Get free answers to your Insurance Bad Faith legal questions from lawyers in your area.
I had been continually paying my life insurance premium for more than 16 years before i called to cancel (surrender policy). I was told that the insurance company should have given me some kind of money in return after 16 more years of payment, but nothing happen!
answered on Sep 8, 2019
Call customer service and find out whether you are entitled to payment and, if so, when it will be made.
I was in an auto accident 7/5/19 by someone who has Alliance United car insurance. They have 798 reviews on Yelp with 1 star. They totaled my 06 Acura TL that had little damage to its front end. The guy policy limit was $5000 and my car value was $7,800. I decided not to sue and told them to send... View More 
answered on Sep 4, 2019
To determine if your car is a Total Loss, you must follow the Total Loss Formula.
Total Loss Formula (in California) is Cost of Repairs + Salvage Value ≥ Actual Cash Value.
Salvage value is typically 25% of the Actual Cash Value (but each insurance company uses its own percentage,... View More
Long story short at work I ended up with carpal tunnel in both wrists. Got to the point where I was waking up at night in tears do to the pain. I at first tried to use my own personal doctor but my work did like the way it looked with braces on both arms and required me to go through Workman... View More
3 weeks of stalls and setbacks, then abruptly tells us to go away. I have a signed contract but they will not fulfill terms and now are trying to force me to sign a termination release. Is this legal.....(never mind unethical)
answered on Aug 16, 2019
It's not illegal in the sense that no crime has been committed. Whether or or not it breaches your contract depends on what the contract says about termination. You might have a claim for specific performance or breach of contract. You might not.
I was in a car accident 4 weeks ago, the insured of the other car accepted liability. I have a Stanford Hospital bill of $15,574 and I was unaware that I had state health insurance that will cover emergency room visits. My health insurance provider name and group/member number was not listed... View More
answered on Aug 5, 2019
It's hard to answer your question without more information but I can tell you that insurance companies do all they can to minimize how much they pay to people their clients (insured) injury with negligent driving. The health care provider will say that they haven't divulged any of your... View More
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answered on Aug 5, 2019
Really need an attorney to guide you in this, you do not want to be stuck with medical bills, this is not a small case.
under Third Party Liability you will have to pay back your medical insurance company.
do not trust the BI Rep to advocate for you, all the rep wants is for you to... View More
When the Insurance Carrier files a Declaration Under Labor Code Section 4906(h) with the WCAB under “penalty of perjury”, what establishes "Material Misrepresentations?"When would such application be considered defective or void?
The Defendants who filed the adjudication have... View More
answered on Jul 30, 2019
You are focused on the wrong issues. An application is on file. It can be amended at any time within 5 years of the date of injury. Now you have a case number. Defendants are correct in this regard, it doesn't make much difference what is on the application because defendants can always... View More
After a year long investigation in which we gave them everything they asked for.... They denied the claim.
answered on Jul 23, 2019
If the claim was for personal injuries (like uninsured motorist), many attorneys will take such a case on contingency. That means they get paid a percentage of what you get from the insurance company. If the claim is for property, it is more likely you will have to hire an attorney on an hourly... View More
Injury that happened at a job not related to my company. At first the claim was denied and now they are settling with the person. This is ridiculous and I was wondering if I can sue state fund for settling without my consent or knowledge
answered on Jul 19, 2019
The decision to settle belongs entirely to your insurer. You can file a complaint with the adjuster and he SVP of the claims dept. explaining your objection, and you can file a complaint with the insurance commissioner.
