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South Carolina Car Accidents Questions & Answers
0 Answers | Asked in Car Accidents, Insurance Bad Faith and Personal Injury for South Carolina on
Q: Insurance company with liability and their obligations to provide a rental?

This is a two-part question.

If an out-of-state driver is found at fault for an accident and their insurance company has accepted liability, is it their state law that governs the claim? Or is it South Carolina law, where are the accident occurred and the victim lives, that covers the... View More

1 Answer | Asked in Car Accidents for South Carolina on
Q: Car accident. Other ins had my car fixed w/o my knowledge and want me to accept car. If I do does that end my claim?

I have requested help through my ins but have not heard from them in over a week. Would like unbiased opinion. Other driver 100% at fault. Other ins has drug this out for almost 3 months now. Located in SC.

Roy Willey
Roy Willey
answered on Nov 20, 2024

In general, unless you sign a release document you are not ending your claim. However, you should consult with an experienced attorney about your particular case. Each case will be different based on its unique facts. Also keep in mind you have a limited time to bring a case in South Carolina if... View More

0 Answers | Asked in Car Accidents for South Carolina on
Q: Hello, I have a question about auto accidents.

If I am on my parents car insurance plan, but I am listed as an individual driver, and have my own vehicle on their policy. Essentially, I have my own policy branched off under my dad’s. If I am in an accident, and the other party decided to sue for some reason, my insurance company would be... View More

1 Answer | Asked in Car Accidents for South Carolina on
Q: Wifes car was damaged while she was at a prayer meeting

The lady whose house she was at gave her daughter the keys to move her car and her daughter hit my car. This was 18 months ago and she will not contact her insurance to verify it was her fault that our car was hit. There was no police report filed because she figured the people that hit it were... View More

Tim Akpinar
Tim Akpinar
answered on Dec 3, 2024

A South Carolina attorney could advise best, but your question remains open for three weeks. It sounds like a difficult situation because you know the people. The options include handling it through your own carrier, if your policy covers it, or pursuing the matter against the other vehicle owner.... View More

1 Answer | Asked in Car Accidents for South Carolina on
Q: i was involved in non at fault accident other party issued citation for failure to yiel my car is totaled!

My myself and my child were involved in a not at fault accident, pretty sure my car is totaled is 11 years old with over 120,000 and significant body and frame damage, I owe more of the vehicle than its worth about 6000.00 more, Im going through the responsible partys insurance they were in a... View More

Robert Fredrick Goings
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Robert Fredrick Goings
answered on Oct 7, 2024

If you have a balance remaining on the car loan that exceeds the actual cash value of the vehicle , the insurance company will likely not want to pay off the loan balance. The law states that you are only entitled to the actual cash value, but there are some legal argument that an experienced... View More

1 Answer | Asked in Personal Injury and Car Accidents for South Carolina on
Q: What's my case worth

I was parked in an alley and proceeded to walk into the store. I heard a horn honk and went back to my car and when I approached it was a security money truck. He waived at me and vice versa. I then went to get in my car and before I could open my door to the car he was behind me trying to pass... View More

Tim Akpinar
Tim Akpinar
answered on Aug 28, 2024

A South Carolina attorney could advise best, but your question remains open for a week. It could be difficult for attorneys here to advise you on what your case is worth based on these limited facts. I'm sorry about your accident. I hope you're okay. You could probably get an idea of the... View More

2 Answers | Asked in Car Accidents for South Carolina on
Q: The driver of the car I was in is a friend of mime he said his lawyer sued all 3 of the claims of his insurance

He got 2 hundred thousand

I got 1 check for 3 thousand and fr his insurance copy only got thousand. I think my lawyer sued 3claims and Gabe me a dribble I was asleep when we got hit in the rear end by a drunk lady running from the cops I was never even told her court date any thing... View More

Joel Gary Selik
Joel Gary Selik
answered on Jun 3, 2024

The nature and extent of the harms and losses, and other factors may explain the difference in amounts. Consult with experienced malpractice attorneys in the state where this occurred.

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1 Answer | Asked in Car Accidents for South Carolina on
Q: Why is it taking so long for my claim to settle? Wreck was 2/26/24, I have sent all bills, paid and unpaid.

I have sent bills paid and unpaid, doctors notes from er visit and doctors note and recommendations for my future surgery on my nose. The at fault driver and women she hit have already had settled for their totaled vehicles and bought replacements. I was the one who was injured the worst from the... View More

Tim Akpinar
Tim Akpinar
answered on May 17, 2024

A South Carolina attorney could advise best, but your question remains open for a week. Three months is not a long time for a bodily injury claim to settle. Some could go on for years. One possibility is that if you are still treating, the insurance carrier wants to await conclusion of your... View More

1 Answer | Asked in Car Accidents for South Carolina on
Q: Hit a loose dog with my car. I want dog owner to pay for deductible and damages. How do I do this?

My insurance says I'm not at fault

Joel Gary Selik
Joel Gary Selik
answered on Apr 16, 2024

Ask your neighbor for their p insurance policy information and submit a claim. If they refuse do a demand letter. If they does not work file a lawsuit (small claims).

1 Answer | Asked in Car Accidents for South Carolina on
Q: I got in an accident. It was my fault. My insurance lapsed. Vehicle was not insured at the time of accident.Clean record

I have to appear in court coming up for citation of failure to provide insurance. Clean driving record. No accidents, or tickets

Carole Jean Hayes
Carole Jean Hayes
answered on Feb 5, 2024

Just go to court and be very honest with the judge and let him know that you have no tickets and it was an honest mistake. As far as the damages, go to the other person and or their car, they will have to use their uninsurance coverage. This is coverage that is mandatory in our state and it will... View More

1 Answer | Asked in Car Accidents for South Carolina on
Q: If I wreck a vehicle that is not paid off in full but am the registered owner, what are my obligations as to returning

The license plate and registration ?

