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New Jersey Collections Questions & Answers
1 Answer | Asked in Criminal Law, Banking, Civil Litigation and Collections for New Jersey on
Q: received a check without funds. what i do? i call the writer of the check, but i think he try to avoid me.

i am afraid he doesn't have nothing in his Name. but i know he have houses and cars...

He is located in NY and i live in NJ.

Leonard R. Boyer
Leonard R. Boyer
answered on Apr 26, 2017

Contact the Prosecutor in the town where the check was issued and file charges.

1 Answer | Asked in Consumer Law, Car Accidents and Collections for New Jersey on
Q: I have a Judgement by default that was entered 8yrs ago. It's an insurance company claiming 13k. I need legal advice.
Peter N. Munsing
Peter N. Munsing
answered on Sep 28, 2016

If they didn't renew it it may be beyond the statute of limitations. Contact a consumer attorney.

1 Answer | Asked in Collections, Consumer Law and Contracts for New Jersey on
Q: gave the funeral home $ 5000 out of $7000, I have a remaining balance of $2000 can I pay later like 30 days later

I was wondering can they offer a payment plan or 30 days later after funeral

Leonard R. Boyer
Leonard R. Boyer
answered on Jun 16, 2016

Call them up and ask them!

1 Answer | Asked in Collections for New Jersey on
Q: Does filing suit stop the statute of limitation on collection of debt in nj? Stat# 2a:14-1
Leonard R. Boyer
Leonard R. Boyer
answered on Jun 14, 2016

Filing a Complaint will always stops the Statute of Limitations. An SOL determines the time in which you must file a complaint. Good luck.

1 Answer | Asked in Collections, Contracts and Employment Law for New Jersey on
Q: How best do I handle his "made up" bill, if at all, and this situation?

I ended the relationship with my accountant after receiving an offensive email from him. He's been unprofessional in the past and this was the last straw. I wrote him telling him why I am terminating his services and I kept it professional. He has since been emailing me frequently (18 emails... Read more »

Leonard R. Boyer
Leonard R. Boyer
answered on May 20, 2016

Retain an attorney to write a "Cease & Desist" letter and mention that his actions could be considered harassment.

1 Answer | Asked in Collections and Family Law for New Jersey on
Q: I live in NJ. My Ex moved to FL & won't pay child support/answer calls/letters. What's the best way to proceed?

We have 1 daughter in high school. 2 boys in college (that he no longer pays for).

I am barely getting by. He owes $6000 + ... not including medical costs that he is ordered to pay half of.

I have tried contacting agencies, but I do not think I am getting through to the right... Read more »

Leonard R. Boyer
Leonard R. Boyer
answered on Apr 20, 2016

You need to retain matrimonial counsel, who is licensed in both NJ and Fl. In the alternative, you need to just retain an experienced NJ matrimonial attorney, who will pursue this matter aggressively.

1 Answer | Asked in Collections, Consumer Law and Contracts for New Jersey on
Q: I used to live in a sponsor house with the state of jersey and the lady I lived with wasn't doing right now she wants me

To pay for a phone bill for 234.89 but she get payed to take care of me what should I get a lawyer?

Leonard R. Boyer
Leonard R. Boyer
answered on Mar 9, 2016

It will be more expensive to pay an attorney than to try to resolve this matter. Just pay it and move on. Good luck.

1 Answer | Asked in Collections for New Jersey on
Q: I live in Pa. My car is being repossessed. I own a home with my Mother. Can a lien be put against this home?
Leonard R. Boyer
Leonard R. Boyer
answered on Feb 26, 2016

It is possible that could ultimately happen, but a creditor cannot "just place a lien on real estate". There is an entire legal process that must be completed first.

1 Answer | Asked in Collections, Criminal Law and Tax Law for New Jersey on
Q: I think my landlord is committing tax evasion. He's scammed me and should not get away with it. Am I correct about this?

My landlord charges outrageously high regular monthly "donations" of the same amount each month (I thought donations were gifts). He refuses to take a check for his monthly "donation" because he doesn't want there to be proof of rent; he insists on being paid in cash.... Read more »

Mr. Kenneth Albert Vercammen Esq.
Mr. Kenneth Albert Vercammen Esq.
answered on Jan 24, 2016

this is not a criminal law question. this is landlord tenant

1 Answer | Asked in Collections and Estate Planning for New Jersey on
Q: cerified in massage therapy I need to get my license, my school says they show a bill but can not tell if it was paid

they can not prove it was not paid, and its not on my credit report. they said to pay 1000 out of the 2500 they think I owe they will not release my transcripts

Leonard R. Boyer
Leonard R. Boyer
answered on Jan 15, 2016

To properly answer your questions and address your concerns, the best way to handle this is with an in person consultation with an experienced attorney. Good luck.

