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Kansas Real Estate Law Questions & Answers
1 Answer | Asked in Real Estate Law for Kansas on
Q: Wondering if a contract for deed needs to be recorded? Thx
Scott C. Stockwell
Scott C. Stockwell answered on Oct 26, 2020

Good practice for contracts for deed arrangements would normally include three safeguards: A deed in escrow, payments in escrow, and an affidavit of equitable interest filed with the Register of Deeds. The deed in escrow by grantor naming the purchaser as the grantee ensures that a deed is... Read more »

1 Answer | Asked in Estate Planning, Probate and Real Estate Law for Kansas on
Q: So my mom passed December 9th 2019 I'm a only child 49 and son. My.cousin is on the deed . How do I get on it ?

Shes trying to sell it. The will was not filed prior to death at the register of deeds and I didnt know about the 6months affidavit. She never showed me the willl so the trying to control the outcome and the bank is owed 16,000 $

Scott C. Stockwell
Scott C. Stockwell answered on Oct 14, 2020

Kansas law requires that a will be filed with the court within six months of the date of death. However, if you are a person who might benefit from the will and were not informed of its existence, you may file the will with the court upon learning of its existence.

A will controls the...
Read more »

1 Answer | Asked in Foreclosure and Real Estate Law for Kansas on
Q: home was foreclosed on and sold for more than the final balance, are we owed the excess money?

Is a very long situation and a lot of detail , I want to know if I have an option here or not to pursue it.

Doug Coe
Doug Coe answered on Oct 5, 2020

I would highly encourage you to talk to a lawyer. Depending on the unique facts of the case, you may be able to recover some amount of money. These are very fact specific cases, so an attorney would be a great resources.

1 Answer | Asked in Real Estate Law for Kansas on
Q: In Kansas is it possible to acquire a house "subject to" existing financing?

In other words, can they sign the deed to me, while the financing remains in their name, but i make the payments?

Scott C. Stockwell
Scott C. Stockwell answered on Sep 19, 2020

Bank mortgagees typically have "due on sale" clauses that provide that mortgage debt accelerates upon the transfer of the property. Sometimes lenders ignore transfers and continue to accept payments. However, the purchaser is taking a risk. The purchaser could make payments that are not... Read more »

1 Answer | Asked in Real Estate Law and Landlord - Tenant for Kansas on
Q: Needing to find out what steps are necessary to remove a person from a house deed. Brother has kids living rent free.

House was in danger of being put up for sheriff sale until I paid delinquent taxes. I want possession and he refuses to cooperate

Scott C. Stockwell
Scott C. Stockwell answered on Sep 9, 2020

If two or more persons listed as tenants in common on a property, control of the property is problematic if they are unable to agree. In absence of an agreed sale and purchase of the other person's interest, Kansas law provides for the partition of the property through a court proceeding. If... Read more »

1 Answer | Asked in Real Estate Law for Kansas on
Q: My husband had me sign away my rights to his house when we married. I have now lived in this house with him for 18 years

Do I have any rights to the home?

Scott C. Stockwell
Scott C. Stockwell answered on Aug 10, 2020

It is essential for you to consult with an attorney to share the details of your specific circumstances. Kansas law allows for prenuptial (before marriage) agreements. K.S.A. 23-2401, et seq. The agreement must be in writing (23-2403) and may only be amended after marriage in writing (23-4306). The... Read more »

1 Answer | Asked in Real Estate Law for Kansas on
Q: My husband and his friend are selling a rental property. They had this property since 2001. We got married Oct 2018.

Title company wants my signature as well. We live in Kansas. Am I required to sign even though I never had anything to do with the property?

Scott C. Stockwell
Scott C. Stockwell answered on Jul 20, 2020

Kansas has specific provisions with respect to real estate that provide spouses with protection against the transfer of real estate without the spouse's signature. Article 15, Section 9 of the state Constitution provides that the homestead may not be transferred without the written consent of... Read more »

1 Answer | Asked in Real Estate Law for Kansas on
Q: 5 1/2 arm will adjust August 1, 2020. 6 month libor, 1st day- WSJ + 2.25 margin, 1% cap. What is new rate?