Carole Jean Hayes
Carole Jean Hayes
answered on Jan 22, 2024

You should take care of both the license plate and the registration. You need to go to the DMV and return the tag and registration and you need to let the lien holder know as well if car is not paid off as they are going to continue to expect payments. If it’s totaled, they should be able to... View More

1 Answer | Asked in Car Accidents and Personal Injury for South Carolina on
Q: Is it true that in South Carolina the maximum award on vehicular- pedestrian collision is the limit of the ins policy?

As I was crossing the street, a woman ran into me causing serious injuries.

Roy Willey
Roy Willey
answered on Dec 29, 2023

No, that is not always the case. There are several factors to take into account outside of the actual bodily injury aspects of the policy, which sometimes get overlooked. Some of those include:

1.) Property damage coverage for punitives if punitive conduct can be shown;

2.) Assets...
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1 Answer | Asked in Car Accidents for South Carolina on
Q: Auto insurance of the liable person only wants to repair the front fender on my car. I want it replaced.

The body shop said the fender is border line for being repaired or replaced. The insurance company wants to go the lest costly route.

How can I get them to do what I want ?

Tim Akpinar
Tim Akpinar
answered on Nov 30, 2023

A South Carolina attorney could advise best, but your question remains open for a week. One option is to continue negotiation efforts - another is to consult with attorneys as to the cost of legal action. Good luck

2 Answers | Asked in Car Accidents and Personal Injury for South Carolina on
Q: Can you sue a person Civil court for pain and suffering from an auto accident & their insurance company also?

They were given a citation for the cause of the accident in the state of South Carolina.

Roy Willey
Roy Willey
answered on Sep 24, 2023

Yes, in SC our law requires an individual to have insurance to operate a motor vehicle, and our law requires that if that person injures someone in a motor vehicle accident they must be sued in their individual name to collect their insurance money if not settled out of court. Our law does not... View More

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2 Answers | Asked in Car Accidents for South Carolina on
Q: My car was total loss, the insurance company is deducting my deductible out of my settlement check, what can I do
T. Augustus Claus
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answered on Aug 2, 2023

In South Carolina, it is standard practice for insurance companies to deduct the deductible amount from a settlement check when a car is deemed a total loss. The deductible is the amount you agreed to pay out of pocket in the event of a claim, and it is subtracted from the total settlement amount... View More

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2 Answers | Asked in Gov & Administrative Law, Car Accidents and Insurance Defense for South Carolina on
Q: In 2015 we were told by our State Farm agent we could reduce our premiums by dropping underinsured motorists coverage

At the time, I was being hospitalized to have a stem cell transplant to survive an aggressive form of non Hodgkin lymphoma. We agreed to drop the underinsured coverage at a time when I was I jeopardy of dieing if I did not undergo the procedure. Arguably we were not thinking clearly to agree to... View More

Joel Gary Selik
Joel Gary Selik
answered on Jul 1, 2023

Have the signed form reviewed by experienced personal injury attorneys in your state.

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1 Answer | Asked in Car Accidents for South Carolina on
Q: personal injury from car acvident

progressive auto

Tim Akpinar
Tim Akpinar
answered on May 5, 2023

A South Carolina attorney could advise best, but your question remains open for two weeks. It looks like something may have gotten left off your post. You could try reposting. Don't include personal information. Good luck

2 Answers | Asked in Car Accidents and Criminal Law for South Carolina on
Q: Who af fault when passanger jerkes stearing wheel and driver overcorrected and hit car head on?

Driver and passanger were arguing, passanger asked multiple times to be let out if the vehicle but driver denied. Passanger gerked the wheel causing car to go off road into a grass field; driver then corrected the vehicle but wasn't paying attention and didn't stop the car from crossing... View More

Mark A. Siesel
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answered on Apr 20, 2023

If you are the owner of the vehicle, as the liability is clearly on your car (the other driver doesn't appear from what you describe to have done anything wrong). If you were driving someone else's vehicle with their consent, both you and the owner are responsible under vicarious... View More

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1 Answer | Asked in Car Accidents for South Carolina on
Q: got hit from behind in my work truck, insurance will not pay for a replacement truck, im out of business

i had a custom made topper for my tools on that truck and the amount they quoted me wont even get me a truck that works on the road so i can continue my business. they claim they are not responsible for replacing my vehicle. i say they are because i was in business before their client hit me and... View More

Tim Akpinar
Tim Akpinar
answered on Apr 16, 2023

A South Carolina attorney could advise best, but your question remains open for two weeks. You could consider a brief consult with a local attorney to determine whether this is something cost-effective to litigate, either on your own or with the services of an attorney. This is not an uncommon... View More

2 Answers | Asked in Personal Injury and Car Accidents for South Carolina on
Q: What is the quickest way to fire my personal injury lawyer I just hired? I’m in South Carolina. Need a new one!

Hired a personal injury, lawyer not satisfied with them. Been almost 3 months. She is doing the bare minimum and I I want a lawyer, who knows the ins and out and tricks and laws, and knows what to ask for so I don’t get screwed over in my case. I need someone who knows stuff like the fact that I... View More

Roy Willey
Roy Willey
answered on Mar 3, 2023

In South Carolina, like most states, the client owns the file. Therefore, to fire an attorney all you have to do is reach out to their office (preferably in writing via email / letter) notify them that you no longer need their services and ask for a full and complete copy of your file. Your next... View More

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