1 Answer | Asked in Collections for New Jersey on
Q: Can I file a motion to vacate a judgement that is about 2 1/2 years old in New Jersey?

The original amount owed was 16,00.00 and the final judgement was then 28,000.00 and I had made payment arrangements. Since my husband has not been able to work for about a year now I was not able to keep up with the payments. The are now trying to garnish my pay and the amount they are looking... Read more »

Leonard R. Boyer
Leonard R. Boyer
answered on Dec 11, 2015

No, not after so much time has elapsed. To properly answer your questions and address your concerns, the best way to handle this is with an in person consultation with an experienced Bankruptcy attorney. Good luck.

1 Answer | Asked in Collections for New Jersey on
Q: Can I small payment revive a stale debt in New York

Debt collectors threatened me with law suits and legal action for a debt that was 12 years old. Out of fear of repercussions, I gave them $150 on what they claim is upwards of $2500 worth of debt. This is based out of NY

Leonard R. Boyer
Leonard R. Boyer
answered on Nov 14, 2015

You need to ask a NY attorney, but I would GUESS that the answer is NO, but that is only a guess. Good luck.

1 Answer | Asked in Collections and Construction Law for New Jersey on
Q: Client cancelled final check on our job. Forged insurance and license documents to her property mngmt.....

She paid us on final day, then said there was problem with floor we installed. Cancelled the check. She kept egging us on on when we could come back and fix it. She revealed to me on the final day of completion of work, that she had called another company to submit their insurance, license... Read more »

Leonard R. Boyer
Leonard R. Boyer
answered on Oct 13, 2015

To properly answer your questions and address your concerns, the best way to handle this is with an in person consultation with an experienced attorney. Good luck.

1 Answer | Asked in Bankruptcy and Collections for New Jersey on
Q: Filled bankruptcy due to comm lease suit and was discharged but default judgement was entered after discharge.

Due to a failed business, I had to vacate commercial space premises hence breaking lease. Landlord filled suit as expected and I proceeded to file chap7. Got a discharge , but 6 months after discharge, I received court papers that a default judgement has been entered against me and the business... Read more »

Leonard R. Boyer
Leonard R. Boyer
answered on Sep 19, 2015

If you were represented by a Bankruptcy attorney, you should contact the attorney about this. If not, you can retain an experienced Bankruptcy attorney to write a letter to the creditor, which should end the problem. Good luck.

1 Answer | Asked in Collections for New Jersey on
Q: My credit union in Wisconsin went into my business account and took all the money from my savings and checking account

So my credit union in Wisconsin went into my business account and took all the money from my savings and checking for a debt on my personal account which they charged off over 5 years ago. I had spoken to an attendant at the bank a few days ago about changing my address on my debit card and he... Read more »

Leonard R. Boyer
Leonard R. Boyer
answered on Aug 30, 2015

You need to retain an attorney and provide the attorney with all the documentation you have to substantiate your allegations. Good luck.

1 Answer | Asked in Collections, Consumer Law, Education Law and Personal Injury for New Jersey on
Q: I need to know the statutes of limitations on the following types of debt

I owe a vccb and restitution fine from 1999 that i didnt know existed until i got a letter demanding money lastweek..i called but they were very rude and intimidating it was a collection agency...also in the process of being medically defered on a student loan from same year??? Has time run out on... Read more »

Adam Studnicki
Adam Studnicki
answered on Aug 28, 2015

Not sure why this is under injury law. A local collections lawyer can assist.

Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is general information that is given for legal education only. It is not legal advice, and it may not work for...
Read more »

1 Answer | Asked in Collections for New Jersey on
Q: Has there ever been a case where the the person serving 85% has filed a lawsuit against the courts to get money for time

As for as good time credits or computation time ?

Leonard R. Boyer
Leonard R. Boyer
answered on Aug 22, 2015

Your question is too vague to be answered. You can look in Google Scholar.

1 Answer | Asked in Collections and Personal Injury for New Jersey on
Q: How can i sign over awards from personal injury suit to my adult child to aviod debt collectors from taking my money ???

Im recieving letters from collection agencies regarding 20 yr old debt i wasnt even aware i owed

David B. Levin
David B. Levin
answered on Aug 18, 2015

Before you start thinking about how to manage your assets, talk to a local consumer lawyer about the debt in question. Very few types of debt will survive for twenty years, and the debt may well be uncollectable (and, thus, no threat to your assets). It's even possible, depending on the nature... Read more »

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