It is very likely that the lender has waived his right to collect additional interest. However, without reviewing the terms of the note itself, it would be difficult to make a more precise determination.

There is no law which entitles you to obtain the service record of a used car from the manufacturer. Moreover, a manufacturer likely only has records for warranty and recall service. It is unlikely any service record it maintains is complete.

Many dealerships and auto service companies... View More

Your post is not very clear. Apparently, your attorney hasn't responded to your communications. If you have the check, it's made out to you and your attorney, and your attorney endorsed it, there should be no problem with your depositing or cashing it.

You likely can make a claim for the dollar value (only). But whether you can sue in court to make such a claim, and if so, where, and when (immediately or after some other step to be taken first), depends on your delivery contract terms. The contract might contain an arbitration clause requiring... View More

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answered on Jul 27, 2023

In Florida, if a creditor does not send the "Right to Redeem" or "Notice of Sale" to the debtor after the foreclosure process, it may have implications for the deficiency balance. The "Right to Redeem" is a notice that gives the debtor a chance to pay off the... View More

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answered on Jul 20, 2023

Generally, a hotel may have the right to hold onto your belongings until you settle any outstanding charges, such as a cleaning fee. But hold your horses! They can't just keep your stuff indefinitely. The hotel should provide you with a reasonable time to pay the cleaning fee and retrieve your... View More

Pay for the whole what?

You want to know why you are being sued. The complaint which names you as a defendant should indicate why. If it doesn't, consider moving to dismiss.

Send a certified letter to the lender with your written report.

Yes, but only if you first comply with the presuit procedures of Fla. Statutes Section 828.29, also called the "Puppy Lemon Law", which is online, and which you must read. The first important portion for you starts at Sub-section (5), which provides: "If, within 14 days following... View More

It would be a good idea, either on your own or through an attorney, to immediately dispute the bill in writing, with proof of delivery; otherwise, you might be sued for Account Stated, which is a suit to collect on an undisputed bill. State reasons for the dispute, including that you never would... View More

If you are buying while in Fla., Fla. law should apply. Regardless, to take legal action, you must see the terms that you agreed to for what procedures and venues apply for resolving any dispute. You likely checked a box for "terms and conditions". By doing that, you agreed to the... View More

You ARE at risk of resetting the limitations period clock if you agree that you owe the debt or do anything that arguably indicates you agree to it. In that event, the creditor (or its assignee/successor) may sue you for account stated, for which there is a 4-year limitations period starting from... View More

There is an entity named "New Jersey Insurance Underwriting Association."

Here is their web address: https://portal.njiua.org/

It's unclear what you mean by "charge off, but if you are being sued for a debt, the statute of limitations has nothing to do with any hardship you are experiencing.

The issue is whether the warranty is voided due to your wrongdoing (either intentional or negligent), if any, that caused the damage/issue triggering the need the repair. One issue is the contract language itself, and another issue is the fact issue of whether you actually committed the act or... View More

No. You live in Florida, you get sued in Florida and the procedural rules, to include jurisdiction and venue apply. You are referencing substantive law. Your judgment is not void for lack of subject matter jurisdiction.

A Florida attorney could advise best, but your question remains open for four weeks. Until you're able to discuss with a local attorney for definitive and state-specific guidance based on applicable insurance laws, in general nationwide, insurance carriers might not bother to enforce that... View More

You generally do not or can not because as you have stated, you have gifted it to them and put the title/transferred it into their name, this completes the transfer and gift. Your only hope would be some type of civil action with a civil litigation attorney related to some sort of misunderstanding,... View More

It is not clear what notice you gave GEICO, other than indicating that you called them. Follow up your call with a certified letter indicating that you have never asked them to insure a Mercedes. If you can't get an acceptable quote from GEICO, get one from another insurance carrier.