Get free answers to your Insurance Bad Faith legal questions from lawyers in your area.
answered on Feb 9, 2020
If you're asking as an agent, it might be best to comply with standard operating procedures provided in company handbooks. Even though the industry is fairly transparent and everyone knows each other's product lines and pricing, following company protocols is the best bet. Good luck
Tim Akpinar
answered on Oct 19, 2019
You could ask for one if there is something very acrimonious in the chemistry in your working relationship. But for the most part, the role of a claim rep is adversarial to the claimant. The claim rep is not there to be a mentor or friend. Claim reps are highly intelligent, analytical, and... View More 
The sales rep at the dealership called an insurance agent for me, I've been paying for insurance but i don't have a real policy.
answered on Oct 18, 2019
A Michigan attorney could answer best, but your post remains open for four weeks. Contact the agent. Any licensed, reputable agent would take urgent steps to correct the matter. If there will be problems in setting up coverage with them, seek alternate insurance. By now, you've probably... View More
On August 20, 2015, I entered into an Used Car Loan with People's Driven Credit Union (PDCU) in Southfield, MI for less than a $20k loan at 2.49% via Champs Auto Sales in Detroit, MI. My down payment was $5k & for six months I made timely payments of $420 ($2,520) then PDCU Forced Placed... View More
answered on Apr 20, 2018
If your auto loan has a provision permitting forced-placed insurance it is likely legal and enforceable. Did you let your insurance policy lapse? Or did you not carry the minimum amount of coverage called for in the contract? If so, the CU may be able to force it. I would have to read the contract... View More
*****I am in the process of applying for life insurance.*****
During the process, I am asked to provide fairly detailed answers to the health questions (dates, numbers of dosages taken, etc.). And, some of the answers are about things that happened 15 or 20 years ago. At the end of the... View More
answered on Jun 23, 2017
If you told them "I don't know" and they pressed you to provide an answer anyway, they are probably not to be trusted.
If you said 'I don't know exactly' and they said 'can you provide an approximate time frame' that would be appropriate.... View More
No one was hurt, or there at the time. We were coming home from vacation, and have a hunch who may have done this, but no real proof. Not enough, anyway, but to me, it checks out. Just not to police. This was a home we were totally redoing, so tools/ladders and tons of new wood, doors, windows,... View More
answered on Jan 26, 2017
If you had a contractor their insurance might cover. Talk to your CPA about a big casualty loss deduction on your tax return--may have to file an amended (for 2015) if you didn't claim it
I called my insurer and a representative assured me I was covered internationally. Swerved to avoid a car in my lane and collided with a hedgerow. Filed a claim with my insurer who informed me I was not actually covered. If I had known this I would have taken out additional insurance on the rental.... View More
answered on Feb 6, 2016
You might have a case. Talk to a local bad faith or injury lawyer.
Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is only general information. It is NOT legal advice, and it may not work for your specific situation. It is impossible... View More
my deductible is 1000.00 i reported the accident and another dent on the same day to my ins carrier,they wrote it up as 2 claims. i didnt know it would be 2 claims,now they wont pay because each claims are under my deductible of 1000.00. they did not explain that to me,that it would be 2 different... View More
answered on Nov 13, 2015
Sounds like the occurrences were difference. Check your policy.
Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is only general information. It is NOT legal advice, and it may not work for your specific situation. It is impossible to... View More
answered on Jul 30, 2015
More information is needed to answer. Talk to a local insurance bad faith lawyer.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
