I recently experienced an auto collision and filed a bodily injury claim with the 100% at fault parities Insurance. However, the adjuster's communication has been lacking, and they failed to address important direct questions about the settlement offer. There were delays in receiving... View More 
answered on Jul 26, 2023
The insurance company has a duty to act in good faith when administering a claim. Georgia Code § 33-4-7 establishes that an insurer “has an affirmative duty to adjust that loss fairly and promptly, to make a reasonable effort to investigate and evaluate the claim, and, where liability is... View More
Their names are on the title of their cars, and they still live at home, but I pay the auto insurance. If I could be sued, would a $1million policy be enough? The basic policy covers $500K, and I have a $1 million umbrella policy, so currently I am covered for $1.5 M. Do I need to be covered for... View More
answered on Jul 16, 2023
Unless you independently did something wrong (for example allowed someone incompetent to drive) your liability is limited. But higher insurance provides better protection and is often worth the small increase in cost.
Also make sure you have the highest amount of UM/UIM coverage, as... View More
I received a ticket in alpharetta Georgia for a Hit and Run With no persons harmed just vehicle damage. The police arrested me and let me out on bond. I was just scared and did t know what to do and left no note. No one took my license.
if convicted of a misdemeanor in court will DDS... View More
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answered on Jul 11, 2023
A conviction for hit and run can suspend your license in the State of Georgia; there are things an experienced attorney may be able to do that would keep that from happening, so this is a situation it would be smart to speak to one before pleading guilty to that charge.
No field sobriety tests or chemical tests were done and the crash caused the defendant to break her foot and hand.
- Can the crash be used as a defense for the alcohol symptoms of swaying and red eyes since the airbag deployed?
answered on Jun 26, 2023
The accident itself is not sufficient evidence alone. The red eyes and swaying could definitely be attributed to the airbag and the accident. The odor of alcohol will have to be defended more rigorously. There are certain questions to ask the officer that can expose the officer's inability to... View More
Joint owner of motor vehicle with spouse. Spouse is involved in an m/v injury accident whilst driving jointly owned vehicle, what are my legal responsibilities as his spouse and joint owner of the vehicle?
answered on Jul 4, 2023
A Georgia attorney could advise best, but your question remains open for two weeks. A GENERAL possibility nationwide (subject to state-specific practices) is that if policy limits are exceeded, jointly held property or assets could be targeted by a plaintiff to satisfy a judgment from an... View More
I’ve been working with this firm for maybe 4-5 months. While working on my parked food truck, I was hit by a commercial vehicle which has caused 6 slipped discs and 2 herniated discs. I’ve gone through treatment, gotten injections and will have to get treatment every 6 months. I was completely... View More
answered on Jun 20, 2023
I do agree, something seems off. It is generally the case that once a client's medical treatments are finished, it can take anywhere from 2 - 4 weeks to obtain all of the client's medical records and bills. Every now and then there will be difficulty getting a record or a bill but that... View More
How is that possible? I don't remember even getting out of the car and by the time I came to my senses a passerby had already reported the accident. I had a head injury, it's not like I deliberately tried to hide the fact their was a wreck.
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answered on May 1, 2023
It seems you may have suffered a brain injury and short-term memory loss. There are times where you may have been given a citation; however, the OTHER DRIVER was at fault for causing the wreck. Additionally, your injuries may be more significant than just what you felt at the time of the wreck.... View More
I was recently injured walking in a crosswalk by a young man pulling out of a parking lot. He was cited for not yielding in a crosswalk. He has 25k medical and 25k bodily injury. His insurance company left a message asking for a "statement". Do I need to provide this? I'm... View More
answered on Apr 12, 2023
Do not provide a statement without the assistance of an attorney. The insurance company asks questions specifically designed to allege fault on your part. You will need to provide your full medical records, which may include medical records prior to the accident if requested. You are entitled to... View More
I was merging over to shoulder when I got hit
answered on Apr 3, 2023
This is a fact driven scenario and will be determined based on the evidence that can be produced. If you were able to signal the lane change after stalling, it is possible the party who rear-ended you would be at fault for following too closely and would be liable for your injuries. However, if the... View More
i want to know what disclaimers i need for if they leave after an edible and go wreck a car then try to blame me for it or things of that nature. any other answers would be greatly appreciated. i want to be 100% legal with everything and turn this into an experience
answered on Apr 20, 2023
A Georgia attorney could advise best, but your question remains open for three weeks. Your question covers lots of ground - type of business structure, insurance, etc. - and it might be difficult to obtain meaningful guidance in the brief format of a Q & A forum. One option is to think about a... View More
IS A FALSE CLAIM. WHAT CAN I DO TO ARGUE TO MY INSURANCE COMPANY TO NOT PAY THE CLAIM?