Mortgage company says new rate will be 3.125, but 6-month libor has been under .5 for several months. Am I correct and if so what can I do about this? My rate adjusts every 6 months.

Scott C. Stockwell
Scott C. Stockwell answered on Jul 20, 2020

The adjustable rate should be ascertainable using the formula stated in the promissory note. The current 6-month LIBOR rate appears to be under 0.34%.

Some typical determinants of an adjustable-rate mortgage calculation are: (1) the specific date from which the 6-month LIBOR is drawn; (B)...
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2 Answers | Asked in Real Estate Law for Kansas on
Q: Two days before closing the seller says she won't sell to us unless we pay her 500 dollars aside. Can she do that?

She wants us to pay 500 dollars of her closing on her new house. I feel like she is holding the house hostage and we have to pay ransom to own it. We have done everything in good faith and have waited 4 months and had closing delayed 3 times. Our real estate agent is pushing us to pay the 500.00

Vincent Gallo
Vincent Gallo answered on Jun 25, 2020

The contract controls your rights and obligations. Perhaps the broker should offer to pay it?

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1 Answer | Asked in Contracts, Consumer Law and Real Estate Law for Kansas on
Q: live in apt comp & haven’t had a lease for a year. Got notice that my rent will increase by $75 w/o one Can they?

My lease expired a year ago. They rent the apt for $775, (for the new addition, I live in the old apts) new year lease states that rent is $790, month to month is $840 and if I don’t sign either then the rent will go up an additional $25/mo. Can they do this? Should I move to the new apartments... Read more »

Maurice Mandel II
Maurice Mandel II answered on Jun 20, 2020

If you are occupying a premises on a month to month basis, in most places the LL can change the terms of your occupancy by providing you with the notice required under the document. When you hold over after a lease expires, you are usually on the same as a month to month tenancy, unless the lease... Read more »

1 Answer | Asked in Divorce, Family Law and Real Estate Law for Kansas on
Q: I've been divorced a few years. My ex-husband refuses to remove my name from the mortgage.

Our divorce decree did not specify my removal. I contacted the mortgage company and they said he will have to initiate my removal. We live in Kansas. Do I have any options?

Anthony M. Avery
Anthony M. Avery answered on May 21, 2020

If the Mortgagee wants to keep you on the Mortgage, there is nothing you can do but pay it off. The former Spouse probably does not want, or cannot, refinance the loan.

1 Answer | Asked in Real Estate Law and Banking for Kansas on
Q: 2 people getting a loan, 1 owns land used for collateral Do both people need to be on deed of property?

The bank has requested a quit claim to put the other person on title of collateral property to get loan. Is that true?

Scott C. Stockwell
Scott C. Stockwell answered on Apr 7, 2020

If two people are not married, a person (and his or her spouse) who owns the real property may give a mortgage of the property to secure a loan. The bank may have concerns about making a loan in which there is not an identify of interest between the owners of the collateral and the borrowers on the... Read more »

1 Answer | Asked in Real Estate Law for Kansas on
Q: Does wife sign contract to sell home or just husband
Scott C. Stockwell
Scott C. Stockwell answered on Apr 7, 2020

Kansas law provides protections to spouses preventing the sale of real estate without the consent of the spouse. As a practical matter, the spouse's signature is also required on the sale of real estate owned by one spouse. If neither spouse lives in Kansas and has never lived in the state of... Read more »

1 Answer | Asked in Real Estate Law for Kansas on
Q: I have a Deed which states:

General Warranty Deed Joint Tenancy (Statutory) Mr. A & Mrs A ,husband and wife AND Mr. B & Mrs. B Husband and Wife Convey and Warrant to Mr. B & Mrs. B as joint tenants with right of survivorship and not tenants in common, all the following REAL ESTATE...

