If you have a mortgage, you already have a lien on your property. Whether the credit card debt is tied to a lien on the property will depend on the terms of the credit card agreement. You should contact s lawyer to have them review this for you.
If you're concerned about a lawyer having too many ties to other practicing attorneys, consider finding a lawyer who just passed the bar. Obviously, there are big risks in hiring someone who has little to no experience. Further, while you might perceive that the bankruptcy bar is too friendly, it...Read more »
My ex husband is filing for bankruptcy and will add our joint mortgage to his claim-I want to know how this will affect me and what my options are, how will this affect my credit score if I am up to date with the mortgage and payments. I am the one living in the house-
This will not affect your credit score if you are current on the payments. It will relieve him of his obligation on the mortgage. You should check with your divorce attorney to see how this debt was treated in your divorce. It could possibly be nondischargeable.
Firstly I would like to say if youre going to tell me to seek a lawyer locally please do not respond, I'm aware hiring a lawyer would have made this not happen unfortunately thats not an option. I self filed bankruptcy chapter 7 and it got dismissed because I was missing a document but I got a... Read more »
I filed for bankruptcy and the case got dismissed because I didnt include a summary of assets. But the notice I got saying the case was dismissed said I have 14 days to "file a motion for relief from this order". I've searched all over the internet and can not find the form for a motion of relief... Read more »
It sounds like you filed your bankruptcy without the assistance of an attorney. This is the sort of dismissal that is easily avoided by retaining an experienced bankruptcy attorney to assist you from the get-go. I would consult a bankruptcy attorney in your area now, before that deadline expires.
Went into bankruptcy ch 13 in 2013, Discharged in Dec 2018
Our lawyer was quite busy, so we asked for permission to communicate with bank. Getting nowhere our lawyer was going to file a petition to make current. A couple of months later they let us know we were current. The huge deficiency... Read more »
Yes. Their actions may violate the automatic stay. However, you will not get s gearing in s day or two. It will be more like a month or two. You need to hire a competent bankruptcy practitioner to handle this for you.
He has driven it, has paid the payments. Now all that is owed is $3132. Can he trade the car in and get another without me getting the courts permission? He pays the payments outside of the plan. I've an attorney who is NOT answering my phone calls I want to tell my son to just go ahead and trade... Read more »
I filed bankruptcy in 2014 it was dismissed payed on car since attempted to trade it in and was told I don’t have a open car loan that it’s listed as paid on my credit And no payments have been reported since 2014, Nissan finance guy said I should just return the car to Ally but I’m concerned... Read more »
My ex forced me to co sign a car loan. This was with threats. He never should me any of the paper work after I had signed nor have I seen the car. I’m now liable for the car because he obviously didn’t pay. Can I fight this with creditor I obviously would have this loan if I wasn’t forced to.
I have had a lot of private student loans that a degree was about useless. I am having financial hardship and these loans are cosigned by my dad. If I was to file bankruptcy could I get the student loans discharged also?
When I purchased from DriveTime, I was required to get GPS Tracking and a warranty. I recently found out I need major repairs. When I called the warranty company...they had cancelled the warranty! Not only had the warranty been cancelled, the loan was sold and we were never informed and... Read more »
If the debt for the car (and the warranty) was discharged in bankruptcy, why have you continued to make the payments? It's possible that you reaffirmed the debt; ask your bankruptcy attorney to explain it to you. You may have a claim against the warranty company for the amount you paid since the...Read more »
I already contacted the company and set up a payment plan, but I'm feeling uneasy about it. I haven't signed any settlement papers as of yet. I don't have a lot of extra money, hence the pickle I am currently in. What the heck do I do?
Filed bankruptcy11/2 years ago and all debts were discharged. Last week i got an alert that a debt was being reported. I found out it was a debt that was discharged. Contacted company i owed money and they said they seen that it was discharged and it would be fixed in 2-5 days. Contacted the... Read more »
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