answered on Feb 11, 2023
A Georgia attorney could advise best, but your question remains open for two weeks. You could gather your evidence, such as video, photos showing no damage, witness statements, etc. Your position will probably result in your carrier conducting its own investigation. Ultimately, the decision will... View More
answered on Feb 4, 2023
A Georgia attorney could advise best, but your question remains open for two weeks. In this type of setting generally speaking, two options are to go to court, as you mention, or to lower the amount demanded. Yes, there's always a possibility that plaintiff could lose. A case could be... View More
answered on Jan 28, 2023
A Georgia attorney could advise best, but your question remains open for two weeks. However, accidents nationwide could be investigated by various entities, including insurance companies, departments of transportation, departments of highway safety, and outside agencies. Different entities could... View More
is the person who caused the accident at fault? Progressive insurance did not accept liability for the cause of the accident.
answered on Jan 7, 2023
Based just on your facts, and without knowing more, I'd guess the at fault party's insurance is responsible for your repairs. Getting that insurance company to pay is the tricky part. Alternatively, if Progressive denied responsibility, your own insurance may cover it, subject to your... View More
In June ‘22 I was in a minor fender-bender where I hit the rear bumper of another car (damage was only a small crack). The other party agreed to work outside of insurance and I agreed to pay for the damage but only directly to the collision center. Months went by and I kept getting excuses on why... View More
answered on Jan 7, 2023
Yes. When you cause an accident, you are legally obligated under Georgia law to pay for the damages you caused. The statute of limitations in Georgia for property damage to a vehicle is four years, meaning the other party could wait until June 2026 before filing suit against you and yet still... View More
answered on Jan 5, 2023
Most of the time, when one driver is hit by another, the police officer responding to the accident will conclude that the driver who was in back was "following too closely". Therefore, the driver who "rear-ended" the other driver is "at fault". However, this is not... View More
answered on Dec 27, 2022
The answer to your question is governed by the Georgia Nonresident Motorist Act statute (specifically, O.C.G.A. 40-12-3). Under that statute, suit against a nonresident may brought (1) in the county in which the accident or injury occurred or the cause of action originated or (2) in the county of... View More
The owner was not the driver nor passenger of the vehicle involved in the collision?
Also, same question but for the nonresident policy holder who was not operating nor in the vehicle at the time of the collision?
answered on Dec 10, 2022
You may serve a nonresident using the Georgia Nonresident Motorist Act statute. In order to do so, you must serve a copy of the complaint/summons on the Secretary of State AND by giving notice of such service and a copy of the complaint/summons by registered or certified mail or statutory... View More
Walked away from the incident and the guy said everything was fine, nothing to report both drove off.
answered on Dec 13, 2022
A Georgia attorney could advise best, but your question remains open for two weeks. If there was no apparent damage to the vehicles, it would probably not result in a significant PD claim. But if the person claims injury, that would be something your insurance carrier would need to defend you... View More
answered on Nov 19, 2022
Once a case settles, both sides are contractually obligated to fulfill their respective ends of the deal. In most instances, that means the injured party will sign a release while the other party will pay a sum of money. In the event either party fails to uphold its end of the bargain, the... View More
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