What is the ownership... Read more »

Scott C. Stockwell
Scott C. Stockwell answered on Apr 7, 2020

There is more to a deed than these provisions, so you should consult with an attorney to ensure that the document does what is intended and has been properly recorded. With that caveat, the question posed is in the nature of a hypothetical asking how the language quoted would affect the rights of... Read more »

1 Answer | Asked in Contracts and Real Estate Law for Kansas on
Q: If you sign a contract to sell a house as poa and a week later you’re loved one passes away can you continue with sell?
Scott C. Stockwell
Scott C. Stockwell answered on Feb 23, 2020

The question appears to indicate that an attorney in fact under a power of attorney signed an agreement to sell a house owned by the principal. The sale was not completed before the passing of the principal. For the most part, a power of attorney is not effective after the death of the principal.... Read more »

1 Answer | Asked in Real Estate Law for Kansas on
Q: I am sole owner of a house in Kansas that I wish to sell. What are my options if my spouse refuses to sign at closing?

An offer has been made and accepted by me.

Scott C. Stockwell
Scott C. Stockwell answered on Sep 30, 2019

The Kansas Constitution provides that, "A homestead to the extent of one hundred and sixty acres of farming land, or of one acre within the limits of an incorporated town or city, occupied as a residence by the family of the owner, togeth er with all the improvements on the same...shall not be... Read more »

1 Answer | Asked in Estate Planning and Real Estate Law for Kansas on
Q: Our house loan is in my mother in laws name. But the deed on the house is in my husband and I's names. She quit claim to

Us several years ago. She has now changed to mortgage to an irrevocable trust with the beneficiary being my husband exwife and kids. The deed is still in our names. What happens when she dies?

Nina Whitehurst
Nina Whitehurst answered on Sep 10, 2019

If the house truly is in your name along with your husband, your mother-in-law's death will be of no consequence. The house will remain in your names when she passes. The unfortunate problem with that technique (lifetime gifting), however, is loss of the step up in basis at your... Read more »

1 Answer | Asked in Real Estate Law for Kansas on
Q: Is a TOD on property still good if one of my siblings passed before our mother or do we go by her Will?

My mother filed a TOD on her property after my father passed in 1990. One of my siblings passed away 10 years ago this September. The title company that filed the TOD did not put anything in it about rights of survivorship when they did the TOD for my mother. She had her Will updated after my... Read more »

Scott C. Stockwell
Scott C. Stockwell answered on Jul 20, 2019

Your mother prepared and filed a transfer on death (TOD) deed after your father passed in 1990. In or about 2009, your sibling (implied to be a beneficiary of TOD deed), passed away. After your sibling's passing, your mother wrote an updated "will" that was notarized.

A...
Read more »

1 Answer | Asked in Real Estate Law for Kansas on
Q: In residential real estate closings in Kansas, it is not allowed to provide the seller a physical check at closing...

My mom is acting as her own agent at her house closing. On the authorization to issue funds form, she was given three options: receive a check at closing, send a check later by UPS/USPS, or get the funds wired to her bank account. She chose to receive a check at closing, only to then be told that... Read more »

Scott C. Stockwell
Scott C. Stockwell answered on May 14, 2019

The normal course of a real estate transaction involving an escrow agent is for the deed and buyer’s funds to enter escrow (with all executed documents) and for the deed to be filed and for the escrow agent (title company, typically) to confirm that no documents have been filed since preliminary... Read more »

1 Answer | Asked in Real Estate Law and Estate Planning for Kansas on
Q: If there is a lien on a house, can we keep adding joint tenants, generation after generation to pass on the home?

I understand that a joint tenancy postpones the selling of a home to satisfy a lien. If I am a joint tenant on my mom's home, then she dies, the home passes on to me, the house cannot be taken and sold to satisfy the lien. Then I add my son on as a joint tenant and when I die, also, the house... Read more »

Scott C. Stockwell
Scott C. Stockwell answered on Dec 27, 2018

It is not unusual for a mortgage and/or a promissory note to have a provision that accelerates the debt obligation upon the transfer of an interest in the property to another person. To answer your question, you would want to know the specifics of the promissory note and mortgage in question. As... Read more »

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