion the court again to remove the chpt13 stay?

Karra Kingston
Karra Kingston answered on Mar 2, 2019

Did you have a lawyer when you filed? If so you should ask your attorney or get one before it’s too late.

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3 Answers | Asked in Bankruptcy for New York on
Q: can a family’s members bill in there name be claimed on my bankruptcy?

My cell bill is very high and in my moms name. I have been paying it, can I include that?

Karra Kingston
Karra Kingston answered on Feb 22, 2019

No not if it’s not in your name.

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5 Answers | Asked in Bankruptcy for New York on
Q: After filing, can the trustee ask for my rent lease to be terminated? I stated I will to assume my apartment lease.

I have already filed my case but I read online If the trustee believes the rent is unreasonable or beyond the debtor's means, he can direct the court to terminate the lease, allowing the landlord to evict the debtor. Furthermore, the trustee has to decide within 60 days of the petition filing... Read more »

Karra Kingston
Karra Kingston answered on Feb 19, 2019

Yes it can be true but doesn’t really happen you should contact your bankruptcy attorney

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4 Answers | Asked in Bankruptcy for New York on
Q: If I am paying part of my boyfriend’s bills do I need proof for my attorney when filing chapter 7 bankruptcy?

If i file chapter 7 bankruptcy and I put together a budget And Me and my fiancé bought a apartment together although it’s in his name. I am not living with him but I pay part of the bills. Do I need to bring proof that I’m paying the bills. Such as fuel or cable

Karra Kingston
Karra Kingston answered on Feb 13, 2019

Ask your attorney anything your attorney asks for you should get together.

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4 Answers | Asked in Bankruptcy for New York on
Q: Own 25% of a property in Canada. If declare bankruptcy in NY, could the court force liquidation of the property?
Karra Kingston
Karra Kingston answered on Feb 13, 2019

Yes, they could but it also depends how much equity is in the property. I advise you speak to an experienced bankruptcy attorney.

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5 Answers | Asked in Bankruptcy for New York on
Q: I got homestead exemption in ny, I have full equity in my home. Do the trustee still have to sell the house? For Chap. 7

Also my unsecure are about 40 thousand, can i keep my property or must the trustee sell it, for Chapter 7? And if the trustee sells it will she cut a check for only the homestead exemption or all of the equity too?

Karra Kingston
Karra Kingston answered on Feb 5, 2019

Hello,

If your house is exempt then they won’t sell it but that is only if you are u see the exemption in New York.

You may want to hire an attorney that can help you.

Warm Regards,

Karra Kingston

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4 Answers | Asked in Bankruptcy, Foreclosure, Real Estate Law and Landlord - Tenant for New York on
Q: Can you seek leniency from the court to avoid extreme hardship

My house was foreclosed on receive a letter to vacate have three children in school and my funds are limited

Karra Kingston
Karra Kingston answered on Feb 3, 2019

Probably not. It’s up to the judge but most likely not at this point.

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6 Answers | Asked in Bankruptcy for New York on
Q: If I am being sued by a credit card company can I still file for bankruptcy?

I have a lot of credit card debt and I’m only able to make the minimum payment. So I signed up for debt relief and it was still too expensive so I canceled it. Now I’m being sued by one of my credit card companies because I owe them money. I wanted to know if I was still able to file bankruptcy.

Karra Kingston
Karra Kingston answered on Feb 1, 2019

Yes you can still file if your being sued! It will stop the lawsuit.

Karra L. Kingston Esq.

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1 Answer | Asked in Bankruptcy for New Jersey on
Q: Hi , I need to file for bankruptcy what are the requirements to be eligible for pro bono services, i don't have money .
Karra Kingston
Karra Kingston answered on Jan 25, 2019

You should contact your local bar association and ask them

4 Answers | Asked in Bankruptcy for New York on
Q: What is the law number that allow exemption in households

I am filing for chapter 13 and asked me, after the amount I claimed, what is the specific law that allow exemption

Karra Kingston
Karra Kingston answered on Jan 19, 2019

I’m not really sure what you are asking. I advise that you sit and speak with an attorney.

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3 Answers | Asked in Bankruptcy for New Jersey on
Q: I am in bankruptcy chapter 13 so why is the mortgage company trying lift the Automatic stay

I have been in bankruptcy chapter 13 since February 2018. I pay the trustee On time and is up to date I pay my insurance homeowners on time and all my bill.so why is the mortgage company trying to lift the automatic stay

Karra Kingston
Karra Kingston answered on Jan 3, 2019

There are many reasons. You should contact your bankruptcy attorney .

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3 Answers | Asked in Bankruptcy, Consumer Law and Contracts for New York on
Q: If I'm residing with roommates, is the personal property of theirs that they allow me to use legally considered mine

For example, because my roommate allows me to watch his TV and control it, does that constitute my ownership of his TV?

Karra Kingston
Karra Kingston answered on Dec 19, 2018

No, if you don’t have title or your name is not on it.

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4 Answers | Asked in Bankruptcy for New Jersey on
Q: Bankruptcy

Im behind on credit card debt and Americam express filed papers with court this will i still be anle to file for chapter 7

Karra Kingston
Karra Kingston answered on Dec 12, 2018

I would need more information to know if you qualify. But I’m a Chapter 7 lawsuits can be included when filing a chapter 7 and could be included as long as you qualify.

It is important to consult with an experienced attorney

Https://bankruptcylawnynj.com

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4 Answers | Asked in Bankruptcy for New Jersey on
Q: Looking to file chapter 7

The wife and i have an extended family of 8 in our home it has placed a burden on us financially im not sure of income limits in NJ our net after tax is around 85,ooo

Karra Kingston
Karra Kingston answered on Dec 12, 2018

Yes you can file bankruptcy! You should speak with a bar certified attorney who can explain everything to you

Bankruptcylawnynj.com

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5 Answers | Asked in Bankruptcy for New York on
Q: Does my social security get touched if I file?
Karra Kingston
Karra Kingston answered on Dec 4, 2018

No, your social

Security will not be touched

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