Get free answers to your Insurance Bad Faith legal questions from lawyers in your area.
I am the plaintiff in a suit against my former homeowners insurance for breach of contract and breach of implied covenant of good faith. Defense has served two sets same question, first set INCIDENT is " fire" and second set defines the suit above.
answered on Mar 22, 2019
Shouldn't you be asking this question of your attorney? He or she should be assisting you in responding to the form interrogatories. These two form interrogatories ask for insurance or self insurance for liability, such as cases for car accidents. Specifically, the interrogatory seeks to know... View More
Deceased ex-wife married and divorced in Hawaii. Wife believes she had right to policy??
answered on Mar 5, 2019
The question is a bit fragmented. My reorganization of the facts may be wrong, but I will try.
Husband ("H") and Wife ("W") got a divorce in Hawaii. H moved to California. H changed the beneficiaries on his life insurance policy. Then H died. W survived and believes... View More
i did a deposition on a stolen vehicle 55 days ago plus i had a attorney but the only thing that he does is set in on deposition's and i still have not heard anything and when i call all they will tell me is that they are waiting on there legal team to figure out what they are going to do and... View More
answered on Jan 29, 2019
If you insurer is reviewing the matter, they should let you know when they're going to make a decision re: your claim. They have 40 days to accept or deny your claim from the time
See: http://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cf... View More
Linda was a patient at Kaiser in Sacramento from Sept 24, 2017 till the beginning of June 2018. The beginning of June, Kaiser discharged Linda without my consent and without my knowledge to a care facility in Oakland, CA. Kaiser did not contact me about her discharge nor ask me where I wanted her... View More
answered on Nov 27, 2018
You should be asking Kaiser and the care facility in Oakland these questions.
this transaction was in 2012. what do i need to show that i do not own that car?
answered on Nov 14, 2018
You should have filed a Notice of Transfer and Release of Liability with DMV when you traded in the vehicle. https://www.dmv.ca.gov/portal/dmv/detail/online/nrl/welcome
However, the question is not what you need to prove that you don't own the car, but what the insurer/plaintiff needs... View More
answered on Oct 29, 2018
I have never seen a policy that requires you to lock your car as a condition of payment. How would the insurer prove that it wasn't locked? Do you even remember?
the accident?
answered on Oct 16, 2018
I do not practice in California, but your question remains open for four weeks. The underlying principle of insurance, in general, is to reimburse people for losses they sustain. Depending on the nature of the case and payment, carriers can offset their payment to reflect funds already received.... View More
I was suicidal ive been untreated postpartum for 2 years my brother commited suicide my mom died, ive been trying to get help but have failed up until now i have a good therpist prescribing my meds ive been off for 10 years. i needed help i was instigated and pushed away and i know its not right... View More
answered on Oct 6, 2018
Your question indicates that you are in Florida, but you asked your question in the California section. In California, if you are feeling suicidal, there are many options, including hotlines, personal physicians, the police and County Hospitals. If you are a danger to yourself, you can be... View More
my insurance company denied my claim due to wear and tear do I have a case?
answered on Sep 18, 2018
Impossible to say. You would need expert testimony from a vehicle appraiser or property damage estimator on the cause of the water damage and whether it was a maintenance issue or from a covered loss.
While I was a work, a driver lost control of her vehicle, hit my parked car pushing it into other parked cars before she crashed into a building. I have been with out a car for almost 2 weeks and her insurance company is telling me that they can not help me out because her insurance coverage is... View More
answered on Aug 28, 2018
Her insurance company will pay for damages she caused, up to policy limits. If your damages exceed those limits, you can submit your claim to your own insurer (hopefully your purchased rental car coverage), or you can refuse payment from her insurer and sue her in Small Claims for the total amount... View More
The day the supposed incident happened, we have him on camera never unloading a single box. We also have him on camera, walking out on the job, with no indication of injury. What can we do?
answered on Aug 26, 2018
Notify your insurance company. It will appoint an attorney to defend you and assert all appropriate defenses. Provide the video to the attorney.
I had mortgage disability once with state farm,I had surgery in aug/2014 and became disable,then filed in my claim with the insurance company in oct/2014,and in jan/2015 the insurance company denied to pay because it was pre-existing condition,dose still the statute of limitation law allow me to... View More
answered on Aug 21, 2018
In most cases the statute of limitations on a claim against your own insurance company for bad faith is one year (one year from the date of the bad faith). Sometime, it can be two years depending on the facts. I am not sure if he Small Claims Court handles insurance bad faith cases, but you may... View More
the court house provide me this website www.sos.ca.gov
1-click on business entities
2- business search
3- entering the name of cooperation or entity number, but give me the name of some agents insurance and outside state lawyers, don't know exactly who I need to send... View More
answered on Aug 21, 2018
Check this:
https://interactive.web.insurance.ca.gov/companyprofile/companyprofile?event=companyProfile&doFunction=getCompanyProfileResults
answered on Aug 20, 2018
Depends whose insurance is paying. If it's the other party's, usually it requires you to pay those expenses upfront and then reimburses you at the end. If it's your insurance, ask the adjuster. Unclear if the deposit gets refunded to you or is applied to your rental charges.
My Ins. requested I use their shop cost to repair to my son's car $3,166.00 their max Ins. value is estimated at $2,960.00 on car, ok, I have a quote from qualified body shop for less $2022.58 my quote was denied even after I suggested I sign waiver to release liability , my quote labor is... View More
answered on Aug 14, 2018
There is no bright line in CA as to a total loss. Usually, it is at 75% of the actual cash value of the car. You painting the care yourself doesn't mean that the cost of painting isn't included in the cost of repairs. It still has to be painted. You currently at 68% of ACV, and it... View More
answered on Aug 3, 2018
Contact some ERISA attorneys to discuss your case. It's a pretty specialized area of law. You won't get an answer on Justia.
The dealer is trying to deny the damage. But my car was not damaged before I took it there. Are they liable for fixing this? Is it worth seeking legal for the damages?
answered on Jul 21, 2018
If you have comprehensive insurance coverage, it will pay to repair the damage, minus your deductible. If not, you will probably have to sue the dealership for the property damage. Bring before and after photos, and estimate/receipts for repair.
answered on Jul 14, 2018
If there is "no reason", how can "she" be wrong? To be wrong, "she" must have had a reason. It makes no sense.
You need to consult with a workers compensation attorney. Do a Google/Bing/Yahoo search for your area and make some calls; or, talk to your HR Dept.
My company says I've reached my limits and I still have a lot of medical bills that need to be paid.
answered on Jul 6, 2018
If someone else is at fault, you are free to make a claim to their insurance at any time within the statute of limitations. If you cannot negotiate a resolution, you can file suit against the at fault person within 2 years of the date of the collision (assuming your case is an auto accident).
answered on Jun 15, 2018
It depends on the language of the policy. You would have to read it, or have an attorney read it. This is a very poor idea. Please reach out to a mental health counselor, your pastor/priest, and/or family members. Suicide causes immense pain for your loved ones.... View More
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