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The debts that were connected to the judgments were taken care of in the bankruptcy, and we heard nothing else about them, so we made the assumption that they were resolved. We are in the process of refinancing our home (it is currently on contract, and we are working with our bank to refinance it... View More 
answered on Sep 23, 2024
There are some limited ways to attack/remove liens in bankruptcy, but your post indicates that you did not do that (it is possible to reopen a bankruptcy to afford relief to a debtor).
Otherwise, a bankruptcy discharge does not remove a perfected lien, and in most jurisdictions. a judgment... View More
answered on Mar 8, 2023
A quick check indicates that Iowa does NOT recognize the federal bankruptcy exemptions, so you'd be subject to the Iowa state statutes for any exempt property.
I strongly recommend that you speak with an experienced Iowa attorney to determine the nature and extent of exempt property... View More
Filed chapter 7 bankruptcy vehicle never repossessed left on my property almost 5 years now can I claim as abandoned property?
answered on Mar 19, 2023
You can try. Laws regarding abandoned property vary from state to state.
answered on Feb 27, 2023
Quickest way is for you to google Official Bankruptcy Forms, and you should end up on the site for the official Iowa bankruptcy court. And alternative is to go to bankruptcydata, com, and click on "free resources", which will take you to a list of every official bankruptcy court site.... View More
Girlfriends vehicle what options do I have regarding responsibility or bankruptcy
answered on Feb 27, 2023
Much of the best answer depends upon whether/what docs you signed regarding the auto loan.
That the auto loan lender "filed a lien" against you strongly suggests that you signed some form of personal guaranty of payment on that loan. If so, and the loan is in default, the lender... View More
All other creditors took filing and attorney info over the phone (call recorded by me). Bankruptcy had been final for a time when the bank in question FINALLY took the attorney's information OVER THE PHONE! While it was happening I researched the number (would not answer it, as it was... View More
answered on Aug 6, 2022
You should sue them or at the very least bring contempt proceedings against them for violations the stay.
answered on Apr 5, 2020
Schedule a consult with a bankruptcy attorney who can evaluate the financial situation and answer your question.
I was purchasing the home from my landlord on contract I’m fine with losing that money it’s not worth it especially since he’s filing bankruptcy. The auction is coming up soon. I would like to know how much time I have (if any) after the auction?
answered on Sep 18, 2019
Yes, possibly, depending on how they were characterized in the award of fees.
For bankruptcy. She listed the home she only has one third of the house and now the lawyer for her has told us we have to be out of the home in less than a week. We have no money to move a large house with 50 years of stuff pets, and my girlfriend has a trake and can't move things at all. Can... View More
answered on Sep 18, 2019
You do not have to move unless ordered by the court. You and your. Either should hire a lawyer to defend your rights.
And the lawyer states we need to sale home now cause he owns a 3rd of it, because my sister filed bankrupctu
How's that work and what's my rights
answered on Jul 20, 2019
Depending how he obtained yoursusters share, you and your brother will likely have to buy him out. You may need to have it appraised to determine the actual value.
A family member I'm in the process of filling a small claims suite against caused thousads of dollars worth of damage to my home. Could this person use bankruptcy to get out of paying a settlement if it's ruled in my favor?
answered on Jun 26, 2019
Unless Iowa is very different than most states, you cannot bring an action seeking "thousands of dollars" in a small claims court. Your important question about the bankruptcy cutting you off should be asked to and answered by a bankruptcy lawyer in your area.
answered on Apr 16, 2018
If you signed or co-signed as guarantor debt or have some legal obligation to pay them, there is no recourse. However, if you have been garnished for his bills and arenot liable for them, you can bring a wrongful garnishment suit against those creditors.
No divorce forcing me into treatment but legally I don't live there can they take house based on my non residence in marital home
answered on Aug 11, 2015
Go see a bankruptcy attorney about this. What you apparently need is specifically tailored legal advice, not just general information about the law.
How will this affect me? Do i need to do anything? I have 3 joint credit cards that I took in our divorce.
answered on Jun 25, 2014
You need to review your Judgment of Divorce. After she files for bankruptcy, you will be solely responsible for repayment of the 3 joint credit cards. If, in your judgment of divorce, it is ordered that she pay these cards, it is possible that you can bring her back into court and file a motion... View More
I can not come up with the 3000 plus dollars the company wants to unfreeze my bank account, they will not work with me at all, i also have a consideral amount of court fines that i have been paying off, so i dont get in trouble with the law
answered on Jan 28, 2014
Debt is not the only thing to look at when considering Bky. Income must be examined to confirm you pass the Means Test (income is compared to those in your community). You must also examine transfers/sales (court could reverse transfers or sales for less than market value) and exemptions (you... View More
I let a man move in with me cause he had nothing. Found out that he is a registered sex offender and I had no idea! He also used my card and put lots of charges on it. I kicked him out after 4 yrs and somehow he found out that the card was maxed out he called them and took his name off of the... View More
answered on Jan 28, 2014
Q: Do i need to file bankruptcy? i hav 12000 in over due dept and just had my bank account frozen,
1 Answer | Asked in Bankruptcy Law for Iowa on Mar 17, 2013.
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I can not... View More
answered on Jan 28, 2014
Seven (7) years must elapse between the filing of Chapter Seven Cases.
www.dont-sweat-the-debt.com
answered on Jan 28, 2014
Contact the Trustee in the Case.
www.dont-sweat-the-debt.com
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