Get free answers to your Foreclosure legal questions from lawyers in your area.
How would someone find out that information? Is going through a lawyer the only way to get reliable infor.?
answered on Oct 16, 2020
No. Mortgages are junior to the taxes. Thus, they should be foreclosed out, unless the plaintiff failed to name it.
answered on Sep 3, 2020
There is a big difference between the two. No lawyer is going to give you a tutorial. If you do not know what to do, hire a lawyer.
The mortgage guarantor sold our home through foreclosure sale to a 3rd party servicer through a referee's deed. There was no note attached to the mortgage. The servicer has no standing or interest in our home. The trust associated with the house is closed.
answered on Jul 16, 2020
You haven't provided enough information for anyone to provide an answer.
With this said, New York is a judicial foreclosure state, which means that a foreclosure cannot happen without a Court Order. The process tends to take quite a long time, so it's extraordinarily doubtful that... View More 
There is no note for my home. This is New York and the note was electronically recorded by MERS. We were not notified of the sale.
answered on Jul 15, 2020
There appears to a lot going on. Send your case to a lawyer to get a free consult about what is happening.
Homeowner lost her job and couldnt pay mortgage for a few months. A servicer suggested that a mortgage modification is available if payments are made. The homeowner made the payments to the servicer, but the modification never occurred and now is at risk for foreclosure.
answered on May 27, 2020
Have you appealed the decision? When did you apply? What is your current interest rate?
There are a lot of factors that go into a loan modification. Just because you didn't qualify 6 months ago, doesn't mean you won't qualify now.
We separated two years ago, and part of our agreement was for me to move out, and she'll retain the home, as long as she can maintain the monthly payments. At the time of agreement, I didn't have the resources to do things the RIGHT way and wanted the path of least resistance to just take... View More
answered on Apr 7, 2020
What you have not confirmed is whether you are on title as well as the loan. If on title, bring a partition action to sell the property by court order, and in turn, pay off the loan. That may also force her to refinance. If there is no equity in the property, there is little you can do, but let... View More
Foreclosure notice on the door do we have to pay rent? Is it a fraudulent lease since he didn’t tell us the house was in foreclosure? And is it true that the law change that you only have to pay one month security?
answered on Mar 14, 2020
The whole thing may be a fraud. The "landlord" may not even own the house. If you paid already, you might call the police.
When a mortgage and note (one document, titled NOTE AND MORTGAGE) is sold, the creditor/lender/noteholder/mortgagee changes, but the debtor/borrower/mortgagor stays the same.
If the debtor/borrower/mortgagor then sells the mortgaged property (the deed to his house), subject to the... View More
answered on Mar 19, 2020
When a lender assigns a note and mortgage, the debt remains with the borrower even if the property is sold subject to the mortgage.
answered on Feb 21, 2020
If you file a bankruptcy, the automatic stay will stop the lender from selling your house as long as you are eligible. Just filing a regular lawsuit usually will not stop a foreclosure sale.
You really should talk with a foreclosure defense attorney to go over all of your options. Most... View More
Bottom line I wasn’t given a opportunity to state my case .they didn’t own the note , this is why I never had that meeting .the opposition always made excuses why they couldn’t meet with me , and they got away with this ! What can I do to save my house ? It’s been a 11 year battle dealing... View More
answered on Jan 6, 2020
It sounds like you are in a tight spot. You need to talk with a foreclosure defense attorney as soon as possible.
Already in foreclosure.
Being auctioned 1/24/20.
answered on Dec 31, 2019
Are you the owner or the tenant? If you are the tenant, you have the same rights you had before, including a lease.
answered on Nov 14, 2019
You need to file the bond with the clerk. There is a fee. The judgment will be stayed until the appeal is over.
answered on Oct 29, 2019
You cannot be evicted. Make sure you have a copy of your lease to show the buyer at the sale.
I was temporarily not living there while evicting an ex girlfriend. She is the one served on the paperwork i want my house back and the 16000 dollars ive wasted on living and animal boarding
answered on Oct 29, 2019
It is legally possible to foreclose against a property owner for nonpayment of common charges. This process could have legally proceeded even if you were not personally served with the papers commencing the case; however, the affidavits of service and other documents would need to be carefully... View More
Do I need permission from the bank to remove my personal property before the sale?
answered on Oct 20, 2019
Are you the owner or a tenant? If you are the tenant, the lender would have no interest in your personal property. However, if you start taking appliances, the lender may not believe you own them. Likewise, if you are the owner, the lender would not be interested in your personal property but... View More
Bank open a foreclosure case with out client(bank) Signed affidavit .
If no affidavid shouldn’t open this case or
Shouldn’t started ? Am I wrong ?
How it’s work ? Thank you
answered on Oct 29, 2019
Like other litigations, foreclosure cases are commenced by service of a summons and complaint not be service of an affidavit.
answered on Oct 16, 2019
Sale dates are set by the Referee and are advertised as per court order. Thus, your question makes no sense.
If sold pursuant to foreclosure can they keep entire proceeds even if it exceeds amount owed to Timeshare Company. I called and was told that I lose ownership in this foreclosure.
answered on Oct 14, 2019
This may be true. To work through this, I'd have to review the terms of your purchase agreement.
Said they served my daughter 1/11/06, Forecosed on 6/2006. Knew nothing until 3//2015. 3/2015 Friend told me my home was being sold. 1/2005 home next door was 100% destoyed by water damage. The bank knew for a fact where I was living.
My daughter stated in court papers she was never... View More
answered on Oct 8, 2019
I'm sure you are anxious for an answer but a real answer to your situation would best be sought by having an attorney review all the documents and facts related to your situation.
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