My employer filed my claim for industrial injury. The QME determined my injury was predominantly industrial on more than one occasion and that I was unable to return to work under no circumstances. This can also be supported by my treating doctors for treatment I recieve on a private basis.... View More
answered on Jul 10, 2019
Sadly, a finding by a QME that you are Temporarily Totally Disabled for particular dates may not be enough to require the Adjuster to pay TTD. IF the employer is saying the injury is not industrial and the employer wants a trial to try to prove the QME got it wrong, the adjuster won't pay.... View More
* FORMS TO FILE PROTECTIVE ORDERS
* SEAL MEDICAL RECORDS
* FORMS TO FILE OBJECTIONS
* FORMS TO FILE SANCTIONS
* INFORMATION ON SUSPENSION OF DEPOSITIONS
* FORMS TO MAKE A REQUEST FOR REIMBURSEMENT FOR MILAGE, EXPENSES, TTD OR PAST DUE WAGES & JOB... View More
answered on Jul 8, 2019
Get a workers comp attorney for your case, or pay for a full consultation on how to address the issues you raise. This forum is not for detailed, free advice on how to litigate your case.
Edd found out and had i committed serious criminal fraud
In August 2018, a health care provider delivered through FedEx, a broken piece of CPAP medical equipment, which I was unable to use for my diagnosed sleep apnea. I was unsuccessful in getting the equipment returned until February 2019. Since November 2018 when I received the first billing... View More
answered on Jun 26, 2019
Regardless of how frustrating and expensive this travail has been for you, it has none of the required legal earmarks to support a simple lawsuit, let alone support a class action. Rather than search for a lawyer or law firm to help you bring fire and brimstone down upon the heads of all the... View More
answered on May 18, 2019
Lack of insurance has nothing to do with who is at fault. If the other party is at fault, lack of insurance will only affect your ability to recover pain and suffering damages if you pursue a personal injury claim. You will only be able to recover economic damages (medical expenses, property... View More
This young guy hit my car CLEARLY at fault & admitted it. the insurance paper showed his policy had expired He told me that he would talk to his mother to get my car fixed. His mom is an insurance agent. the calls that were supposedly from a claim adjuster were not the # was from his moms... View More
answered on May 18, 2019
Unclear if you are injured from a collision or just want property damage repaired. The remedy for establishing who is at fault in a collision is a lawsuit. If you want your property damage repaired, file in Small Claims. Bring photos of the damage, and of the scene. Bring copies of the... View More
passed away person phone is at hand with sighs of unfair treatment
answered on May 14, 2019
There aren't any facts in your post to evaluate whether a malpractice claim is even possible. You will need to contact a malpractice attorney to discuss this in detail. Such claims cannot be evaluated over the internet.
Drive told Insurance that I hit his car while he was parked, I have witnesses that say otherwise, only thing is I have no bike insurance for bike nor a bike license, as I've owned it for a month, does this hurt me or what would happen?
In Barstow, California
answered on May 13, 2019
If you are hurt, contact a personal injury attorney to pursue a claim on your behalf. Since you were uninsured, you can only recover your economic damages - no pain and suffering.
If you have property damage only, file suit in Small Claims court. Bring your witnesses and... View More
Are Insurance contract, that state "all provisions of this contract amend to conform with statues of the state", and used an exclusions of "actual or beneficial ownership" to deny coverage, changed under cal statuary laws that define the transfer of the actual or beneficial... View More
answered on Apr 10, 2019
No one can answer without reading the policy, knowing the facts underlying the claim, and reading the declination letter from the insurer. However, "actual ownership" under the meaning of the policy is probably the meaning set forth in Vehicle Code 5600(a).
A beneficial owner is... View More
I filed a claim which was accepted. The MRSA continued, and I was treated for numerous infections until 3/2014, when I was hospitalized with MRSA SEPSIS. Hospitalized for 3 1/2 weeks in ICU, recovering from 3 emergency surgeries to save my infected arm. I reported my condition to my employer,... View More
answered on Apr 6, 2019
You need a worker's compensation attorney immediately. You should have no problem finding one near your work.
I filed for default judgement the judgement was denied but the default was entered now on the minutes it says demurrer motion to strike is that from the defendents since it's on there twice what do I do still turn the new judgement or now fight the demurrer motion to strike how could they... View More
answered on Mar 23, 2019
If the Default was entered, the Defendants couldn't file a Demurrer/Motion to Strike. I doubt that the Default was entered. You will probably need to Oppose the Demurrer/Motion to Strike.
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