Get free answers to your Insurance Bad Faith legal questions from lawyers in your area.
My insurance paid the vehicle off, I lose my down payment and 8 monthly payments made.
Can they get in trouble for fraud?
would provide monthly payments to begin at 81! And draconian penalties should I seek withdrawals in the first 7 years.
Do these facts indicate a breach of Fiduciary Duty, fraud,etc. on the part of the CFP and or Allianz. My tel.no. is 561 400-2721.
answered on Dec 29, 2019
Generally speaking, there are very limited reasons to sell an annuity to someone who is over 70. Based on the limited facts you have provided here, it seems like this would have bee a completely unsuitable investment for you and could be a breach of fiduciary duty as well has violation of various... View More 
I've been with this agent for 15 years and called 3 different times through during the years for a price check on different companies. I was told by my agent that the company That I was with would be the cheapest. This was not the truth. I decided to go with another agent who pulled a quote... View More
answered on Nov 25, 2019
If you didn't actually lose money by paying a higher premium, you are not damaged in any way (other than aggravation) and therefore have no ground to sue. If you did lose money, theoretically, you could sue for professional malpractice (negligence), but for only a $1K difference, it would be... View More
answered on Nov 25, 2019
I presume you mean gouging, not gauging, and your question is vague about what occurred. In any event, certain categories of complaints regarding insurance providers can be made to the Florida Dept. of Financial Services - see https://www.myfloridacfo.com/Division/Consumers/needourhelp.htm.
my friend had an accident i payed for the vehicle to be towed to my residents. The Insurance company totaled the car. It has been stored at my property for several months.I now want the storage fee payments and the towing fee payment or i want the title of the vehicle.
answered on Nov 20, 2019
So what do you want to know? Send the pertinent parties (the fiancé company if any, the insurance company, and your friend) letters requesting that they sign the title to you or pay your storage fee.
Can a insurance company give new hires a cheat sheet of answers to the 440 insurance exam? Also cheats on cms
My insurance company I recently started working for gave the whole class before and after me as well as my class a cheat sheet with all the answers to the 440 insurance exam. The... View More
answered on Oct 28, 2019
I am sure there is a way to file some sort of complaint; however, I am not sure what the Department would do with it.
You must also know that--if you do complain--you will likely not be well-liked among your peers, not in the Department.
My daughter is in the Winter Park High School Band and we are always doing fundraisers. How much do we really make on selling coupon books or wrapping paper!?! I would like to approach the band director and offer to donate half my commissions to the band for any and all parents, grandparents,... View More
answered on Oct 23, 2019
This is not a legal question; and I am unaware of any federal or state law that would prevent you from giving away all of the commissions you earn on all the insurance sale you make to all of your customers. Responding to your specific question: The only "problem" I can see is going to... View More
My brother passed away he did not leave a will, he has no assets. Unfortunately he died 4 days before the contestable period ended for his life insurance policy. I am his beneficiary. The insurance company is asking for a Legal Representative form from me. How do I obtain this form? The... View More
answered on Oct 21, 2019
You should schedule a consultation with a local estate attorney to look at what documents you have and review your situation.
Is there a way that I can sue my step mother for withholding my deceased fathers insurance. If I have proof he had Insurance and told his mother, sisters, brother and kids what he had? Is there any way possible to sue her in any way?
answered on Aug 16, 2019
If you have reasons to believe that your step mother is not beneficiary of the insurance and she claimed the insurance proceeds, yes, you can.
is that admission of guilt, they stated that when i filed out my application online (which i actually did over the phone with an agent, i answered the question falsely, but agent did ask me for much information. i am being sued due to accident my son had and i received refund. should i cash or... View More
answered on Aug 15, 2019
The victim is suing you or the insurance company? If it is the Victim who is suing, you need to know you have no coverage at least at this moment. As far as whether cashing the check means admission, it is arguable because they reject your application for the reasons they believe it is true. You... View More
We moved to Florida from New York City about a year and a half ago.
We cannot get our New York insurance carrier to pay a claim since August 2017. We would like to file a law suit from where we live in Brevard County for 1,500 dollars. Does circuit court cover claims for less than this... View More
answered on Jul 4, 2019
The state that has jurisdiction over your claim depends on in what state the claim arose. More facts are needed in order to determine who has jurisdiction and venue.
Moved from New York about a year and a half ago cannot get my NY insurance carrier to pay a claim in August 2017. I have been fighting with them since, I would like to end this. The claim is only $1500 but I have a very sick wife and I am in need of money in order to help her.
Thank you
answered on Jul 3, 2019
No, but the County Court does. $15K is the jurisdictional cap for County Court civil cases, so a claim for $1,500 must be filed there, at any County Court branch. However, sounds like you may have a venue problem. Simply because you moved to Fla. does not give you the right to file your claim in... View More
insurance policy that would cover his 3 month stay. The policy limits are $50K max. If i take out the policy in his name but I pay for it and for any reason he does end up in the hospital and the bill is over the $50K could the hospital go after me because I payed for the policy even if the policy... View More
answered on Feb 22, 2019
No, the hospital could not successfully sue you unless you are legally responsible for his health care; you are not responsible simply because you obtain health insurance coverage for him.
My home insurance will cover it less my deductible. In the mean time the manufacturer has agreed to replace it if I sign a release. Can I accept both offers legally?
answered on Feb 14, 2019
If the manufacturer agrees to replace it, then it would seem there is no longer a loss for insurance to cover. If you choose the insurance company's payment, you have the deductible to consider. Insurance carriers will offset their payments, or choose not to issue payment, if a loss is already... View More
My daughter was in a car accident. It was her fault. Geico was the insurance company. 4 years after the accident she gets served because she's being sued. Geico never paid the claim. She was taken to court with the insurance company. The plaintiffs were awarded 3 million dollars. A judgment... View More
answered on Feb 2, 2019
Your daughter appears to be judgment-proof. In other words, the judgment creditor probably can't collect its judgment other than against GEICO (to the policy limits).
Is this legal? Offered me $4800k for roof, estimate was $12,000. Should I consult an attorney ?
answered on Jan 13, 2019
So the estimate was #12 K and they say the roof was depreciated so that it was worth less than that? How much would it cost to install a new roof? Yes, see an attorney?
truck causing my car to roll over three times and land on its driver side an inch away from a house after going through a line of trees and a fence said that I was eligible for "expedited settlement" even though I wasn't ready to settle and did not ask to settle. I already have had 4... View More
answered on Dec 12, 2018
The first thing I will say is of course you need counsel and her attorney and why if you are seriously injured he did not obtain representation is contrary to your best interest. Do not try to play lawyer with the insurance company or insurance companies and the other parties. If you were seriously... View More
Hurricane Irma hit the home in Plant City, FL, Sept 2017. HOI denied coverage and the HO Insurer's civil engineer assured disabled insured that the home was "structurally sound." The disabled insured remained in the home, relying upon the assurance of the Civil Eng, and became... View More
answered on Oct 18, 2018
Possibly though a lot will depend on the duty owed by a contracting engineer especially if their scope was just structural, not enviornmental. Contact a member of the Fla Justice Association--they give free consults. Look for one that handles mold cases.
I am 1 month away from 5 years limit. I have been to sick to do anything. There is a primary and secondary both stalling. Primary which has had case 2 months just made very low offer not even covering bills.
Then my secondary which is my insurer didn’t think it was worth much, so I told... View More
answered on Oct 18, 2018
You should have contacted a member of the Florida Justice Association. They give free consults.
I can't give you legal advice on Florida pleadings but one way would be to go to your county court law library, ask them to help you look up a recent case involving uninsured motorist law,... View More
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